d n a s r Summer 2014 a l l Do Ride Free This Summer! Enjoy Your New Ride with No Payment for up to 90 Days! Finance any new or used vehicle, or refinance a vehicle from another financial institution, with Painesville CU this summer, and you’ll be singing songs of savings all summer long! For a limited time only, we’ll defer your payment for up to 90* days. Plus, you’ll enjoy fixed rates as low as 2.49% APR* and terms of up to 72 months. But this offer for a FREE RIDE won’t last forever, so take advantage of it TODAY! Call our Loan Department at 440-352-8974, and then come on and take a FREE RIDE with Painesville CU this summer! *Annual Percentage Rate. Available to qualified borrowers only. Payments may be deferred up to 90 days on new, used and refinanced auto loans now through August 31, 2014. Collateral conditions apply. Minimum $10,000 financed for any new or used car, truck or motorcycle. Sample monthly payment for a loan of $10,000 at 2.49% APR for a term of 36 months would be $291.01 with monthly payment from Direct Deposit. This offer is NOT AVAILABLE for existing PCU Auto Loans. All rates and promotions are subject to change or end at any time without notice. Skip-a-Payment for Loans It’s finally summer! Relax and enjoy the sun-filled days with a little extra cash from Painesville CU’s Skipa-Payment for Loans. This program gives you the option to skip one payment per loan you hold with us. Simply complete the Skip-a-Payment application, pay a processing fee of $35 per loan, and we’ll move the skipped payment to the end of your loan term while you decide how to spend your newly found cash! Loans opened after November 30, 2013 are not eligible for this limited-time summer program. Take advantage of this offer by stopping in and completing an application, and then enjoy your payment vacation! e s n e S “Making Life a Little Better” Mortgages Made Easy at Painesville CU l, FHA, and a n io t n e v n o C VA Loans! 66 It’s never been easier to finance your home! We’ve recently reintroduced our home mortgage program, and it’s better than ever! We offer several mortgage options, including conventional, FHA, and VA loans, as well as flexible terms, low rates, and friendly service. For answers to your questions about mortgages, visit our website at http://www.painesvillecu.org/ and click on the MyCu mortgage icon on the left side of the page. Here, you’ll access valuable information about the home buying process. When you’re ready to buy a home, come to Painesville CU and see how easy – and affordable - it can be to finance the home of your dreams. Find Your Account Number and WIN! Take a close look at this quarter’s newsletter! We’ve hidden the account number of one, lucky member. Last quarter our member didn’t find their account number so the $50 prize was unclaimed and is added to this quarter’s winnings! Find the number and if you own the account, call us by August 30, 2014 to claim a $100 prize! We wish the best of luck to this quarter’s readers. Holiday Closings Labor Day, Monday, September 1st Columbus Day, Monday, October 13th A Payment Vacation Used Car Shopping with Enterprise and Painesville CU Painesville CU has partnered with Enterprise to provide our members with a hassle-free, comprehensive used car buying service. When you’re ready to buy your next car, simply call the credit union and get pre-approved for your loan. Then go to Enterprise and let the car shopping begin. Let Enterprise do the legwork! When you buy your next car through Enterprise, you’ll enjoy the following benefits: • No-Haggle Car Prices • Used Car Certification and a Free CARFAX ® Vehicle History Report™ • Trade-Ins Welcome • Worry-Free Ownership, including a 7-day repurchase agreement, and optional additional coverage such as 12/12 limited powertrain warranty, vehicle service contracts, and 12 months of roadside assistance. Once the perfect car is located, finance it through Painesville CU for competitive rates, flexible terms, and a low monthly payment. Through August 31, 2014 only, finance your used car with Painesville CU to enjoy no payments for 90 days and interest rates as low as 2.49% APR*! When you’re in the market for a used car, remember Enterprise and Painesville CU equals a win-win situation for YOU! Discount amusement park tickets are available at the credit union – call for details. www.painesvillecu.org It’s a Win-Win Important Debit Card Information We have strict security on your cards to try and protect you from fraud, please notify us if you will be traveling so that we may update your card, we are trying to keep you safe. Also remember there is a $300 a day cash limit and a $500 a day purchase limit again to protect you from fraud BUT those limits can be increased for purchases or travels, please just call and we can fix you up!! 280 North St. Clair Street Painesville, OH 44077 Phone: 440-352-8974 Fax: 440-352-8110 Info Line: 440-358-0707 Hours of Operation: Monday -Thursday 9:30 a.m. - 5:00 p.m. Friday 9:30 a.m. - 6:00 p.m.