2 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 2009 Consumer How-To Guide Table of Contents How Nearsighted People Can Get Rid of Glasses and Contact Lenses Without Surgery.............................Page 3 How To Select a Wedding Gown.....................................................................................................................Page 4 How To Choose a Professional Builder...........................................................................................................Page 6 How To Choose a Physical Therapist..............................................................................................................Page 8 How To Make a Decision To Move To A Retirement Home.......................................................................Page 10 How To Choose An Alternative Heat and Energy Source That Is Right For You......................................Page 12 How To Choose a Heating and Air Conditioning System............................................................................Page 14 How To Plan a Family Friendly Vacation......................................................................................................Page 16 How To Let the Energy Savings Tax Credits Work for You.........................................................................Page 18 How To Find a Realtor...................................................................................................................................Page 20 How To Choose a Hearing Aid......................................................................................................................Page 22 How To Plan for a Loved One Who Is Diagnosed with Alzheimers............................................................Page 24 How To Choose An Air Conditioner.............................................................................................................Page 26 How To Create Curb Appeal with a Clean Roof...........................................................................................Page 28 How To Use a Virtual Newsroom...................................................................................................................Page 30 3 Until now, those with nearsightedness may have thought that the only way to be rid of glass or contact lenses was through LASIK surgery. procedure due to fear of surgery, the face that surgery is for the most part irreversible; they’re too young or the cost. While a very effective and safe means of vision correction, LASIK may not be affordable to some and is only available to those over the age 18. Also, some people are hesitant to undergo laser vision correction surgery. Is CRT really safe and beneficial for children? Now there is an effective, safe, non-invasive method that offers freedom from glasses and the hassle of wearing contact lenses during the day. It’s called Corneal Refractive Therapy. Yes. Parents will appreciate what CRT will do for their child. With CRT, there are no more worries about the child’s vision in the classroom. They have no more worries about the child losing or breaking his or her glasses or contacts during sports. Plus, the less the parent worries or reminds the child about glasses or contacts, the more positive attitude and self-image for their child. What is Corneal Refractive Therapy (CRT)? What are the benefits of CRT? Corneal Refractive Therapy, also referred to as Orthokeratology, is a method of gently reshaping the cornea, correcting nearsightedness. The process is easy. Each night, the patient wears therapeutic contact lenses while he or she sleeps. Similar in appearance to standard contact lenses, the therapeutic lenses gently and non-surgically reshape the corneal surface during sleep to provide clear, natural vision when the lenses are removed upon waking. Optimal vision can be reached in just 7 to 14 days. The treatment is reversible and there is a recommended prescription range in the nearsighted or myopic patient. Although there is no age restriction, studies have shown a greater success rate in the younger patient. Who is a candidate for CRT? Unlike LASIK, a variety of people can benefit from corneal refractive therapy. Ideal candidates for CRT are myopic (nearsighted) patients and they can have a slight astigmatism. The therapy is available for adults and adolescents who wear almost any type of contact lenses and glasses. CRT is perfect for those who complain about the inconvenience; interference with outdoor and sporting activities; care and handling problems; irritation from allergies, dust and wind; scratched lenses and broken glasses; and lost or torn lenses, all associated with wearing contact lenses or glasses. CRT is also a safe, non-surgical option for the many patients who are interested in the benefits of refractive surgery to reduce their dependence on glasses and contact lenses, but do not proceed with the There are many benefits to CRT, including freedom from glasses and the hassle of wearing contact lenses during the day. This can enhance the lifestyle of those requiring vision correction. Active individuals can freely participate in sports without the interference of glasses or bother of contacts. Eye irritation or dryness, sometimes associated with contact lens wear due to outside dust and pollutants, is eliminated. Where can I learn about CRT? The Eye Center of Central PA offers Corneal Refractive Therapy. The patient makes an appointment with The Eye Center for pre-testing. Once the doctor has confirmed that the patient is a clinically qualified candidate, it’s as simple as fitting the patient for a contact lens. A Wonderful Choice CRT is a wonderful option for those who want to be free of glasses or contact lenses. For more information on Corneal Refractive Therapy, call The Eye Center of Central PA at 1-866-995-EYES. Williamsport Sun-Gazette, Saturday, JMay 30, 2009 How Nearsighted People Can Get Rid of Glasses and Contact Lenses Without Surgery 4 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 SELECT A WEDDING GOWN Congratulations! You’re engaged and planning your wedding. You’ve envisioned yourself as a bride. Now it’s time to turn your vision into reality! With thousands of wedding gowns to choose from a full-service bridal salon can best help you with suggestions on fit, style and price. Seek referrals from friends and family, check your local directory or visit bridal designers’ web sites to obtain listings of shops in your area. Ideally, start your search at least one year in advance. Gowns are hand-beaded and take several months to be made plus you want adequate time for alterations. It’s not unusual for brides to order a gown one year or more in advance. Even if you don’t have that long, you may be able to order the gown you want, if one is in production. If you’re planning a wedding with short notice, many salons do sell stock gowns. Before visiting the salon, determine your budget and wedding theme. Share your ideas with the bridal consultant, and DO tell her your budget. On average, the wedding gown, accessories and alterations represent 6% of the total budget. To get the best idea of how gowns will look, try to wear a strapless bra or skin color undergarments. Wear shoes with a heel height similar to what you plan to wear for your wedding. Style your hair approximating your wedding style that affects which necklines are most flattering and the headpiece you select. Share with your bridal consultant styles you like or even bring pictures. Be open-minded in trying gowns in a variety of styles; it’s not unusual for a bride to find that the gown she loves in the magazine, isn’t the gown for her! As you try on gowns you will find features that you like. In a full service salon, professional consultants know the stock and can suggest gowns that best enhance you and fit your budget. short, long or cap sleeves. Train length can vary from a short brush train that barely sweeps the floor to a Castilian train that makes a spectacular presentation as you glide down the aisle. Sometimes details can be changed. Ask about adding or removing sleeves, straps, lace sequins or beading. Color plays a big part in selecting a gown. Even a traditional white gown, comes in varying shades of white. Ivory can range from very pale to champagne or gold. Try on different colors to see what looks best on you. It is best to select your veil or headpiece when you choose your gown so you can try them on together. Your veil should accentuate the gown, without hiding any of the important details. Try on different styles and lengths to see which looks best. A tiara or headband can be worn with a separate veil, that can be removed for the reception. There are four basic categories of bridal gown styles: ball gown, empire, A-line or princess and sheath. Your body type will affect which styles look and feel best on you. Ball gowns are the most traditional and feature a fitted bodice and full skirt. Full figures, pear shapes and thin straight figures are all flattered by this style. An empire style gown can elongate a thick wasted figure. Sheath styles work best on thin or evenly proportioned bodies. The A-line or princess style is a classic design that flatters most body shapes. All of these styles can be strapless, have straps in a variety of widths, or have This page is sponsored by: Shopping for a wedding gown can be a very special time with your mother, your dearest friend, or anyone who is close to you. But it’s best to bring only a few people whose opinion you trust, as having too many people can be confusing. Ultimately, you are the bride, and your opinion counts most! Comparison shopping by phone or internet is tempting but does not always give the true picture. Price of the gown is not the only consideration. Almost every bride needs some alterations, at least a hem. You want your gown to fit perfectly for this special day so inquire about seamstress services. A store far away may have a better price but may not be convenient for your fittings. The most important factor in selecting a wedding gown is that you love it! The set rules of yesteryear as to what type dress you should wear have been replaced with “wear what makes you feel comfortable and special.” Have fun shopping for your gown, enjoy this special time with family and friends...even get a little silly with this “girlfriend time.” When you put on your gown it should make you feel like a million bucks...and you’ll know it! ~ Bridal & Formal Wear ~ 368-2113 Savoy Plaza • 932 Plaza Drive • Montoursville Mon thru Wed 10-6 / Thurs & Fri 10-7 / Sat 10-3 • www.amberrosebridal.net 5 THE AREA’S XCLUSIVE DEALER OF alfred angelo BRIDAL & BRIDESMAIDS Watch for Alfred Angelo ...on tour! Fabulous Selection of: • Bridal Gowns • Bridesmaids • Mother of the Bride • Flower Girls • Prom Gowns 932 PLAZA DR. • MONTOURSVILLE • 368-2113 MON-WED 10-6 / THUR & FRI 10-7 / WWW.AMBERROSEBRIDAL.NET Williamsport Sun-Gazette, Saturday, JMay 30, 2009 BRIDAL & FORMAL WEAR 6 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Choose a Professional Builder Ask the builder to explain the plans and specifications and company procedures to you. (For instance, how does the company handle changes to the initial design, choice of materials or schedule once construction begins). If you compare your estimate with another, be sure each one is based upon the same set of plans, specifications and scope of work. If your builder suggests any deviations, ask the builder to present them. Select the builder with a track record of a variety of excellent projects and plenty of experience with your type of project. Remember, low price alone does not ensure a successful builder experience. Why use a professional builder? Your home is too important to entrust to anyone but a professional builder who can: *Save you money by doing your job right the first time. *Ensure that your dreams are accurately translated into reality by offering design services in-house or through an arrangement with a professional architect or designer. *Understand that your comfort during the project and its successful completion depend on effective communication and follow-through. *Maintain a safe and reasonably neat job site to prevent damage to your home or injury to household members and pets. *Provide the best possible materials within your budget. *Ensure your job meets or exceeds applicable building codes and regulations. *Guarantee the quality of the work with a warranty. *Respond promptly to service calls and inquiries. Before you meet with a builder Before you meet with a builder, it is a Good idea to do the following things: *Develop an idea of what you want to do. Write a prioritize list of your needs and wants. Look at magazines and collect pictures,of what you can envision the project and describe it on paper, the more likely you are to convey a clear image of your project to a professional builder. *Think about traffic patterns, furniture placement, colors, lighting and how you want to use the various rooms. *Figure out how much money you have to spend on the project, the furnishings, and the landscaping (if any). If necessary, talk to lenders and find out how much you can borrow. Begin the Search-Seek Referrals from: *Friends, family, neighbors, coworkers, and others who have had homes built. *Independent trade contractors, building material suppliers., architects, engineers, home inspectors, and local lenders. *Local trade associations, such as your area’s local home builders association and local builders. Council Check with your local or state office of consumer protection and the local Better Business Bureau (if the builder you are considering is a member). What to look for and what to ask When you hire a builder you are buying a service, rather than a product. The quality of the service the builder provides will determine the quality of the finished project and your satisfaction with it. Here are some questions you will want to ask when you interview a builder. *Ask the builder to share names and phone numbers of some customers with you and take the time to see the builder’s work. *Ask to see jobs similar to yours; *Does the quality of the work meet your standards? What to look for and what to ask: *How long have they been in business? *How many homes have they built? *Do they have an office and/or secretary? *Is he a contractor or a carpenter that may be hard to find? *Is he licensed and has liability insurance? Ask for proof. *Does he have workers compensation for his employees? Ask for proof. *If he’s a sole proprietor, does he have hospitalization? Ask for proof. Ask the homeowners: *Would you hire this company again? *Did the builder maintain a reasonably neat job site, provide regular broom clean-up, and haul away debris including personal trash such as lunch sacks? *Did the builder keep labor and materials delays to a minimum so that your job could be started and completed on time and within budget? *Did you find the builder easy to talk to and did the builder keep you informed as the job progressed? 7 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 220 Whispering Lane Montoursville, PA (570) 433-355 / 1-888-660-8040 Visit our online Gallery: 8 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Choose a Physical Therapist The role of a physical therapist is to restore, prevent, and maintain your body’s musculoskeletal system, cardiovascular system, and neurologic system. Physical therapists typically work on larger muscles and joints, including the back, neck, arms, and legs; they also work with balance and vestibular (dizziness) problems. Physical therapists also attempt to prevent injuries at work or with sports. Overall physical therapists treat impairments (pain, swelling, loss of motion) that hamper the ability to perform a specific activity. Physical therapists return you to work, sports or play. Chances are you have already heard of physical therapy. You might have heard from a Presented by Rob Burger MS, PT, DPT friend how physical therapy helped relieve his or her back or neck pain. You might know someone who needed physical therapy after surgery or an injury. What if you need physical therapy? How do you choose the right facility and the right physical therapist for you? Read on. Physical therapists are good people to know. They are educated in understanding the interaction of all your body parts. Their hands-on approach includes examination, diagnosis, and treatment of a variety of problems. They teach you how to take care of yourself through proper exercise and healthier body movements to prevent future injury. Physical therapists provide treatment for every body part of the musculoskeletal system working with infants to the elderly - more than one million people every day. Choosing the Right Physical Therapist Reputation: Chances are someone close to you has had physical therapy and would share their experience with you. Being comfortable and confident with your therapist is important. Your confidence in their expertise is crucial as you work together toward your treatment goals. Ask your friends and family: - How did the staff treat them? -Did they make gains and achieve the results expected? -Did they have input into the treatment? -Would they go to that facility again? Team Approach: Look for a facility where the staff works together as a team. The clinicians who are properly trained and licensed provide a higher quality of care. The physical therapist should communicate well with your physician. A good facility will consistently pair patients with staff whose experience and expertise meet the patient’s needs. The profession is also calling for direct access to physical therapy services - this requires special certification and allows you to be treated without a physician referral. The physical therapists should however, continue to work closely with your physician. Rob Burger, MSPT, DPT owner of Lycoming Physical Therapy in Montoursville, suggested to first determine what your insurance plan or workers compensation plan would cover as far as physical therapy services and/or medical services. The staff at Lycoming Physical Therapy assists you in this matter. Your benefits will be verified, all insurance authorizations and workers compensation authorizations will be performed as soon as possible. This way no questions arise as your treatment progresses. “Ultimately it is the person’s responsibility to know what their insurance plan covers, but we are here to help,” said Burger. In consultation with your physical therapist you should be completely aware of the number of visits allowed by your insurance plan and any benefit limitations. You should also be informed if your physical therapist participates with your insurance company. Lycoming Physical Therapy participates with Medicare, Blue Shield, Geisinger Health Plan, First Priority Health, and Health Assurance to name a few. Lycoming Physical Therapy can obtain approval from most other plans on an as needed basis. You do not have to go to a specific facility or to a specific physical therapist. Pennsylvania and Federal Law states that you can choose from whom you receive your physical therapy. If your employer has a panel of providers, Pennsylvania Law states that you must see a provider on that list or panel for 90 days. After that you can choose the provider you would like to treat you. Many employers and physicians suggest that you can only go to a specific provider or that you should see the physical therapist down the hall. This is not true. Just as you have the right to choose any physician who accepts your insurance, you have the right to choose your physical therapist. Burger says the next matter of business would be to focus on finding the right physical therapist by asking three basic questions: 1) What is the background of the physical therapist? The patient really needs to ask “Are you a licensed physical therapist?” Burger states, “No licensed physical therapist should have a problem answering this question - there should be no hesitation.” The licensing information for each individual physical therapist needs to be on display in plain sight -ask. A master’s degree or doctorate degree along with membership in the American Physical Therapy Association (APTA) and any specialty information are excellent credentials. You will find all the above at Lycoming Physical Therapy. All clinicians are licensed physical therapists in good standing with the APTA and complete continuing education requirements each year. All physical therapists have their Master’s degrees and two have received their doctorates! Further, each clinician is certified to practice without a physician referral (some insurers still necessitate the physician referral to be covered). Specialties at Lycoming Physical Therapy include dizziness and balance disorders, sports injuries, back pain, neck pain, joint replacements, and shoulder/ rotator cuff injuries. The physical therapists work closely with neurologists, orthopedic surgeons, neurosurgeons, HEENT physicians, and family physicians. As such they maintain open communication with your physician and obtain specific protocols to accommodate their specific regimens. Your initial evaluation and treatment plan will be forwarded to your physician for approval and your treatment would be completed accordingly. Remember that no two cases are exactly alike and no two treatment plans are exact. Personal care and treatments to meet your needs and goals are paramount. Further, Lycoming Physical Therapy has developed professional working relationships with over 30 area physicians and are pleased to work with them in your recovery. Burger noted, “We are blessed to have physical therapists who have worked with a variety of injuries, illnesses, and conditions and can accommodate your individual needs. They are compassionate, friendly, and highly skilled”. The final question to ask involves exactly what your treatment will involve. At Lycoming Physical Therapy your physical therapist will review your needs starting with an explanation of the injury or condition, your goals to be achieved in physical therapy, your actual exercise plan and what to expect after treatment is completed. Each plan will be individualized as no two injuries or conditions are exactly the same. Your physical therapist may suggest some modalities such as hot packs, ultrasound, or electric stimulation. However, be wary of those who treat only with modalities instead of a supervised exercise plan or manual treatment. All physical therapy should include an exercise program tailored to meet your individual needs along with a home exercise program to be completed between physical therapy sessions and after discharge. This is used to maintain the goals achieved in physical therapy; such as preventing low back pain from recurring. Lycoming Physical Therapy will develop that exercise program, make sure you are comfortable performing it independently, and issue pictures of the exercises along with the instruction for completing the upon discharge. Lycoming Physical Therapy is conveniently located on the strip in Montoursville. We have ample curbside parking and are handicapped accessible. Hours of operation are Monday through Thursday 7 am-7pm and Fridays 7am -5 pm. Please feel free to visit our facility or call so we can answer your questions, 368-8389. 3 John:2 9 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 • Rotator Cuff Injuries/Surgery • Back/Neck Pain • Sports Injuries • Joint Replacement Hip, Knee, Shoulder • Carpal Tunnel 1009 Broad St. Montoursville 368-8389 • Convenient Location • Easy Parking • Evening Hours • Flexible Scheduling 3 John: 2 Dizzy & Balance Center • Vertigo • Fall Prevention • Difficulty Walking 10 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 How to make the decision to move to a Retirement Community Ask yourself the following questions: • Are you tired of mowing your grass? • Are you tired of trying to find a plumber to fix that leaking faucet? • Are you tired of trying to decide what to fix for dinner? • Are you concerned about some of the medical problems that you have been experiencing? • Are you just too tired to run for that loaf of bread or quart of milk? • Are you tired of waiting on the phone to ring or company to come? The first step to thinking about making the change to a carefree living environment at The Williamsport Home campus’s Independent Apartments is to: Call Kim Haller, Apartment Manager, to tour the campus independent apartments at 3238781. Kim is able to arrange for you exclusive tours of currently occupied apartments and their residents so that you can envision your furniture and belongings in your new apartment. The best step to take even before you even put your home up for sale is to come to The Williamsport Home and tour. We welcome you to come and visit our campus and enjoy a complimentary meal in one of our dining rooms. I would also suggest that you go ahead and rent an apartment before your home sells. Renting the apartment early without a closing deadline gives you the freedom to move your cherished belongings into your new home. That will give you the opportunity to set up your apartment and change your mind on which furniture fits where and if you need to rearrange your living room or bedroom furniture. The Williamsport Home offers two options for persons moving into an independent living apartment on our campus: the first is through an entrance fee agreement where, which offers a lifetime discount on Independent Living rent and Assistance in Living Services for individuals who qualify and need those services; the second option is a thirty (30) day lease agreement with only a thirty day notice of intent to vacant an apartment. Our independent apartments include a fine dining noon meal, emergency call bell system and security. Utilities are included except for telephone. Cable television, expanded basis, is provided at a campus discount. We care about our residents and make our residents a priority. The Williamsport Home is located within a beautiful country setting at 1900 Ravine Road just minutes away from the Williamsport Hospital and downtown attractions like the Community Arts Center, YMCA, Taber Museum, Cinema Center and Scottish Rite. The Williamsport Home, a not-for-profit health care community, has as its mission to provide its residents with the highest quality of care honoring their independence and dignity. We are a Continuing Care Retirement Community (CCRC) with peace of mind and security for a minimal entrance fee. That continuum of care is all on one campus. We offer newly renovated Independent Living Apartments with walk in showers and in three sizes with a monthly rental fee. Two levels of care in our Assistance in Living Programs/Personal Care Programs, one is apartment-style three room units and the second is individual suites. Our Skilled Nursing and Rehabilitation Facility features an extensive rehab therapy department. The rehab therapy department services includes physical, occupational and speech, in addition to outpatient therapy. Our dedicated staff provides care and treatment with love while creating and maintaining a healthy, cheerful and positive atmosphere in a home-like environment. All of our levels of care include dining, lounge and library rooms for relaxation and family gathering. Our campus offers a continuum of care from independent living, assistance in living/personal care to skilled care. Our goal is to provide high quality services that will be considered a good value and deliver those services in the tradition of caring for which The Williamsport Home is known. Please call 570.323.8781 and ask to speak with Kim Haller, Apartment Manager to schedule your tour and discuss the possibilities of CCRC or Independent Living Apartment living for you. 11 There’s no place like A CONTINUING CARE RETIREMENT COMMUNITY Independent Apartments • Assistance in Living Services • Skilled Nursing & Rehabilitation 1900 RAVINE ROAD • WILLIAMSPORT • 323-8781 • WWW.THEWILLIAMSPORTHOME.COM A Tradition of Caring Since 1872 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Celebrate Life 12 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Choose an Alternative Heat and Energy Source that is right for you. Woodmaster has produced several Outdoor Furnaces to fit your lifestyle. Whether you are looking for a Single Home unit, Large Home or Home-Garage Combination, Farm or Small commercial operation, or a Large Commercial operation, Woodmaster has developed a unit to fill your needs. These units affordably convert wood into heat to curb your heating costs. Woodmaster furnaces use wood to generate natural efficient economical, safe heat. It is a freestanding unit that is easy to operate and so compatible with most existing heat systems, including hot water, forced air, hydronic heat, radiant baseboard, existing water to water and floor. These units can be used to heat homes of all sizes, garages, workshops, pools, whirlpool spa areas and other spaces plus hot water systems. Woodmaster furnace users have cut their heating costs by half in one winter and most owners say the unit pays for itself within 2 years. These units use all types of wood (seasoned wood provides the best burn times and efficiency.) They also produce carbon-neutral heat which does not contribute to increased greenhouse gases. They produce very little ash for reduced clean up work and they produce no creosote (a major cause of chimney fires), and most importantly helps to reduce the US dependence on imported fuel. Another option would be the Energy King™ Wood, or Coal, or Hot Water furnaces. For over 30 years, Energy King™ has maintained a commitment to producing quality solid fuel heating appliances. Our experienced engineers know what it takes to build solid, long lasting heating equipment. We use the latest technology to design and build our products with particular attention to safety, efficiency, reliability and ease of use. For more information on how and if these options will work for you call Affordable Alternative Energy today. Wind Power is an option for Utility Connected Homes: Enjoy the benefits of utility power while reducing your electric bill every time the wind blows. Using wind power is a new generation of Residential Power Appliances that is changing the energy landscape of how homes and small businesses receive electricity. Skystream is the first fully intergrated system that produces energy for less than the average cost of electricity in the United States and it produces usable energy in exceptionally low winds. Skystream efficiently and quietly provides 40-90% of the energy needs for homes and small businesses. Any extra energy is fed into the grid spinning the meter backwards. Be sure to check with your local township or municipality ordinaces before deciding what option is best for you. Some options are more suitable for rural or remote locations while others are more suitable in suburban and intown locations. For more information contact Affordable Alternative Energy 570-7242238 or www.a2energy.com. 13 let us help you save money, energy, and resources at AFFORDABLE ALTERNATIVE ENERGY Heating Solutions Wind Mills Air Breeze Outdoor Furnaces, Windmills, Pole Barns Wood or Coal Furnaces Skystream 3.7 For 20 years, Southwest Windpower has been bringing lowcost, reliable wind energy to the world. As the world’s largest producer of small wind generators, we’ve pioneered new technologies to make renewable energy simple. Our systems are used anywhere electricity is needed. Whether You Are In A Rural Area, Town, Or Borough We Will Help To Make The Right Choice For Your Environment Pole Barns Garages, Pole Barns, Sheds and More: Customize your own building! Choose from options such as: windows, doors, overhangs, side lights, cupolas and more! For More Information 570-724-2238 or www.a2energy.com Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Looking For Clear Alternatives? 14 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Choose a Heating and Air Conditioning System Energy efficiency, reliability, environmental impact, quietness of operation, and future service costs are important considerations no matter which system you choose. When building or remodeling a home, choosing a heating and cooling system can be confusing. There are so many ways to heat and cool your home that it can easily become overwhelming and very tempting to just have your building contractor decide for you. Remember that this is your home where you will spend most of your time. You want to be comfortable. Learning the differences between the heating and cooling systems available will help you make an educated decision. FURNACE A furnace delivers forced air through ductwork to vents in the house. A furnace system is less expensive to install than a boiler and air-conditioning is easy to add. For these reasons, most people choose this system. Efficiency and savings determine which furnace you choose. The higher the efficiency rating on the furnace, the more you will save on utility costs. BOILER Boilers deliver hot water through baseboard along the base of your walls or by infloor coils installed under your floor. Heat from a boiler is more even and there is no dust blown into the air. They are more expensive to install and air-conditioning has to be installed separately. Boilers have a long life, add value to your home and require less maintenance. IN-FLOOR HEATING Is becoming more popular. No more cold feet on tile or hardwood. The hot water loops under the floor provide even heat that rises through the floor to heat your home and garage. Just make sure the coils are spaced properly, and the size and length of each loop is not beyond state code. THERMOSTATS A programmable thermostat will pay for itself by dropping your utility costs. It will eliminate the needless waste of heating or cooling unused areas. If you have zones or add zones, you could even further your comfort and savings with a programmable thermostat. Why pay to heat or cool your house to normal settings when you are at work all day? CENTRAL AIR-CONDITIONING - FURNACE OR BOILER SYSTEM Air-conditioning was invented in 1902 by Willis Carrier. It has come a long way since then. If a homeowner already has a furnace, air conditioning is easy to add because the duct work is already installed. Most homeowners with a boiler hot water heating system assume that air-conditioning is out of the question because they think it will be costly. But now thanks to new technology, they can also enjoy cool indoor weather. There are air conditioners that can be mounted on an outside wall and be controlled by remote control to a unit placed outside. Another design available uses tubes instead of duct work to deliver cool air to every room in your home. Ask your air-conditioning specialist for the latest system that will suit your needs. ENVIRONMENTAL IMPACT One thing to consider when choosing an airconditioning system is the environmental impact. Some air-conditioners use freon-r22. According to the clean air act of 1990, freonr22 and other harmful refrigerants will be phased out and homeowners will soon have to turn to environmentally safe refrigerant to maintain their indoor comfort. When choosing an air-conditioner, make sure it uses environmentally safe refrigerant. PROPER INSTALLATION No matter which system you choose for comfortable indoor weather, have a specialist evaluate your home. Make certain the company you choose has the proper state licensing. WARRANTIES Consider purchasing an extended warranty on your heating or cooling system. Some products come with only one year warranties, others have five to ten years. One service call later could easily pay for it. If you have a furnace under warranty, it is important that you keep records of yearly clean and checks. If this is not done, some factory warranties could be void. 15 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Receive Up To $2,700 in Combined Rebate and Tax Credits with the purchase of Qualifying Equipment 100% Financing Available 1314 Commerce Park Drive • Williamsport, PA 17701 (570) 326-4450 • Toll Free (800) 214-0640 16 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 PLAN A FAMILY FRIENDLY VACATION Has your family ever planned the trip of a lifetime only to find that your oldest was bored the whole time, your daughter wished for a day poolside instead of the ocean, and your youngest just wanted to go home? Let AAA Travel suggest several foolproof tips to ensure that the fun you thought you would have actually becomes the stuff of your memories. Following these planning suggestions should help this year’s family adventure be a hit with the whole family! • Establish a Plan – Hold a family meeting – appoint a secretary to jot down the results of your brainstorming and discussions. Be sure that everyone has one of their favorites on the list of things to do. Come prepared with travel guides, magazines, brochures, and other helpful resources. Come up with a consensus, and work together on the details. Even the smallest family members can find pictures of the fun they hope to have on their trip. • Stick to a Budget – Let everyone know that you want to plan a fun trip that you can really afford. Your children will appreciate your openness, and you will be setting a great example that a great time can be had together, no matter what the price. Remind each family member to begin saving for the little extras they might hope to bring home with them. • Be Busy, Then Relax – Remember that everyone will likely be keyed up for the big trip, but that they will also need time to recover from the frantic pace. Plan to follow a hectic, fast paced day with one that finds you lounging by the pool and recuperating just a bit. Regaining that energy will help optimize each moment of your trip. • Be Flexible – Remember that the unexpected can happen. Weather, crowds, or even illness can challenge the best laid plans. Go with the flow, but try to plan ahead with reservations and pre-purchased tickets to prevent disappointment. Take Time to Split Up – Too much togetherness can spoil even the closest of family’s intense vacation time. Plan a day where the girls go in one direction, and the guys go in another. Maybe Mom has a special place she wants to see, while Dad and the rest of the gang take in a baseball game. The one to one time can add extra special memories to an already special trip. • Eat Healthy - The fast pace of a vacation can indicate the need for fast food, but take time to listen to your body and what it really needs. Eat a healthy diet to help you manage the stress and challenges to your immune system that time away from your routine can bring on. Water and healthy snacks are a great way to keep everyone upbeat and ready for the next day’s fun. • Make a “Be” Choice – Before your bags are packed, discuss how you might “be” at several points of your vacation. Will there be time for playfulness, and other times to “be” serious? Will you have to “be” patient while waiting in line? Can everyone “be” observant, patient, and fun loving for the entire trip? Help each family member make great choices of where and how to “be” that will help this vacation be fun-filled for everyone. Once you return home, ask everyone for their best memories, and make them a part of your scrapbook as well as the basis for planning next year. Sit around the kitchen table with the notes from your first meeting. If you kept a journal, include references to that as well. Use this year’s success to build on for the future. Think ahead, plan ahead, and involve everyone in the process – your family will come closer together, and all of you will look forward to the next adventure! 17 2009 GROUP CRUISES Cruising is a great way to vacation... unpack once and visit ports of call for shopping, sightseeing, golf, beaches and more, all for one low price which includes meals, on-board shows, casinos and recreation. CARNIVAL CRUISE LINE: 8 Day E. Caribbean Cruise from N.Y.C. Carnival Miracle June 17 – 25 $1209.00 pp/dbl occ. 8 Day E. Caribbean Cruise from N.Y.C. Carnival Miracle July 27 – Aug. 4 $1259.00 pp/dbl occ 8 Day E. Caribbean Cruise from N.Y.C. Carnival Miracle Sept. 5 - 13 $909.00 pp/dbl occ. WILQ 6 Day W. Caribbean Cruise Carnival Freedom Sept. 6 - 12 $1131.00 pp/dbl occ. 8 Day E. Caribbean Cruise from N.Y.C. Carnival Miracle Sept. 13 - 20 $839.00pp/dbl occ. 7 Day Bahamas/Orlando from Balt. Carnival Pride Sept. 13 - 20 $847.00 pp/dbl occ. 7 Day Canada New England Cruise Carnival Triumph Sept.19 - 26 $786.00 pp/dbl occ. FROGGY 101, 8 Day E. Carib from N.Y.C. Carnival Miracle Sept. 29 - Oct. 7 $927.00 pp/dbl occ. WNBT, 8 Day E. Caribbean from N.Y.C. Carnival Miracle Sept. 29 - Oct. 7 $927.00 pp/dbl occ. 8 Night Turks & Caicos Cruise from NYC Carnival Miracle Oct. 7 - 15 $890.00 pp/dbl occ. 7 Day Orlando/Bahamas from Baltimore Carnival Pride Nov. 1 - 8 $776.00 pp/dbl occ. Norwegian Cruise Line: 7 Day Bermuda Cruises from N.Y.C. Norwegian Dawn June 14, July 19, Aug. 30 From $1179.00 pp/dbl occ. Royal Caribbean Cruise Line: 5 Night Bermuda Cruise from N.J. Explorer of the Seas Aug. 1 – 6 $1199.00 pp/dbl occ. 97.9X, 5 Night Bermuda from N.J. Explorer of the Seas Sept. 12 – 17 $799.00 pp/dbl occ. 9 Night Eastern Caribbean from N.J. Explorer of the Seas Nov. 12 – 21 $1199.00 pp/dbl occ. Princess Cruises: 8 Night Eastern Caribbean Cruise Caribbean Princess Oct. 24 – Nov. 1 $1089.00 pp/dbl occ. 10 Day Panama Canal / Larry Heckman Island Princess Nov. 10 – 20 $2049.00 pp/dbl occ. Princess Cruises Alaska 12 Night Heart of Alaska Cruise Tour June 10 – 22, June 24 - July 6, July 1 - 13, July 15 - 27, Aug. 5 - 17, Aug, 12-24, Aug. 26- Sept. 7 Rates from $1729.00 pp/dbl occ. 13 Nt Alaska Wilderness / Kenai Cruise Tour Coral Princess June 30 – July 13 $2369.00 pp/dbl occ. 13 Nt Alaska Wilderness / Mt. McKinley Cruise Tour Island Princess Aug. 19 – 31 $2019.00 pp/dbl occ. Holland America 10 Day Gems of the Baltic from Copenhagen Eurodam Aug. 1 - 11 $2415.00 pp/dbl occ. 10 Day Mediterranean / pre-night stay in Rome Noordam Oct. 5 – 16 $3335.00 pp/dbl occ 7 Day Mexican Riveria Cruise Veendam Oct. 10 – 17 $1165.00 pp/dbl occ. 2009 FLY TOURS Rim to the Strip 10 Day Best of Hawaii Tour Mexico’s Copper Canyon Rails to Rim / Balloon Fiesta Rim to the Strip Splendors of the Nile May 30 – June 5 July 10 – 20 Sept. 18 – 26 Oct. 4 – 11 Oct. 17 – 23 Nov 4 – 15 * Rate does not include Egypt Entry $899.00 pp/dbl occ. $3495.00 pp/dbl occ. $2069.00 pp/dbl occ. $1499.00 pp/dbl occ. $1169.00 pp/dbl occ. $3975.00* pp/dbl occ. Visa Approx. $20 USD pp plus vacation packages to Disney World, Universal, Busch Gardens, Europe and the Caribbean. See AAA Travel for all your travel money needs... foreign currency exchange, TipPaks®, VISA TravelMoney® cards and more! And don’t forget to stop by the Travel Store for brand name luggage, tour books, travel games and more at discount member prices! Call 323-8431 or visit AAA.com today! Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Travel with someone you trust... AAA Travel. 18 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 How to Let the Energy Savings Tax Credits Work for You! The newly enacted American Recovery and Reinvestment Act of 2009, or the Stimulus Bill, offers you incentives for improving your home’s energy efficiency. For 2009 and 2010, the tax credit for qualified energy efficiency improvements will increase to 30%. For example, if you purchase $5,000 worth of upgraded-glass windows from Window World, you may get the maximum 30% tax credit of $1,500 - making the real cost of your windows only $3,500. Now, in addition to Window World’s professional consultation, expert installation and already lower prices, you get an additional 30% off the cost of your windows! Qualifying and Claiming Tax Credit is Easy To get in on the energy cost savings, as well as the attractive tax incentives: • Purchase qualifying windows or doors from Window World, then save your sales receipt and the NFRC/ENERGY STAR label with your tax documents. • Have your windows or doors installed between January 1, 2009 and December 31, 2010. • Claim the tax credit on your federal filing for the 2009 and/or 2010 tax year. A “qualifying” window or door is one that carries both a U-Factor equal to or less than 0.30 and a Solar Heat Gain Coefficient (SHGC) equal to or less than 0.30. You can find more information on energy ratings and qualifying products at the ENERGY STAR@ website. Replacement Windows: The Time is Now Custom-built replacement windows from Window World are a wise choice, They add value to the home and save money on energy costs. And now, with new federal incentives, replacement windows are more affordable than ever. So, call Window World to schedule a free, noobligation in-home window demonstration today. There’s neve’r been a better time to invest in energy savings! What is the definition of a “replacement window?” Replacement windows from Window World are built specifically to fit within the space of your existing windows. Replacement windows will fit precisely, and can usually be installed without damaging your interior walls or exterior siding. Do I need new replacement windows? If these signs sound familiar, you may need replacement windows: • Windows are hard to open or close • Drafts or air leaks around or through your window frames • Excessive fogging or ice inside your window panes • Wind causes your windows to rattle or vibrate • Paint on your window frames is chipped or peeling • Your house seems hot in the summer, and cold in the winter How do you determine the energy efficiency of a replacement window? Every replacement window from Window World carries an NFRC rating label. The National Fenestration Rating Council is an independent testing organization that measures how well each window resists the transfer of heat and cold. This is the window’s “U-factor,” The lower the U-factor number, the better insulating quality of the window. I often hear that replacement windows “pay for themselves.” Is this true? Absolutely. It is simply a matter of time. However, you must pick the right windows to get the most for your investment. Highquality, energy-efficient replacement windows from Window World are engineered specifically for your home and expertly installed. They will provide years of comfort in your home, and cost savings on your heating and cooling bills. So, how do I get started? The first step is to call Window World at 1800-NEXT-WINDOW for a free, in-home, no-obligation window demonstration. A replacement window specialist will discuss your window options, the potential cost savings and the installation process, as well as answer any questions you may have. 19 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 We are a Keystone HELP Approved Contractor! Go to www.KeystoneHELP.com to apply for your Energy Efficiency Loan and/or Rebate of up to $250 on qualifying Energy Star Windows/Doors! 20 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 FIND A REALTOR HOW A REALTOR CAN HELP When you’re shopping for a new home, there are certain characteristics that may catch the eye. Some features of a home can be so appealing that they practically leap off the ad. The minute details that make a house a home also can be major selling points for the buyer. A few factors that make your house more appealing to shoppers, and ultimately raise the value of the home: • A fireplace. Just the thought of sitting near a warm brick hearth with amber flames flickering is enough to keep any shopper toasty. • Hardwood floors. Although not as soft and cozy as a plush carpet, original hardwood floors are more durable and more attractive to many homeowners. • A swimming pool. There are a few regulations for having a pool in the backyard, but there are many more enjoyable summer days that can be spent diving into cool waters. • A deck and a big backyard. For the families that like to entertain, having these features on a home is a must. Whether you’re shopping for a summer home down Jersey shore, or your corporate job has you transferring to Chicago, life is going to get a little hectic. Real estate is one of the biggest business industries today. Buying and selling homes has become a complex and competitive process with life-changing decisions to make. Finding the right Realtor can make the transition into a new home quicker and easier for you. Before you even pick up the Yellow Pages to start looking for a real estate agency, there are quite a few things you should consider: basement or whether or not there is one. If you have children, they might be wishing for a built-in pool and a giant backyard to play in. Knowing the specifics of what you want prepares you in your quest for a Realtor. SEARCH AND COMPARE Word-of-mouth is one of the easiest ways to find a Realtor. “Who better to do business with than someone known and trusted by a person you know and trust.” Local advertising, open houses, and word-of-mouth referrals also are ways you can find out more information about qualified Realtors. There are many decisions to make when buying or selling a home, many of which you should be able to Feel comfortable with your decision. Because it takes a answer on your own. The most important question professional to guide you through the endless process of to ask is price. Know your budget. How much are filling out forms, discussing finance, pricing and you and your family willing to spend? How much can you negotiations, be sure you are satisfied with the Realtor you afford? Or if you are selling, how much is have chosen. Don’t be afraid to shop around our property worth? Have a ballpark idea and ask questions. Take your time to when starting off so that you can find a Buying and selling homes has interview Realtors so you can find someone Realtor who can help you meet your who will offer the services you are seeking. financial needs. become a complex and comPersonality and trust are important factors weighed into making a decision. Deciding to buy or sell a home is a long-term investment changing decisions to make. that requires you to rely on someone with whom you feel comfortable. Are they friendly and open? Do they answer all of Money is time, and time is money. Real estate is not your questions? Choose a realtor who will be straightforward something to rush into, but under some circumstances you with you and who knows how to get the job done. might have to. Know your time constraints. Working with a determined Realtor, who is eager to help you with your WHO WILL GO THE EXTRA MILE? situation will hopefully ease some of your worries. “Look for a company that provides one-stop shopping, they can provide you with sources for funds and inspections.” petitive process with life- Decide what’s most important to you. If you’re selling a home, you’re most likely buying another one. Deciding on what is right for you and your family makes it possible to customize your search for a home, so that it will suit your needs. Know what type of area you would like to look for a home - rural, suburb, or city. Also, consider the taxes and possibly the school districts within the community. Decide on structural features such as the size of the home and the property. There are many other characteristics to consider. The number of bedrooms and baths, the size of the garage and Choose the Realtor who will go above and beyond to suit your needs. Find out what one Realtor can offer you, which another cannot. Some agents may provide additional information and extra Services. If your life is busy and hectic, you want to know that you can count on a Realtor who cares about the customer, and not just the commission. The real estate market is a whirlwind of opportunities that can come and go in just a matter of moments. Take time when making decisions because having a determined Realtor working by your side can make a difference. your dream is listed with 624 Spruce Street • • • • $ NOW 30,000 Nice Starter Home • • • • • • NOW Your Dream Home • • • • • $ 4 Bd. Room 1 Full Bath Partially Finished Attic Huge Yard Williamsport Area School Dist. $ NOW • • • • 80,000 Scott Yeagle Remax Agent 570-321-1018 scott@scotty Log Home Loft Bedroom 1 bathroom Finished Family room $ eagle.com • Large Garage • Priveate setting Serving: Williamsport, Jersey Shore, Muncy, & Montoursville NOW 159,900 Commercial Near State Game Lands! • • • • • $ • • • • NOW 10CassieDriveMuncyPA.com • • • • • $ 2 Homes, One Price 3 Bd. Room 2 Baths 1 Car Garage Central Air Large Yard 169,900 4 Bd. Room 2 Full Baths 2 Car Garage Huge Yard McElhattan 250,000 e Yeagl Scott MUST SEE! NOW 3 Bd. Room 1 Bath 3 Story Lots of Space Renovo 1,497 Square Feet 18,000 $ Scott Yeagle Bring Your Offers! • • • • • 3 bedrooms 1 Bath Covered Porch 1,304 Square Feet home NOW 339,000 40acrecontemporary.com • • • • • • • $ • • • • NOW 200,000 $ 4 Bd. Room 2.5 Baths 3.6 Acres 3,102 Square Feet REDUCED SWEET DEAL! 2 Homes 2 Parcels 2 Car Garage Nesbit $ NOW NOW 45,000 Pine Creek Valley 4 Bd. Room 4 Baths Hot Tub Huge Deck Pond 40 Acres 3,800 Square Feet 579,000 Ice cream shop High Traffic Area Equipment included No Franchise Fees • 2 buildings • 3 Car Garage • Signage or Mechanic Friendly • Jersey Shore • 3,840 Total SqFt $ NOW 245,000 1719 Four Mile Drive • Williamsport, PA 09YRE-PFC-WSG052909 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 570-321-1018 • 570-321-1010 • www.scottyeagle.com 21 WEST BRANCH Outstanding Agents. Outstanding Results. 22 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Choose a Hearing Aid What You Should Know Acknowledge you have a hearing problem Contact an audiologist for a hearing evaluation Listen to a demonstration of hearing aids Select appropriate instruments for your hearing loss and life style Insist on adequate follow-up for fine tuning and maintenance of hearing aids Enjoy better hearing! The first step in purchasing a hearing aid is often the most difficult one: Acknowledging that you have a hearing problem is the critical first step. If you find yourself asking people to repeat, think people are mumbling, or you smile and nod rather than admit you haven’t been able to follow conversation, it’s time to face it – you may have a hearing problem. Here’s what to do next. See an audiologist An audiologist is a professional who has attained a doctoral or at least master’s degree in Hearing Health Science. He or she has met rigorous requirements set forth by the American Academy of Audiology or the American Speech and Hearing Association and state licensure boards. Audiologists perform testing for physician referrals and communicate freely with the medical community. The main focus of an audiologist is hearing health, not retail. When you call for an appointment, ASK if you’re going to be seen by an audiologist, who will perform a complete hearing evaluation! hearing tested. Pertinent information can make the differencce between a referral for medical follow-up or a recommendation for hearing aid fitting. A complete hearing evaluation should be performed. This includes an evaluation of hearing for tones and speech, and often assessment of middle ear function. Again, this information helps make the decision of whether you need medical follow-up, hearing aids or both. After evaluation, you should receive a clear explanation of your hearing test results. Listen through hearing aids If it is determined that you have hearing loss that can be helped by hearing aids, you should have the opportunity to listen to a demonstration of hearing aids appropriate for your hearing loss. A loved one’s voice is helpful in determining if hearing aids help you hear the voice that is important to you. Decide Schedule your appointment for a time when a loved one (or someone whose voice you need to hear on a regular basis) can accompany you. You’ll need to know if a hearing aid improves your ability to hear important people in your life. At this point, you should be able to determine if hearing aids are for you. Before committing, ask the following: • Is a trial period offered? For how long? • What EXACTLY will you owe if you decide not to purchase hearing aids at the end of the trial period? • What type of on-going service/maintenance does this business offer? • How much will it cost? If you’re satisfied with the answers, buy. Have an evaluation You will be on your way to better hearing and enjoying a better quality of life. It is in your best interest to be seen by an audiologist who deals with several hearing aid manufacturers, because no single manufacturer has products to meet everyone’s needs. Expect to provide your audiologist with health history (as related to hearing) prior to having your 23 ACE represents several reputable hearing aid manufacturers ACE Hearing’s Value Added Service Package included with the purchase of new hearing aids offers: • In-house maintenance for the life of the hearing aid • Annual hearing screening/hearing aid counseling • Any adjustments in computer programming that are needed • Batteries for the life of the hearing aid • Regular outer ear & ear canal inspection 1500 Sycamore Rd. Montoursville, PA 570-567-1053 2201 Fifth St. Hollow Rd. Bloomsburg, PA 570-784-8050 Mention this ad to receive up to $500.00 off a set of Digital Hearing Aids Expires June 19, 2009 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 G. Donald Miller, Ph.D., ABA was a Professor of Audiology at Bloomsburg University for 29 years. He established his own Audiology and Hearing Aid practice based on educational principles. Test results and hearing aid capabilities are explained in detail so a layman can understand and have realistic expectations about the use of amplification. 24 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 How to Plan for a Loved One Who is Diagnosed with Alzheimer’s You will need to make decisions for your loved one when he or she no longer has mental capacity. Power of attorney documents give you the legal right to do this. A power of attorney is a document that gives someone the legal authority to make decisions for you if you cannot make decisions for yourself. There are powers of attorney for health care issues and financial matters. The health care power of attorney allows someone to make decisions for you concerning doctors, hospitals, medication, etc. The law presumes that no matter how long you have been married, or no matter how close you are to your loved one, if you have not given your loved one the authority to act for you under a proper power of attorney, then you must have meant not to give him or her permission to act for you. Also, under Pennsylvania’s new Advance Directive for Health Care Act, there are some default presumptions you may not want or agree with. The other type of power of attorney is a financial power of attorney. This document covers a wide range of financial situations, from handling real estate, to dealing with bank accounts and paying taxes, to almost anything you can think of from a financial standpoint. It is crucial that you have the appropriate financial power of attorney in place. If your loved one loses the ability to give you authority under a power of attorney (that is, if he or she can no longer understand the documents) and decisions need to be made, you may have to go to court and begin a costly and sometimes time consuming legal process to be appointed his or her guardian. In my experience as an elder law attorney who has helped thousands of families, the reason why people do not have powers of attorney in place is not because they did not want someone to manage their affairs. Often, it is simply that they did not know they needed these documents. It comes as a shock when I tell them that, since this was never put in writing, they have no legal authority to make decisions for their spouse, parents, or children. Having the appropriate financial and health care powers of attorney is the critical first step. Next, depending upon the specific situation, other legal issues related to end-of-life planning may arise. A living will is an expression of your wishes regarding end-of-life decisions. If you do not want to be kept alive artificially should you be terminally ill with no chance of recovery (as decided by a doctor) and unable to communicate your wishes, you should sign a living will making your wishes clear. For a doctor to withhold or withdraw artificial, life-sustaining treatment, there must be clear and convincing evidence that those are the patient’s wishes. The best way to accomplish this, of course, is to put your wishes in writing by signing a living will. The key is to act now. You may want to begin by contacting an elder law attorney to discuss questions you have about living wills. Once you have been educated about your options, you can make the decision that is right for you. And once your decision is made and you have acted on it, you can take the next step of discussing your wishes with your family. Good elder law attorneys who take a holistic approach to serving their clients can help you with this part of the process as well. After executing powers of attorney for finances and health care and an advance directive for health care (a living will), you and your family may need to consider other legal planning such as revising a last will and testament or trust, changing property titles, entering into caregiver contracts, creating strategies for protecting assets from nursing home costs, and planning for your long-term care needs. It is important to deal with someone who practices in this important and specialized area of the law and who has sensitivity to the needs of Alzheimer’s patients and their families. If you would like a FREE Guide to Alzheimer’s Care or a FREE initial consultation with someone who has helped other local families deal with these types of issues, then call Steinbacher, Sholder & Stahl at (570) 322-2077. 25 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Recently accredited for preparation, presentation, and prosecution of claims for veterans benefits by the Department of Veterans Affairs. • • Trusts • Powers of Attorney • Special Needs Planning • Nursing Home Planning • In-Home Care Planning • Home and Hospital Visits 413 Washington Blvd. Williamsport / (570) 322-2077 / www.ssselderlaw.com Julianne E. Steinbacher • Stephen C. Sholder • Adrianne J. Stahl 26 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 How to Choose an Air Conditioner Three important things to keep in mind when shopping for an air conditioner are BTUs, window size, and voltage. BTU – BTU’s measure the amount of heat an air conditioner can eliminate from a room, thereby cooling it. Room air conditioners can range from from 5,000 to 32,000 BTU’s. One of the biggest mistakes is choosing an unit that will not cool effectively because the BTU rating is either too low or too high based on room size. First start by measuring the room’s square footage (multiply length x width). Also take into consideration the number of windows, where the room is located (east side versus west side of house), ceiling height, etc. Window Size: It’s always best to measure minimum and maximum window height (when opened) and window width and take the dimensions with you when you’re ready to shop for an air conditioner. Remember, it’s always easier to read those dimensions at the store than to purchase an air conditioner, take it home, unbox it and try to put it in before realizing it will not fit. Voltage - Keep in mind what kind of plug is on the unit compared to what kind your wall outlet is. Also, make sure the circuit can handle the operation of the unit. Smaller air conditioners work with a standard 115 volt outlet, while larger 115 volt units may need a dedicated circuit. The largest air conditioner units require a 230/208-volt circuit. Other things to take into consideration are features such as EER (Energy Efficiency Rating – the higher the number, the more efficient the unit), electronic versus rotary controls, thermostat features, remote control, etc. Haier® Electronic Remote Sunbeam® Remote Control AIR CONDITIONER AIR CONDITIONER AIR CONDITIONER 5,050 BTU 9.7 EER • 115 Volt operation • Pleated easy mount window installation kit expands to fill the space between the unit and window frame to lock out outside air • 2 Speed fan • Lift-out filter • 2-Away air direction • Approximately 17 1/8”W x 11 1/8”H 6,000 BTU 9.7 EER • • • • • 94 $ 88 ASR05LL • • • • Frigidaire® Variable Speed Electronic with remote control 115 Volt operation 3 Cool/3 fan settings 24-Hour on/off timer Enviro-Clean® coil is oxidation and rust free Ultra-quiet operation “Quick-snap” curtain installaton kit All top-discharge airflow Digital time & temp display 138 $ 88 HWR06 XL7-T Gibson® Variable Speed 8,000 BTU 9.8 EER • Electronic controls • 115 Volt operation • Pleated easy mount window installation kit expands to fill the space between the unit and window frame to lock out outside air • 3 Speed fan • On/off timer • Remote control • Temperature readout 148 $ 88 AW08 CR1 Admiral® Large Multi-Room AIR CONDITIONER AIR CONDITIONER AIR CONDITIONER 10,000 BTU 9.8 EER 12,000 BTU 9.8 EER ENERGY STAR® 24,000 BTU • • • • • • • • • • • Pleated easy mount window installation kit expands to fill the space between the unit and window frame to lock out outside air • 3 Speed fan • On/off timer • Remote control • Electronic controls • 220 Volt operation • Temperature readout Variable speed fan Adjustable thermostat Adjustable air flow Cools about 600 sq. ft. Pleated easy mount window installation kit expands to fill the space between the unit and window frame to lock out outside air • Easy to use controls 188 $ Variable 3-speed fan Adjustable thermostat control Adjustable air flow Cools about 640 sq. ft. Pleated easy mount window installation kit expands to fill the space between the unit and window frame to lock out • Easy to use controls 248 478 % 6 BEITER’S 88 $ 0MONTHS FAC102P1A G FOR FINANCIN INTEREST WHEN FINANCED M $399.00 PURCHASE ED. EDIT AND A MINIMU PAYMENTS REQUIR LY NTH WITH APPROVED CR MO M IMU GO. MIN THROUGH WELLS FAR 88 GAC122 P1A $ 00 AAW24C 3FHUE HOME CENTER 560 Montgomery Pike 1125 North 4th Street 13-15 East Main St. 1442 South Main St. 3000 State Rte. 405 SO. WILLIAMSPORT SUNBURY LOCK HAVEN MANSFIELD EAST LEWISBURG (570) 326-2073 (570) 286-6414 (570) 748-7222 (570) 662-3276 (570) 523-6001 Monday-Saturday 9-8 Monday-Saturday 9-8 Monday-Friday 9-8 Monday-Saturday 9-8 Monday-Friday 9-8 Sunday Noon to 5 Sunday Noon to 5 Saturday 9 to 5 Sunday Noon to 5 Saturday 9 to 5 Sunday Noon to 5 VISIT ANY OF OUR STORES OR CALL (570) 326-2073, EXT. 216 OR 1-800-326-9738 FOR FINANCING DETAILS. PRICES DO NOT INCLUDE SALES TAX OR APPLY TO PRIOR SALES. NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS. PRODUCTS MAY VARY FROM PICTURE. ALL PRODUCTS MAY NOT BE AVAILABLE AT ALL LOCATIONS. OPTIONAL PROFESSIONAL DELIVERY AVAILABLE. Williamsport Sun-Gazette, Saturday, JMay 30, 2009 G.E.® Bedroom 27 BEAT THE HEAT! 28 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 How to Create New Curb Appeal with A Clean Roof Realtors have always used the term curb appeal. For many that meant the front entry way or front door. Many realtors tell their home sellers to repaint the front door, as that was a potential buyer’s first impression of their house. The theory was to impress the buyer before they entered the house. In the last few years, a new curb impression has appeared. The roof of the house is now as important as that front door. A stained roof is very apparent from the curb and is not appealing to the owner or a potential buyer. You may have noticed stained roofs as you travel your neighborhood, or you may notice that your own roof has black staining. If you have not noticed blackened roofs, take a look at roofs as you travel on your daily activities. You will notice that many have obvious staining on them. These roofs have been contaminated by air home algae. The algae is living and growing over our heads. The stains generally start on the lowest part of the roof, grow upward, and are generally most apparent on the north or east side of a roof because the algae is airborne, some neighborhoods seem to have more staining than others. What happened to my roof? I do not remember seeing roof stains years ago, why now? For many years shingles were made with asphalt and we saw no roof staining. A few years ago, manufacturers began producing shingles made of fiberglass with a limestone filler. Now we have a problem...........Algae thrives on organic materials, including limestone. The new limestone filled shingles are now on houses everywhere. The air borne spores of the algae found all of those new food sources and began to live on roofs. As the algae grows, it becomes increasingly apparent as the roof starts to darken. Our roof algae is Gloeocapsa Magma, a type of blue-green algae that thrives on moisture and organic material. Because virtually all shingles now have limestone, eventually all shingle roofs will stain. Staining is most apparent on light colored shingles but will also develop on black shingles although it may be more difficult to see. As our algae grows on a roof, its root system grows around and under the shingle’s granules, eventually loosening those granules and reducing the life of the shingle. Back to the curb appeal. A stained roof looks like an old roof. A potential buyer’s impression may be that the house will need a new roof, when the roof shingles are actually still viable, but simply stained. This curb appeal problem can be easily corrected. In the past few years, roof cleaning companies have appeared and chemical manufacturers have developed products to directly address the stained roof problem. Proper and safe roof cleaning is accomplished with very low water pressure to insure that a roof is not damaged. High pressure washing and chlorine type products will shorten the life of a roof. In order to solve your roof stains problems, we suggest that you find a local, insured and licensed roof cleaning company. Inquire about the type of chemical that will be used on your roof. Will it smell? Is it dangerous? Will it damage my shrubs or lawn? Is the cleaning product biodegradable and eco-friendly? Does the company use a commercial product specifically designed for roof cleaning or do they mix up their own home made solution that may include chlorine? Does the company have a written contract? Will the company guarantee that the roof will remain stain-free? Does the company offer a yearly renewal program to keep your roof stain-free? The alternative to roof cleaning is shingle replacement. Replacement is expensive and often not needed. Most stained shingles still have many years of life left in them and roof cleaning can make them look like new for a fraction of the cost of replacement. Your home is your castle, and whether you are selling it or not, a clean roof increases the curb appeal and, more importantly, increases the value of the home. This half of the roof is stained with Algae. Roof ™ Shampoo! Restore Your Home’s Curb Appeal! GET A ROOF SHAMPOO™ 40 % Experts believe that the of it’s overall curb appeal. roof on a home accounts for % However, when a roof is stained or of curb “un-appeal”! dirty it could account for as much as 75 We specialize in removing stains and use only the safest, most effective roof cleaning agents and process available- the Roof Shampoo™ System. ROOF MAGIC. LLC provides professional roof cleaning setvices to residential, commercial, and condo / community association customers. ROOF MAGIC. LLC / (570)772-3532 / www.Roof Shampoo.com Williamsport Sun-Gazette, Saturday, JMay 30, 2009 This half is stain-free after 29 Roof Stain Removal 30 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 Use Virtual Newsroom Questions about Virtual Newsroom can be directed to the newsroom at news@sungazette.com or by calling The Williamsport Sun-Gazette at (570) 326-1551 or 1-800-339-0289 Clubs, organizations, businesses, sports coaches and anyone who wants to submit a news story are encouraged to use Virtual Newsroom. It is anticipated that the ease of using Virtual Newsroom will lead to increased submissions from the public. The Williamsport Sun-Gazette recently launched the Virtual Newsroom as a way for the public to get information to the newspaper in a more timely and efficient manner. Virtual Newsroom is an online resource that can be accessed through the newspaper’s Web site and is intended to make it easier to submit items. The link to the Virtual Newsroom is available at www.sungazette.com. Personal delivery, mail, fax and e-mail have for decades been the most common methods of sending stories, pictures, letters to the editor, sports scores, community news and other items to newspapers. Some aspects of each of these methods have proven to be cumbersome for the public and the newspaper, prompting the development of the Virtual Newsroom. Newspaper officials said the new technology will allow members of the community to access the newsroom directly, saving the time and energy it used to take to bring submissions to the building in person, sending them by the U.S. Postal Service or by fax. If you have access to a computer and the Internet, you have an easy way to reach the newsroom. Whether you submit items to us on a regular basis or send us news just once a year, there is now an easier way. This will allow our readers and members of the community to submit news in the most efficient manner. All you have to do is go to the Web site, click on the Virtual Newsroom button, choose the type of selection you wish to make and follow the instructions that appear. Several different categories are listed, with descriptions and examples to help ensure that each submission ends up in the right place. For example, a group that wants to announce an upcoming event can click on the Coming Attractions link and view an example of a community announcement as well as read about the type of events that typically appear on the newspaper’s Coming Attractions. Users can directly type the event into the online form or, if they already are using a word processing program, can simply copy and paste their information into the form. Once information is entered into the form, the person submitting the item is asked for their name, e-mail address, mailing address and telephone number for verification purposes. When those fields are filled, the submitter just needs to click the “send” button, and the information is transmitted directly into the newsroom. That saves time and eliminates the in between steps that can prevent the information from reaching the newspaper in a timely manner. Letters to the editor, news tips and story ideas, religion information, birth and wedding announcements, engagement announcements, sports scores, People Clips articles, and more can easily be sent to the newsroom. Photographs also can be submitted online by following the simple instructions on the Virtual Newsroom site. The goal of the newspaper is to make it as easy as possible for members of the community to get local news into The Williamsport Sun-Gazette. Virtual Newsroom allows the editorial department to receive submissions much more quickly. Our readers will no longer have to wait on the mail, wait for an opportunity to drive to the building or be frustrated by a busy signal on the fax machine when submitting a news item. 31 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 View other sport photos from around our region & add some candid shots of your own. Become a part of the largest collection of local photos available anywhere on the web. Visit “cu.sungazette.com”, Click on “Community Galleries “ located at the bottom of the page. 32 Williamsport Sun-Gazette, Saturday, JMay 30, 2009 D r. H a r t z e l l , D r. Wa l m e r, D r. 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