MoneyGram Gold Coin Contest (“The Contest”) 1. CONTEST PERIOD 1.1 The "MoneyGram Gold Coin ” contest ("Contest") is organized by CIMB Islamic Bank Berhad (“CIMB st st Islamic”) and will be held from 1 March 2015 to 31 March 2015 (“Contest Period”), CIMB Islamic reserves the right upon giving adequate notice to change the duration and/or the commencement and or expiry dates of the Contest Period. 2. ELIGIBILITY 2.1 The Contest is open to all individual customers aged 18 and above who effect a MoneyGram SEND money transfer transaction (“MoneyGram Send Transaction”) via CIMB Clicks in any amount from Malaysia to India, Bangladesh, Nepal, Sri Lanka and Pakistan during the Contest Period (“ Eligible Customer(s)”). 2.2 The following individuals/ entities shall not be eligible to participate in this Contest: a. Sole-proprietorships, Partnerships, Charitable/Non-profit Organizations/Societies, Corporate and Commercial Customers; and/or b. Permanent and/or contract employees of MoneyGram, CIMB Bank Berhad (“CIMB Bank”) or CIMB Islamic (including its subsidiaries and/or related companies) and/or their immediate family members (i.e. spouses, children, parents, brothers and sisters); and/or c. Representatives and/or agents (including advertising & promotion agents and system vendors) of CIMB Islamic and/or CIMB Bank and their immediate family members (i.e. spouses, children, parents, brothers and sisters); and/or d. Individuals below the age of 18 years e. In relation to joint account, only the first named account holder i.e. the primary account holder shall be eligible to participate in the Contest, Joint account holders will be treated as one account holder. f. For avoidance of doubt, any CIMB Islamic customer whose mobile number is not registered under Maxis, Celcom, Digi or U Mobile telecommunication service provider will not be eligible to participate in this Contest. 2.3 By participating in the Contest the Bank and the Eligible Customer(s) shall not be bound by any prior contest, except as expressly set forth in the terms and conditions herein. 3. QUALIFYING ENTRIES FOR THE PRIZES 3.1 This Contest is open to all Eligible Customer(s) who perform the MoneyGram Send Transaction in accordance with Clause 2.1 above.. 3.2 An Eligible Customer(s) will be entitled to one (1) qualifying entry for MoneyGram Send Transaction effected during the Contest Period. 4. 5. each single successful THE PRIZES 4.1 The prizes to be given away under this Contest are as follows: Quantity Prizes Prizes 7 units 5 Gram Gold Coin ELIGIBLE WINNER 5.1The maximum number of prizes that an Eligible Customer(s) stands to win under this Contest is one (1) Prize during the entire Contest Period. 5.2 The winners of the Contest (“Contest Winner(s)”) shall be responsible to pay any tax, incidental cost and/or any other charges relating to any of the Prizes unless stated otherwise. 6. CONTEST WINNER(S) SELECTION 6.1 The procedure for the selection of the Contest Winners(s) is as follows: Prizes - There will be one (1) draw during the Contest Period Contest Period Draw Date st st rd 1 March 2015 - 31 March 2015 3 April 2015 7. CONTEST MECHANISM 7.1 Eligible Customer(s) who fulfills the criteria stated in Clause (2) and (3) above will be randomly shortlisted at the Draw Date by an automated selection system from the list of qualifying entries. Consequently the shortlisted participant (s) (“ Shortlisted Participant(s)”) will be contacted by CIMB Islamic via short messaging system (SMS) on their mobile number maintained in CIMB Islamic’s and/or CIMB Bank’s records. 7.2 The Shortlisted Participant (s) will be required to answer or respond to one (1) question correctly and in the fastest time. In the event any Shortlisted Participant (s) fails to answer the question correctly and/or is not contactable for any reasons whatsoever, that Shortlisted Participant (s) will be disqualified or eliminated from standing a chance to win the Prize. CIMB Islamic shall not be liable in any way whatsoever in the event any Shortlisted Participant (s) cannot be contacted for whatever reason (s). For the avoidance of any doubt, CIMB Islamic is not liable for any telecommunication charges, roaming or phone charges which is to be borne by Shortlisted Participant (s), whether in or outside Malaysia. 7.3 The seven (7) Shortlisted Participants who answer the question correctly in the fastest time will win the Prize as set out in Clause 4. 7.4 Contest Winner (s) will be notified by SMS within two (2) weeks after the Draw Date. 7.5 All taxes, charges and incidental costs in this regard shall be borne by the Contest Winner (s). 7.6 The Gold Coin Prizes will be arranged for delivery to the Contest Winner within fourteen (14) days of the SMS notification as stated in Clause 7.4 above. 8. GENERAL 8.1 By participating in this Contest, all Eligible Customer(s) are deemed to have agreed to be bound by these terms and conditions and any decisions of CIMB Islamic and the panel of judges shall be final. 8.2 CIMB Islamic’s decision on all matters relating to this Contest, including the Prizes to be given away and the determination of the Contest Winner(s) is final, binding and conclusive. No correspondences, queries, appeals or protests will be entertained. 8.3 In no event will CIMB Islamic or MoneyGram be liable for any loss or damages (including without limitation, loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties) arising whether in contract, tort, negligence or otherwise, in connection with this Contest. 8.4 CIMB Islamic reserves the right to cancel, terminate or suspend this Contest upon giving adequate notice. For the avoidance of doubt, cancellation, termination or suspension of this Contest shall not entitle any of the Eligible Customer(s) to any claim or compensation against CIMB Islamic for any losses and/or damages suffered or incurred by the Eligible Customer(s) as a direct or indirect result of the act of cancellation, termination or suspension. 8.5 CIMB Islamic reserves the right upon giving adequate notice to amend, delete or add to any of these terms and conditions at any time. Any such variation of the terms and conditions herein shall be binding and be brought to the Eligible Customer(s) attention through any notice (i) displayed at CIMB Islamic branches or premises; or (ii) sent by CIMB Islamic to the Eligible Customer(s) by post or any other means; or (iii) advertised by CIMB Islamic or (iv) displayed at CIMB Islamic’s website @ www.cimbislamic.com 8.6 If there is any inconsistency, conflict, ambiguity or discrepancy between Bahasa Malaysia version and English version of these terms and conditions, the English version of these terms and conditions shall prevail. Notwithstanding the aforementioned where request is made by the Eligible Customer(s) for Bahasa Malaysia version of the terms and conditions herein, CIMB Islamic shall provide the same to the Eligible Customer(s) and if the agreement is entered into on this basis, then Bahasa Malaysia version of the terms and conditions shall prevail. 8.7 In the event that the customers have any complaints Customer Resolution Unit (CRU) at: Contact No : 03 2619 2380 Email Address: cru@cimb.com Address: CIMB Islamic Berhad, Level 17, Menara Bumiputra-Commerce, 11 Jalan Raja Laut, 50350 Kuala Lumpur Fax No: 03 2691 3248 on this Contest , customers may contact
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