1. finance
2. bank

Inclusion and Equity through Innovation
OUR APPROACH
Fundación Capital is an international social enterprise, a changemaker aimed at building and enhancing
the assets of the poor on a massive scale. We design and implement disruptive initiatives (with national
governments, financial institutions, investors, civil society organizations, and other key stakeholders) that
accompany low-income households in building, enhancing and protecting their assets to mitigate the risks they
face, developing their full potential and standing for their rights.
We prioritize financial asset-building strategies by banking the unbanked, mobilizing their monetary savings,
facilitating access to micro-insurance schemes, and providing other diversified formal financial services. For
small and growing businesses, we design tools to connect small entrepreneurs with potential investors and
mentors, strengthening productive investments.
TARGET POPULATION
Poor and extreme poor population with special focus on women, youth
and ethnic minorities.
PURSUING SCALE
We work exclusively on projects with the potential to create lasting, large
scale impact, supporting millions of poor families capitalize on their resources and define their futures. Integrating community practice, public
policies and private markets to achieve results at significant scale.
INNOVATION LAB
Entrenched problems require fresh perspectives: Fundación Capital
works to nurture new ideas and foster innovative approaches with the
power to create a better tomorrow.
BUILDING A BETTER FUTURE
Fundación Capital designs, implements, and provides technical
assistance for projects that reduce poverty.
EXPERIENCED LEADERSHIP
Our management team has decades of experience producing meaningful results in poverty alleviation,
rural development, financial inclusion and asset-building for the poor.
PROVEN EXPERTISE
Fundación Capital has successfully executed projects in over 12 countries throughout Latin America
and the Caribbean, helping millions save their way out of poverty.
AN INNOVATIVE PORTFOLIO
Our projects leverage the latest in technological innovation to magnify impact, placing us at the
leading edge new methodologies for reducing poverty.
PARTNERSHIPS THAT DELIVER
We work hand in hand with partners of all kinds, from financial institutions and the private sector to
government agencies and international development organizations.
GLOBAL PROFILE
Our internationally experienced team has been recognized for excellence in social innovation
worldwide, notably through the Skoll Foundation Award for Social Entrepreneurship in 2014.
Management & Structure
Youth
Women
Victims of the Armed Conflict
Ethnic Minorities
Organizational Structure
BOARD
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LAC / Latin
America and The
Caribean Department
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FAD / Finance &
Administration
Department
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President & CEO
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SDK / Strategy and
.................. Knowledge
Department
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COM /
................... Communications
Department
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Digital Solutions
Division
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Division
Economic Citizenship
Division
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Inclusive Finance
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Post - Conflict &
Territorial Development
Division
Management & Structure
Fundación Capital legal representatives are its Executive President and its Consejo
Fundacional (Board of Directors).
Board Members
Alexia Latortue
Inez Murray
Board Member
Board Member
Alexia Latortue accepted in 2014 an offer from the U.S.
Treasury to join as Deputy Assistant Secretary for International Development Policy and International Debt. In this
new role, she is the principal policy advisor to the Assistant
Secretaries and Under Secretary for International Affairs at
Treasury. Before that she has been one of the World Bank’s
senior spokespeople on microfinance and the Acting Chief
Executive Officer of the Consultative Group to Assist the
Poor (CGAP), a multi-donor organization created to help
build a large scale permanent microfinance industry providing flexible, high-quality financial services on a sustainable
basis to the poor. She has also been a board member of the
Microinsurance Network and has written on microinsurance, aid effectiveness, and other funding-related issues.
Alexia, who is of Haitian descent, grew up in West Africa
and Austria, and she has worked in developing countries all
around the world. She has a master’s degree in development
economics from the Fletcher School of Law and Diplomacy
at Tufts University. She speaks English, French, Creole, and
German, and some Spanish.
Inez Murray is Chief Executive Officer at the Global Banking Alliance For Women. She is a recognized global expert
in understanding consumer demand among low-income
people for quality financial services. Trusted advisor to
boards and CEOs of financial institutions seeking to serve
that customer base. She has a proven track record designing
and delivering high quality technical assistance as well as
sector wide game changing programs. Before that she was
Executive Vice President Programs, Women’s World Banking. She was responsible for all client-facing programmatic
activities of this global network of 39 financial institutions
collectively serving 26 million low-income people in developing countries. As member of executive leadership (CEO,
COO, EVP), also responsible for fundraising and relationship management with donors. Education: University of
Pennsylvania - The Wharton School; Columbia University
- School of International and Public Affairs; Trinity College,
Dublin.
Management & Structure
Fundación Capital legal representatives are its Executive President and its Consejo
Fundacional (Board of Directors).
Board Members
Joshua Goldstein
Director of the Board
Center for Financial Inclusion,
Acción. Principal Director Economic Citizenship & Disability Inclusion. Mr. Goldstein was part of
the team that founded the Center
for Financial Inclusion at Accion
in 2009. A graduate from Yale
University, he is also a playwright,
with several plays produced in
London.
Roberto Haudry de
Soucy
Chairman of the Board
Chief Strategy Officer at Fundación Capital. Roberto holds
a PhD in Economics from the
University of Paris III. He is a
renowned freelance consultant in
rural development and rural poverty reduction policies. He specializes in demand-driven strategies within inclusive policies and
social protection issues. He has
worked for many years for the
United Nations System (in particular the International Fund for
Yves Moury
Secretary of the Board
Yves Moury is the Founder and
Chief Executive Officer of Fundación Capital, and winner of the
2014 Skoll Award for Social Entrepreneurship. He has spent his life
working on poverty alleviation in
Africa and Latin America, combining his expertise in finance,
banking, development economics, anthropology and sociology
with on-the-ground experience
with low-income families. He is a
trained economist and management engineer from the University of Lovaina in Belgium.
Management & Structure
Management
Yves Moury
Roberto Haudry
Franz Gómez
Founder & CEO
Chief Strategy Officer
VP for Latin America & the
Caribbean
Chief Financial Officer
Yves Moury is the Founder
and Chief Executive Officer of
Fundación Capital, and winner
of the 2014 Skoll Award for
Social Entrepreneurship. He
has spent his life working on
poverty alleviation in Africa
and Latin America, combining
his expertise in finance, banking, development economics,
anthropology and sociology
with on-the-ground experience with low-income families. He is a trained economist
and management engineer
from the University of Lovaina
in Belgium.
Roberto holds a PhD in Economics from the University
of Paris III. He is a renowned
freelance consultant in rural
development and rural poverty reduction policies. He
specializes in demand-driven
strategies within inclusive
policies and social protection issues. He has worked for
many years for the United Nations System (in particular the
International Fund for Agricultural Devel ment – IFAD).
Franz graduated with a degree
in Economics from the Universidad Mayor de San Andrés in
Bolivia and holds a Masters
in Economics and a Ph.D.
in Development Economics
from Ohio State University.
He is a microfinance and rural
finance specialist with broad
experience in technical assistance for government entities,
regulatory bodies and financial institutions in the design
and implementation of financial inclusion policies.
Laura directs the financial
and administrative aspects
of Fundación Capital and
its projects, and leads the
organization´s office in
Colombia. She previously
worked in the financial sector, supporting development
projects with the International
Program for Afro-Descendent
Communities in Brazil. for
Afro-Brazilian communities.
Laura Fuentes
Management & Structure
Fundación Capital prides itself on its diverse and interdisciplinary staff, whose international backgrounds and professional experience enhance the global perspective that the organization aims for in all of its innovative programs.
Fundación Capital also fosters a climate of innovation and risk-taking in which staff members are encouraged to
dream big, creating scalable solutions that can help millions of people living in poverty.
Given the organization’s international focus, our staff is multicultural, coming from various countries around the
world. Such cultural, ethnic and linguistic diversity creates a vibrant community, which, in combination with the
enterprise’s horizontal management structure, creates a welcoming space for the creation and exchange of ideas. In
this sense, we see ourselves as agents of global change, as our ambitions extend far beyond national boundaries.
Diversity
Country Origins
1 ARGENTINA
1 GUATEMALA
1 BELGIUM
1 MEXICO
3 BOLIVIA
1 PANAMA
1 BRAZIL
1 PARAGUAY
1 CHILE
1 SERBIA
16 COLOMBIA
1 SOUTH AFRICA
1 ECUADOR
2 SOUTH KOREA
1 EL SALVADOR
1 SPAIN
3 FRANCE
2 USA
Growth of staff
Generational Diversity
70%
30%
20- 30 31- 40
1 VENEZUELA
Gender
41- 50
+50
Management & Structure
Work Areas
Inclusive
Finance
Economic
Citizenship
Digital
Solutions
The Inclusive Finance Division
works towards connecting poor
populations to the formal financial
system so they can benefit from
a wide array of financial services.
As the literature shows, financial
services help the poor reduce their
vulnerability. One of our innovative approaches has been linking social protection programs,
Conditional Cash Transfers, with
the formal financial system, allowing millions of unbanked poor to
benefit by encouraging savings,
investment and entrepreneurship.
The Economic Citizenship Division provides innovative solutions to increase the productive,
financial, human and social
assets of the poor and extreme
poor, so they are able to attain
socioeconomic stability, overcome unexpected setbacks, and
achieve full economic citizenship.
The Digital Solutions Division uses
the same technological advances that
facilitate global commerce and communication to improve the lives of
the poor. It represents a commitment
to apply and experiment with new
technologies that can improve quality,
increase scale and reduce the implementation costs of our projects. With
tools such as mobile banking, tablet
and smartphone based financial education, e-learning and e-coaching, the
initiative supports all of our projects
by identifying ways that technology
can be harnessed to increase scale
and reach more communities in need.
Post-conflict & Territorial
Development
The Post- Conflict & Territorial
Development Division works
with public and private sector
partners to encourage entrepreneurship, financial inclusion
and asset-building as a means
of strengthening fragile communities. Our efforts focus on
inclusive, broad-based solutions, so that those affected by
conflict can´t only recover, but
thrive.
Work Areas
Partnerships for Impact
BUILDING A MORE
INCLUSIVE WORLD
Fundación Capital currently operates with
12 national governments: Bolivia, Brasil,
Chile, Colombia, the Dominican Republic,
Ecuador, El Salvador, Guatemala,
Honduras, Mexico, Paraguay and Peru. We
are participating in policy discussions with
the government of Uruguay.
By working jointly with governments, we
will be able to effectively scale our initiatives, while promoting exchanges among
policy-makers about pro-poor and more
inclusive social policies in the world.
Partners
INTERNATIONAL
BRAC
Inter-American Development Bank - IDB
Centro Comunity Partners
International Development Research Centre - IDRC
Citi Foundation
International Fund for Agricultural Development - IFAD
Consultative Group to Assist the Poor - CGAP
SAP
Ford Foundation
Skoll Foundation
Games 4 Change
Skylight Pictures
Innovations for Poverty Action - IPA
Fundación BBVA
BOLIVIA
BRAZIL
Banco FIE
Bank
Banco Central do Brasil
Central Bank
Banco Unión
Bank
Bono Juana Azurduy
Government
Ministerio de
Desenvolvimento Social
Government
Secretaría Estadual de
Asistencia Social y Derechos
Humanos - SEASDH
Government
Autoridad Superior del
Sistema Financiero - ASFI
Government
CHILE
Banco Estado
Bank
Partnerships for Impact
Partners
COLOMBIA
DOMINICAN REPUBLIC
Agencia Nacional para la
Superación de la Pobreza
Extrema - ANSPE
Government
Banca de Oportunidades
Government
Banco Agrario
Bank
Compartamos con Colombia
Foundation
Davivienda
Bank
Departamento para la
Prosperidad Social - DPS
Government
Fundación Bavaria
Foundation
Give to Colombia
Third Party Provider
Ministerio de Agricultura
Government
Misión Impacto
TV Show
PNUD
UN Office
Unidad para las Atención y
Reparación Integral a las
Víctimas
Government
Banco ADOPEM
Bank
Banco BHD León
Bank
Gabinete Social - Vicepresidencia de la República
Government
ECUADOR
Cooperativa de Ahorro y
Crédito Calceta
Financial Institution
Cooperativa de Ahorro y
Crédito Jardín Azuayo
Financial Institution
Cooperativa de Ahorro y
Crédito Fernando Daquilema
Financial Institution
Instituto para la Economía
Popular y Solidaria
Government
Ministerio Coordinador de la
Politica Económica
Government
Partnerships for Impact
Partners
HONDURAS
EL SALVADOR
Federación de Asociaciones Cooperativas de Ahorro
y Crédito de El Salvador FEDECASES
Financial Institution
Fondo de Inversión Social
para el Desarrollo Local FISDL
Ministerio de Desarrollo
Social
Government
Fundación Cimientos
NGO
Financial Institution
MEXICO
BANSEFI
Secretaría de Desarrollo
Social - SEDESOL
Government
Comisión Nacional de Banca y
Seguros
Government
PARAGUAY
Goverment
GUATEMALA
Cooperativa de Ahorro y
Crédito - COOSAJO
Presidencia de la República de
Honduras
Secretaria de Acción Social
Government
Secretaría Nacional para la
Niñez y la Adolescencia
Government
Secretaría Técnica de
Planificación
Government
Financiera El Comercio
Financial institution
Banco Nacional de Fomento
Central Bank
Tigo
Tele-communications
PERU
Bank
Goverment
Instituto de Estudios
Peruanos - IEP
NGO
Banco de la Nación
Central Bank
Partnerships for Impact
Partnerships for Impact
Portfolio & Recognition
Fundación Capital Founder & CEO Yves Moury received the 2014
Skoll Award for Social Entrepreneurship.
Watch Video
OTHER MATERIALS
For more information about our organization and its activities,
please visit:
OUR WEBSITE
fundacioncapital.org
VIDEOS
VIMEO CHANNEL
YOUTUBE CHANNEL
DOCUMENTARY
Fundación Capital has been selected as the primary subject of Skylight Pictures documentary film
“Disruption”, the documentary was presented at the 2013 GoodPitch NYC event with the following
caption: “A band of Latin American activist economists sets out to change their continent, teaming
up with impoverished women to challenge accepted notions on how to eradicate poverty. The women
become empowered economic and political engines of their communities. If taken to scale, could 20
million women upend a continent?” Documentary Trailer
FOR DETAILS ON SPECIFIC PROJECTS
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+57 (1) 602 5530
info@fundacioncapital.org
@FundaCapital
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