Winter 2009 Vol. 22 No. 4 How to Avoid Property Tax Foreclosure Your property taxes can be paid in one of three ways; online, in person or you can mail your payment. Payment for delinquent taxes can be paid by personal check, (current delinquent tax year only), certified funds, cash in-person, or on-line by an electronic debit from your checking or savings account. If you pay online, our site is authorized to accept MasterCard or Visa. Taxpayers using this service will incur a service charge of 2.49% of the total taxes paid. The fee is paid to the service provider, not the Wayne County Treasurer. If your mortgage company pays your taxes out of an escrow account, be sure to check and make sure that they are making timely payments. Ultimately YOU are responsible for timely payments, not your mortgage company. Raymond J. Wojtowicz Wayne County Treasurer Wayne County - and Detroit - leads the nation in home foreclosures. There are many reasons for this troubling distinction, and the decline of the auto industry which has resulted in the loss of thousands of jobs - is certainly a major contributor to the decline of the local economy. But the loss of jobs related to a once-thriving industry is still only part of the problem. Another equally serious part of the problem is personal responsibility. If you own a home, then you should know that property taxes need to be paid on that home. If you are unable to pay those taxes, or if you believe you will be late, then I encourage you to contact the Wayne County Treasurer's Office for assistance with your problem. We're here to help. Our office has no interest in taking your property. The Treasurer's strong preference is that Wayne County residents keep their homes and not lose them to property tax foreclosure, and our office is doing whatever it can to make this a reality. But to do this we need your help. If you're in trouble, we need to hear from you, and we need to hear from you soon. You can contact us one of several ways: The Office of the Wayne County Treasurer Taxpayer Assistance Department 400 Monroe, Suite 530 Detroit, MI 48226 (313) 224-6105 Index News & Notes..........................4 Free Personal Health Program...5 Payment Assistance Programs.6 Diabetes...................................9 Social Security Insight............10 Medicare Fraud.......................11 Enhanced Driver's License.....12 When am I late? Officially, if you did not pay your 2007 property taxes by March 1, 2008, then those property taxes are now recorded as How to Avoid Foreclosure delinquent and a $15 collection fee was added on Oct. 1, 2008, to each delinquent Always pay your taxes on time, if you can parcel that is listed under your name. Property taxes are always due in July and Also, it is now the responsibility of the December of each year. Wayne County Treasurer's Office to collect Current taxes are payable to your local the delinquent taxes and interest immeditreasurer's office located in the municipal- ately kicks in at 1% per month. There is ity where your property is located. You also a 4% administration fee. need to contact your local treasurer's When am I REALLY late? office for further information on current Unpaid property taxes become delinquent property tax billing dates. on March 1st of each year and are forIf you can't pay them on time, there are different ways to pay your taxes. See Foreclosure, page 7 Website: www.waynecounty.com/treasurer Nursing Home Transition Program The Michigan Department of Community Health is offering a program to assist people in transitioning from nursing homes to community environments. To qualify, a person must currently reside in a nursing facility; be financially eligible for Medicaid; and want to leave the facility to return to a community environment. When someone wants to enroll in the program, a comprehensive assessment is completed by the service needs are evaluated a registered nurse and a social and possible housing options are worker. During the assessment, discussed. This process assists people in evaluating whether or not they want to transition from the facility. If a person decides to go ahead with the transition, there are many services that can assist with the process. Based on the individual's needs, available services may include but are not limited to: Coordination and Support, Housing assistance, Furniture for participant's home, Home modifications, Groceries, Moving expenses, Utility deposits/hook-up fees, and See Nursing, page 7 Page 2 S ENIORITY NEWS Winter 2009 S ENIORITY NEWS Winter 2009 Page 3 Thoughts From the Corner Office wanting to make the While most of us dread trip out. "walking in a winter wonder- All of these land" after putting on our facts are parkas, long-johns, scarves, alarmingly hats, and mittens, there are important some who get out and enjoy for adults the winter season by taking as they on sports such as: skiing, reach 50 years and over snowboarding, and maybe because our bodies begin to just a good-ole snowball fight! change in terms of bone denYet, for most people, staying sity. Another health report warm in the house and lifting written by Minneapolis medup a cozy cup of hot chocolate ical reporter, Dennis Duoda, for a sip is about the closest states, "both men and women form of exercise that takes lose up to 1 percent of bone place during the winter mass each year after age 50" months. This is so because (May, 2008). So, what can we not only are most winter do to stay healthy as the winsports quite costly, but many ter season sets in? of them are somewhat danAccording to AARP, "staying gerous. "Health News" active in the winter helps you reported in a January 2008 ward off the flu and common article entitled, Exercise cold. It can also help you Equipment: Preventing avoid winter weight gain. Winter Sports' Injuries, that And for those who get the "each year an estimated winter blues, physical activity 100,000 to 140,000 skiers and is a super stress reliever and snowboarders require emer- mood lifter" (2008). Getting gency room treatment." yourself moving once every Furthermore, while the gym day for 10 to 20 minutes can is a great way to get exercise make a huge difference in during the chilly season, it is your health and mental wellusually quiet costly, and the being. You can even use whole process of getting household objects, such as geared up to travel to the gym soup cans, and practice repeton a freezing cold Michigan itive sets of arm curls while day detours many from even watching the television. I even talked to a woman who said that she loves to walk, so during the harsh winter months she would turn on her television or radio and walk laps around her basement at a steady pace for 30 minutes. Another gentleman, in a wheelchair, told me that he Warming Up To Winter stays in shape during the winter by strength training with light weights and hand cycling. Whatever the case may be, it is important that we "actively age." The International Council on Aging explains that, "active aging means living life as fully as possible. How well we age has much more to do with how well we function, and a lot less to do with the years. And we will function better when we take a walk…and sing and dance." Therefore, I encourage everyone to stay healthy during this winter season: take up some new "active" hobbies and get your heart rate up a bit. And, when you do go out and take on the cold, be sure to dress for the occasion by: wearing layers to keep in the heat, protecting your head and ears because you lose most of your heat through your head, and covering your hands and feet as much as possible (AARP.org). If you are interested in finding more information on this topic and find a place to get together with others over the winter months to stay active, contact your local Senior Center, or contact us here at TSA, and we can direct you to a Senior Center. Finally, if you or someone you know may be without warm clothing, meals, or in need of some "friendly reassurance," please do not hesitate to contact us or visit our website for more information at www.TheSeniorAlliance.org. The Senior Alliance Board of Directors Allen Park..............................Freda Ditto Belleville........................Jennifer DeLano Brownstown Twp........Maxine Schofield Canton Twp.......................Michael Ager Dearborn.......................Anthony Woods Dearborn Hts..............Kimberly Constan Ecorse................................Phyllis Cook Flat Rock..................Joan Pawlakiewicz Garden City........................Pat McKarge Gibraltar .................................Gil Talbert Grosse Ile Twp................Alan Anderson Huron Twp......................Pam Carpenter Inkster.....................Denise Champagne Lincoln Park...................Marilyn Willson Livonia....................................Gay Ware Melvindale.......................Ryan Massolia Northville.........................Sherry Necelis Northville Twp ......Richard Henningsen Plymouth.......................Bobbie Pummill Plymouth Twp .................Ann DeGhetto Redford Twp..........................John Pedit River Rouge......................Olive Roberts Riverview...................Doug Drysdale Rockwood.........................Janet Dallwig Romulus..........................Carole Elder Southgate........................Norma Hendin Sumpter Twp................Denise Droullard Taylor ............................Marsha Dotson Trenton............................Carol Garrison Van Buren Twp..................Linda Combs Wayne ................Nancy Wojewski-Noel Westland.....................Barbara Marcum Woodhaven....................Amy Thomas www.healthfinder.gov is a federal website which has launched an updated version to provide information for people who wish to stay healthy. The site features links to over 6,000 government and nonprofit health information resources on hundreds of health topics. Additionally, a tool called MyHealthFinder provides personal ized recommendations for clinical preventive services specific to the user's age and gender. Wyandotte......................................... www.EconomicRecovery.gov is a resource for individuals to find help to keep their homes, find jobs and protect their savings by the U.S. Department of Commerce. This publication is supported in part by funds provided by the Michigan Office of Services to the Aging and the Older American Act of 1965, as amended. No one shall be excluded in any funded service or activity because of race, age, sex, national origin or disability in compliance with Title VI of the Civil Rights Act of 1964. Best Sites Wayne County......................Jerry Higgs Advisory Council..........Tom Jankowski Corporate Committee ........Marguerite Linteau Advisory Council Officers Tom Jankowski, Chairperson Jacqueline Bousha, Secretary Page 4 S ENIORITY NEWS Winter 2009 News & Notes Comedy for a Cause On Tuesday, February 10, 2009, The Senior Alliance will be teaming up with Joey's Comedy Club, 36071 Plymouth Road, Livonia, for a night of entertainment, great food, and spirits in which 80% of the proceeds from every ticket sold will be donated back to TSA. Tickets are $20 each. In addition, your "Comedy for a Cause" ticket will give you 25% off of your meal at Kickers All American Grill (the restaurant located below Joey's Comedy Club) or a discount off pizza during the show that evening. Reservations will be required if you plan on having dinner, so let the operator know you are supporting The Senior Alliance and the "Comedy for a Cause" by calling (734) 261-0555. Info or to order tickets: Call Linda DeVore (734) 7272017 or email LDevore@tsalink.org. TSA Holiday Meals The Senior Alliance provides a festive hot meal to homebound elders on Easter day. The deadline to request a meal for Easter is March 14, 2009. To become a volunteer to deliver meals, request a meal or additional information, call the TSA Programs Department at (734) 727-2063. Free Meal Every Month Come join in fellowship with other local area seniors for a free hot lunch on the last Saturday of the month at the Downriver Christian Church, 1518 Fort Street, Lincoln Park, MI 48146. Lunch will be served between 12pm to 2pm. For additional information or to volunteer at the lunch, please call (734) 752-8989. al equipment. For general information, call the FCC at (888) 225-5322; TTY: (888) 8355322 or visit their DTV website at www.dtv.gov. Secretary of State Pilot Program Select Secretary of State offices will have a pilot program that will offer customers who are deaf and hard of hearing the option to use sign language when conducting busiDigital TV - February 17, 2009 ness with the department. The program The transition to television digital broadcast- uses a monitor with a built-in camera and ing will occur on February 17, 2009. To help audio system to connect the customer and defray the cost of converter boxes, each U.S. branch office clerk to a sign language interhousehold can request up to two coupons, preter at a special communication relay cenworth $40 each, to be used toward the pur- ter. A customer-service specialist at the chase of these boxes. This coupon program branch office directs interested customers to is being administered by the National a clerk and video relay monitor. The cusTelecommunications and Information tomer signs as the interpreter on screen Administration. For more information on the voices the comments, which the clerk hears coupon program visit www.dtv2009.gov or through a headset. The clerk's responses call (888) DTV-2009 (888-388-2009). If you are picked up by a microphone, and the subscribe to a paid television service such interpreter translates the speech into signs as cable or satellite TV, you may not need a for the customer. There is no cost to the cusconverter box, and the TVs connected to tomer. This service is available at the Livonia your paid service will continue to receive Area SUPER!Center, 17176 Farmington local broadcast programming. However, Road and the Detroit New Center consumers are advised to check with your SUPER!Center, Cadillac Place, 3046 W. provider to see if you will need any addition- Grand Blvd. A Few 2008 Tax Tips Ø Call your local Senior Center to confirm if free tax preparation is being done at their location. Schedule an appointment to have your taxes done for free. Ø If you missed the October Stimulus deadline, it is still possible to get yours when your 2008 taxes are done. Ø Up to 20% of your RENT is considered property taxes paid by the renter and can be used to get a possible Property Tax Credit from the State. Maximum is $1,200. If you missed this credit it can be done for up to the last four previous years. Ø Taxpayers with low-income may find they are eligible for a heating credit. This credit expires each year so it is important to do it at tax time. Call your heating utility company to find out the amount you paid for heat only each year and bring that information with you when you have your taxes prepared. Ø If you pay property taxes and are not able to itemize on the Federal return because the Standard Deduction works better, you may find that for the 2008 tax year you are eligible to add $500 of those taxes to your Standard Deduction ($1,000 if married filing joint). This is done without itemizing and helps to reduce your taxable income. Volunteer Counselors Needed The Senior Alliance needs your help! We are looking for individuals to serve as health benefits counselors with our Medicare Medicaid Assistance Program (MMAP). This program is a free, unbiased service which assists Medicare beneficiaries who have problems or questions about Medicare, Medicaid, Medicare Supplemental Insurance, Long Term Care Insurance and related issues. Counselors are trained, certified and supported. MMAP counseling services are provided to callers over the phone, or can be performed at specific sites, such as community centers, senior centers, hospitals, churches, etc. If you are a person who likes to solve puzzles, enjoys meeting and working with people, and someone who faces obstacles with determination and good humor, then you may be the person we need! For more information about our next training and becoming a MMAP Volunteer Counselor, please contact Bettie Hughes at (734) 727-2025 or via email to bhughes@tsalink.org. S ENIORITY NEWS Winter 2009 MEDICARE Matters! Do you take the blood thinner Coumadin®? If so, you are among thousands of Americans who take this valuable medication to prevent blood clots to the heart, brain and other sites in the body. Coumadin®, also known by its generic name Warfarin, works by keeping the liver from making clotting factors. When there's not enough clotting factors circulating in the bloodstream, the blood is less likely to remain "thick" enough to clot. By reducing the number of clotting factors blood thinners keep clots from forming. Page 5 Mammograms - Medicare Has You Covered under the skin, which you are more likely to show bruises. Or it may mean you're likely to bleed more after you cut yourself on a sharp object. In some cases, it can be quite serious or life-threatening. Doctors try to keep the blood of their Coumadin® patients just thin enough to prevent clots, without making it too thin, by monitoring the level of clotting factors in the bloodstream. That's why you are asked by your physician, to have periodic blood tests to check the levels of those clotting factors. Understanding Drug Interactions Many drugs interact with Coumadin® and may make the Coumadin® effect stronger, and the blood thinner, leading to an increased risk of bleeding complications. For example, antiSide Effects You Need convulsants (drugs that prevent to Be Aware Of seizures) and some kinds of antibiotics may work this way. Like all drugs, Coumadin® has On the other hand, foods that risks and complications. One have a high amount of Vitamin risk is that too high a dose may K, work just the opposite. They make the blood too thin and can block the effects of Coumadin® cause easy bleeding. on the clotting factors, the blood Sometimes this bleeding is just remains "thick," and you are not protected from blood clots. Foods rich in Vitamin K include; lettuce, broccoli, cabbage and spinach. It is important that you tell EVERY doctor who treats you that you are taking Coumadin®. As a Patient You need to be Involved in Your Care Other advice for those on Coumadin®: • Take the medication as prescribed by your doctor at the same time each day • Never skip a dose or take a double dose • If you miss a dose, take it as soon as you remember • Go for blood tests as ordered by your doctor Seek Immediate Medical Care if the Following Occurs Call your doctor right away, or go to the nearest hospital emergency room, if you have any of the following: • Red, pink or cola-colored urine • Vomit that is bright red or looks like coffee grounds • Bowel movements that are red or look like tar • An injury to your head • Severe pain, such as headache or stomach pain • Coughing up blood • A cut or nosebleed that will not stop bleeding within 10 minutes Finally, all patients on Coumadin® need a special medical alert bracelet or necklace. This is a form of identification you wear that alerts emergency medical workers you are on Coumadin®. You can get more information from the nonprofit Medic Alert Foundation by calling 888-633-4298, or by browsing the website, www.medicalert.org. About the Author Jim Mitchiner, MD, MPH, serves as Medical Director at MPRO, Michigan's Quality Improvement Organization. MPRO assists Medicare beneficiaries with quality of care complaints and discharge appeals. MPRO further assists Michigan Medicare providers with quality improvement initiatives to improve the quality and safety of healthcare. In addition, Dr. Mitchiner is a practicing emergency room physician. To find out more about MPRO, visit, www.mpro.org. Free Personal Health Program Comes to Wayne County The National Kidney Foundation of Michigan (NFKM) and other community partners are offering free workshops to help Wayne County residents better manage long-term health problems. The Personal Action Toward Health (PATH) Workshops meet once a week for six weeks to offer a variety of techniques for improving health and well being. The program is suited for both the newly diagnosed as well as those seeking more aggressive management. The PATH program has been proven in studies to reduce symptoms and physician visits as well as increase self-management abilities and communication with doctors. Food and refreshments will be served at the workshop. Class sizes are limited. For additional information, contact Laurie The PATH program was developed at Gustafson at the National Kidney Stanford University and is designed to pro- Foundation of Michigan at (800) 482-1455, vide knowledge and skills to adults with or via email lgustafson@nkfm.org. chronic health conditions such as arthritis, Information is also available online at heart disease, kidney disease, diabetes, www.nkfm.org. PATH classes will be held emphysema, asthma, bronchitis and at the following locations in 2009. depression. Carpenter Place Classes will be run by professional leaders 3400 Carpenter Rd. and trained lay people who hold informal, Ypsilanti, MI 48197 small group discussions and provide easy- Contact: Tracy LaFever Byrd to-understand course materials. (734)973-8791 Instructors explain ways to reduce pain Dates: Fridays 1:00-3:30pm and stress, cope with fatigue, use medica- January 9, 16, 23, 30, February 6, 13 tions wisely, and benefit from exercise. Participants also learn about self-help McCauley Commons devices that can enhance daily activities 11500 Shoemaker and are given an opportunity to ask ques- Detroit, MI 48213 tions about their health concerns. Contact: Michael Anderson (313) 849-3920 Ext. 262 Dates: Tuesdays 10:00-12:30 January 13, 20, 27, February 3, 10, 17 International Gospel Center 375 Salliotte Ecorse, MI 48229 Contact: Tanya Ball (313) 389-2700 Dates: Saturdays 10:00-12:30 Classes begin in February ACCESS 8625 Joseph Campeau Hamtramck, MI 48211 Contact: Nesrine Akil (313) 216-2248 Dates: Thursdays 9:00-11:30am and 11:302pm January 8, 15, 22, 29 February 5, 12 Allen Park Community Center 15800 White Street Allen Park, MI 48101 Contact: Jennifer Hughes (313) 928-0771 Dates: Thursdays 12:30 PM-3:00 PM February 5, 12, 19, 26, March 5, 12 See Health, page 8 S ENIORITY NEWS Page 6 Winter 2009 Payment Assistance Programs Having trouble managing your bills? DTE Energy, along with government and private agencies, offers programs that help keep you warm in the winter. It is important to contact DTE Energy before your energy service is subject to shut off. If you are eligible for financial assistance, contact a social service agency prior to entering into a payment agreement because many agencies will not provide assistance if shut off is avoided. Notify DTE Energy of your efforts to obtain payment assistance. State Emergency Relief Program (SER): This program is available year-round to assist low-income households that have a shut-off notice. For more information, contact the nearest Department of Human Services (DHS) office or call the Home Heating Hotline at (800) 292-5650. Earned Income Credit: This credit is available based on income level and number of qualifying child dependents. To apply for the Case Management: DTE Energy has a team of specialists available credit, you must file a federal income tax return with Schedule to help low-income customers reduce their unpaid balances by pro- EIC. You can receive part of the credit in your paycheck by comviding a personal payment plan, agency referrals and follow-up. To pleting a W5 form with your employer for Advanced EIC or apply enroll, call (800) 545-8046. You must meet the following require- for the credit at tax time. Please contact the Internal Revenue ments: Service (IRS) to apply. • An unpaid balance greater than $750 • No illegal usage Medical Emergencies: Shut off of an account due to non-payment • Household income at or below 200 percent of federal income eli- may be postponed up to 21 days due to a medical emergency. gibility guidelines Written proof from a doctor or notice from a public health or social services agency stating that service shut off will aggravate an existShut Off Protection Plan: This plan is available to all residential ing medical emergency must be provided. For more information, customers regardless of income, and provides year-round protec- call (800) 477-4747. tion from shut off. Enrollment requires monthly budget plan that spreads out your future bills in 12 equal monthly payments, plus Double-Notice Protection Plan: Let DTE Energy send a duplicate equal monthly payments on your remaining balance. Please con- shut-off notice to a consenting friend, relative or agency. Your destact DTE Energy customer service at (800) 477-4747 for further ignate is not responsible for paying the overdue bill; the duplicate details. notice simply alerts them to take some action on your behalf. This plan is helpful when an unexpected event, such as an extended Credit Counseling: DET Energy works with GreenPath, a non-prof- vacation or a long hospital stay, may keep you from paying your bill it consumer credit counseling service, which helps you develop a on time. Call (800) 477-4747. budget to manage your money. For information, call (888) 235-1003. Low-Income Weatherization: Assistance with home weatherization Winter Protection Plan: The plan protects seniors and low-income may be available to those who meet the household income guidecustomers from service shut off due to non-payment between lines. Weatherization includes caulking, weather stripping and November 1 and March 31. During this period, customers must pay insulation. Please contact United Way at 2-1-1. a budget amount that consists of a portion of their estimated annual bill plus regular payments on any past-due bills. After March 31, Affordable Rental Housing: Customers looking for affordable the required bill payment will increase to cover the winter bills rental housing may use the free Michigan Housing Locator at and must be paid in full before the next heating season. www.MIchiganHousingLocator.com. To enroll, call DTE Energy between November 1 and March 31. You must meet at least one of the following requirements: Link-up/Lifeline: Link-Up and Lifeline make basic local tele• Age 62 or older phone service more affordable for income-eligible individuals and • Receive Department of Human Services case assistance families in Michigan. Contact your local telephone company. • Receive food stamps • Receive Medicaid Low-Income Home Interest Loans: For more information or to see • Household income at or below 150 percent of the federal income if you qualify, contact the Michigan State Housing Development eligibility guidelines listed on the chart below. Authority (MSHDA) at www.michigan.gov/mshda and click on the Home Improvement link, or call (517) 373-8017. Home Heating Credit (HHC) E-Filing: Eligible customers may receive funds from the State of Michigan Treasury Department to Source: DTE Energy apply toward their heating bills. To qualify, you must meet the Home Heating Credit income guidelines. If you need help filing, call DTE at (866) 200-2386 between January 15 and September 20, 2009. Please have your household income, birthdates and Social Energy Efficiency Tips Security numbers for yourself and your dependents available before calling. There are things you can do this winter to save money and stay warm. Number of Household Members Federal Household Household Income Income Guidelines* Guidelines** Home Heating Credit 1 2 3 $15,600 $21,000 $26,400 $11,440 $15,400 $19,360 $20,800 $28,000 $35,200 *Based on 150% of poverty level **Based on 200% of poverty level Call (866) 200-2386 for guideline information for larger households. The Heat and Warmth Fund (THAW): Customers who meet the household income guidelines, are in shut-off status, and have exhausted all federal and state-funded programs, may be eligible for assistance. The program began October 15, 2008, for customers who receive a shut-off notice. For assistance, contact one of the following THAW fund administrators: • United Way: dial 2-1-1; cell phone users call (800) 552-1183 • THAW: (800) 866-8429 Following these energy tips can help lower your energy bills. • Have your furnace inspected annually, ideally before the heating season begins. A well-maintained heating system runs more efficiently. • Lower your thermostat while no one is home, or while everyone is in bed. Every degree you dial down could same 1% - 3% on your heating costs. • Install a programmable thermostat that can automatically adjust the temperature according to your schedule. • You can reduce your home's heating and cooling costs by plugging air leaks with caulking, sealing, or weather stripping. • Replace furnace filters regularly. • Replacing incandescent bulbs with compact fluorescent light bulbs will get the same or better light output at a lower cost. • Lower the temperature on your water heater to 120 degrees. • Wash and rinse your clothes in cold water instead of hot, to save on water heating costs. • Use MyEnergy Analyzer, a simple to use and easy to understand online energy efficiency tool available at www.my.dteenergy.com to get customized energy savings tips and analyze your energy bills. S ENIORITY NEWS Winter 2009 Senior News from Wayne County On Saturday, November 8, Wayne County Commissioners, students, and lawn care professionals put on their sweatshirts, work gloves and smiles to participate in the "4th Annual Make A Senior Smile Day." Hundreds of dedicated volunteers, young and old came out in the rain and cold to rake leaves, pull weeds, and generally spruce up the yards of grateful senior homeowners. During the seven-hour cleanup volunteers also distributed safety bags complete with flashlights, nightlights and smoke alarms. Seniors were also served a hot meal through the Wayne County Meals on Wheels program. Available to all Foreclosure FROM PAGE 1 warded to the County Treasurer for collection. State law requires a 4% administration fee and 1% per month interest. For example: Unpaid 2007 property taxes were forwarded to the County Treasurer as delinquent on March 1, 2008. On March 1, 2009, unpaid 2007 delinquent taxes will be forfeited to the County Treasurer. State law requires the addition of a $175 fee and $26 in recording fees. Interest is increased from 1% per month to 1.5% per month retroactively to the date the taxes became delinquent. But seriously, when am I REALLY, REALLY late? If your 2007 property taxes still aren't paid by March 1, 2010, then Circuit Court will enter a judgment of foreclosure against your property. The only way to retain ownership of your property at this point is to pay all of your delinquent property taxes, including fees and interest, by March 31, 2010. If you don't, title to your property will be passed to the County Treasurer. So what happens now? During the months of September and Make a Senior Smile Day 43 Wayne County communities, the houseto-house cleanup was facilitated through the Detroit Area of Aging (DAAA) and The Senior Alliance (TSA). The event was covered by Fox-2 news. "Make a Senior Smile Day" was initiated by the Wayne County Commission and myself to help older adults maintain their independence and bring attention to the Wayne County Chore Services program, a program to assist older adults in need with yard work (leaf raking, snow shoveling, and lawn mowing) that they no longer can get done by themselves. The more independence our seniors have, the better our community will be. This program is such a benefit to so many people who have difficulty doing daily chores. These volunteers truly improve the quality of life for these seniors." More than a dozen high school volunteers eagerly cleaned three lots owned by 80-year-old Mr. and Mrs. Perryman of Detroit. "It was great," said Mrs. Perryman. "They raked and bagged at least 20 bags of leaves. They even came out the following Monday and picked them up." One hundred and two year old Mary Fegnolia of Redford was also one of the many seniors who received the Make a Senior Smile Day services. "They did a very nice job with my leaves" thanked the centenarian, "and everyone was very sweet to me." The rainy Saturday morning ended in many sunny moments all around. Every participant seemed to gain a warm experience, eager to participate in the next Make a Senior Smile Day service event. For more information about the Wayne County Chore Services program, contact Lori Tooles-Carrington at The Senior Alliance at (734) 727-2063. October of every year, 2010, the Wayne County Treasurer conducts a public auction of all tax foreclosed properties. If delinquent 2007 property taxes have still not been paid on your property it will be listed as one of the properties available for sale at this auction. Former owners are allowed to register to bid on their property, however they must follow the same rules and regulations as every other bidder. There will be no special privileges or allowances granted to anyone simply because they are the previous owners of a property about to be auctioned. are granted an extension on the time allowed to pay your taxes, you will also be required to continue paying interest charges throughout the duration of the extension. Contact Treasurer's Office Raymond J. Wojtowicz Wayne County Treasurer If you are facing foreclosure, trying to hide and act like it will all somehow go away is the worst thing you can do. What Hardship Extension you need to do is get some help, and quick. Except for a verifiable legal challenge One thing you can do is contact the proving that you do not owe the amount of Taxpayer Assistance Department at 313-224delinquent taxes the County says you owe, 6105. Taxpayer Assistance is an in-house applying for a hardship extension is one division at the Treasurer's Office dedicatoption offered by our office allowing you ed solely to assisting taxpayers in any way to hold onto your house while attempting they can. to get caught up on your delinquent property taxes. Once you have sought assistance, you may find out that it's not as bad as you think. IMPORTANT: If you believe you will need But if you decide to ignore the problem, it to apply for an extension, which will grant will definitely not go away. We're here to you additional time to pay, up to one year, help, so let us help you. please keep in mind that this is only an extension, NOT an exemption. Even if you Options if you are facing foreclosure the nursing facility may be eligible for ongoing in-home services based on separate program eligibility. Some proFROM PAGE 1 grams that may provide ongoHousehold goods. Other items ing services are the MI Choice required for a successful tran- Waiver, the Department of sition from a facility to a com- Human Services Adult Home munity based environment Help program, Care may also be available. Management or Case People who transition out of Coordination or Support. The Nursing Page 7 registered nurse and social worker will assist people in accessing resources that may help them after the transition. To make a referral or for more information, please call The Senior Alliance (TSA) at (734) 722-2830. TSA provides service in western and southern Wayne County. Services are available statewide; please contact your local Area Agency on Aging or Single Point of Entry for referral information. Nursing Facility Transition Services are also available through the Centers for Independent Living. To reach the Disability Network Detroit - Wayne County, please call (313) 923-1655. Please support the frail elderly by advertising in the Seniority News. Call Bill at 734-467-1900. Page 8 S ENIORITY NEWS Winter 2009 Al Keats Day: Project Heat Last December marked the 22st consecutive year the Southeast Michigan Air Conditioning Contractors of America performed free furnace safety inspections, cleanings, repairs, along with two replacement furnaces and one heat exchanger to needy seniors throughout our local communities. Fifteen companies and a total of 41 volunteer employees contributed their time to complete 60 service calls in and around our region. Over the past 22 years, it is estimated that the group completed over 1,600 free service calls and installed approximately 62 free furnaces. Thank you to all the volunteer mechanical contractor companies who participated in this outstanding community service program this year: Slasor Heating & Cooling, Livonia; Day & Night Heating & Cooling, Novi; Diversified Heating & Cooling, Farmington Hills; Pritchard Inc, Livonia; A To Z Total Heating & Cooling, Dearborn Heights; Liberty Total Comfort Systems, Redford; A-1 Comfort Control, Farmington Hills; Dearborn Heating & Cooling, Dearborn; Airtronic Heating & Cooling, Redford; Flame Furnace Company, Warren; Family Heating & Cooling, Garden City; Royal Oak Heating & Cooling, Royal Oak; Squeaky Clean Ducts, Dearborn Heights; Mechanical Heating & Cooling, Dearborn Heights; Curtis Air/Heat, Plymouth. Recognition is also given to Williams Distributing for their donation of two furnaces and Michigan Temperature Supply for the donated heat exchanger. We have many safer and warmer seniors in our area thanks to the efforts of all these individuals and companies. Health Dates: Fridays 9:00-11:30am March 6, 13, 20, 27, April 3, 17 FROM PAGE 5 Inkster Senior Services 2025 Middlebelt Inkster, MI 48141 Contact: Denise Champagne (313) 561-2383 Dates: Wednesdays 10:30am to 1:00pm April 22, 29, May 6, 13, 20, 27 St. John Medical Center 22151 Moross, PB ste. 228 Detroit, MI 48236 Contact: Linda Hollern (313) 343-6830 Dates: Mondays 1:00-3:30pm March 2, 9, 16, 23, 30, April 6 Dearborn Senior Center Ford Community & Performing Arts Center 15801 Michigan Ave. Dearborn, MI 48126 Contact: Ruth Gagel (313) 943-2034 Dates: Thursdays 9:30am-12:00pm April 16, 23, 30, May 7, 14, 21 Ford Senior Center 6750 Troy Taylor, MI 48180 Contact: Lori Runkle (313) 291-7740 Dates: Fridays 12:30 - 3:30pm February 6, 13, 20, 27, March 6, 13 CHASS-Tomando Control de su Salud 5635 W. Fort Detroit, MI 48209 Contact: Deliana Ilarazza (313) 849-3920 The National Kidney Foundation of Michigan and community partners also offer the Enhanced Fitness Program which is a free, year-long exercise class to be held throughout the state. A certified fitness instructor will lead classes two times a week to provide social stimulation as well as physical benefits to participants. The program is geared toward improving fitness and well-being of primarily older adults, although all adults are welcome. Call Kristie Lewis of the NKFM at (800) 482-1455 for additional information or to register. Winter 2009 S ENIORITY NEWS Page 9 Make a Senior Smile Day Wayne County funded the "5th Annual Make a Senior Smile Day" which turned out to be quite a success. Approximately 150 volunteers set out to manicure the yards of dozens of senior citizens homes last Fall. Pictured back from L to R: Deanna Spiteri, Celeste Marciniak, Dave Ziulkowski, Commissioner Cavanagh, Linda DeVore, TSA Program Manager; Amanda Pier, TSA Program Specialist; & Bob Ross. Front L to R: Mckenzie Spiteri, Lori Tooles Carrington, TSA Program Specialist. Diabetes: A Deadly Disease in Disguise Stefanie P. Worth White American Diabetes Association Diabetes is one of those conditions you've probably heard of but perhaps don't know much about. You may know people who have the disease, but maybe they don't appear to be suffering. Or perhaps their ailments - to you - seem to be attributable to other ills, the natural course of aging, or simple misfortune. The truth that many people fail to realize is that diabetes is deadly. Yet, diabetes is the biggest public health crisis of the 21st century and it continues to grow to epidemic proportions. The death rate for diabetes has continued to grow since 1987, while the death rates due to heart disease, stroke and cancer have declined. It is the leading cause of kidney disease, blindness, and amputation, yet onefourth of people who have it are unaware. "These statistics confirm what we already know: diabetes is one of this country's most prolific and deadly diseases," said Debbie O'Leary, Senior Executive Director of the American Diabetes A s s o c i a t i o n ' s Michigan/Northwest Ohio office. "Diabetes touches all of us in some way, which is why we must continue to work together to find a cure for diabetes and to improve the lives of the nearly 24 million Americans affected by diabetes - nearly 800,000 of whom live in Michigan." Diabetes and its symptoms six months, which measures how well they are managing their diabetes over time. It is important to keep their eAG less than 154 mg/dl or A1C less than 7 percent. • B is for Blood Pressure: People with diabetes should have a target blood pressure of less than 130/80 mmHg. High blood pressure makes the heart work too hard and can cause damage to the kidneys and eyes. Check at every doctor visit. • C is for cholesterol: LDL (bad) cholesterol should be below 100 mg/dl; HDL (healthy) cholesterol should be above 40 mg/dl for men and 50 mg/dl for women; triglycerides should be below 150 mg/dl. Bad cholesterol, or LDL, builds up and clogs arteries, leading to heart attacks and strokes. Check at least once a year. quences of diabetes and fighting for those affected by diabetes. The Association funds research to prevent, cure and manage diabetes; delivers services to hundreds of communities; provides objective and credible information; and gives voice to those denied their rights because of diabetes. Founded in 1940, our mission is to prevent and cure diabetes and to improve the lives of all people affected by diabetes. For more information, please call your local American Diabetes Association office at 1888-DIABETES (1-888-342-2383) or visit www.diabetes.org. Diabetes is a disease in which the body fails to make or properly use insulin, the hormone required to help it use glucose (sugar) from carbohydrates in food. Glucose is the basic source of energy for the body's cells. When glucose builds up in the bloodstream, it can cause damage to other parts of the body, such as the heart, kidneys, nerves, and If you have one or more of the eyes. Diabetes often goes undifollowing diabetes symptoms, visit agnosed because many of its your doctor to get screened: symptoms seem so harmless, or • Frequent urination do not show up until the late • Excessive thirst stages of the disease. • Extreme hunger Certain populations, such as • Unusual weight loss Latinos, Asian Americans, The American Diabetes • Increased fatigue African Americans, Pacific Association is leading the fight • Irritability Islanders and Native against the deadly conse• Blurry vision Americans, have an increased risk for developing diabetes. Other risk factors include being overweight, living a sedentary lifestyle, having a family history of the disease, being over the age of 45 and having a baby weighing nine pounds or more at birth, or having had gestational diabetes. Remembering the "ABCs of diabetes" can help prevent or delay the onset of diabetes complications: • A is for A1C: Most people with diabetes should get an estimated Average Glucose (eAG) or an A1C test every Page 10 Social Security Insight There's never been a better time than the present to plan for your retirement. Why's that? Because Social Security's Retirement Estimator has just been rated the best online service in government! You can find it online at www.socialsecurity.gov/estimator. Every quarter, the University of Michigan conducts the American Customer Satisfaction Index for Federal websites. In their most recent study, the index showed that Social Security's new online Retirement Estimator ranked as the best in government. The online Retirement Estimator is a convenient, secure and quick financial planning tool that lets workers calculate how much they might expect to receive in Social Security benefits when they retire. The attractive new feature of this calculator is that it eliminates the need to manually key in years of earnings information. It's so easy to use. Several other Social Security online services, including our online retirement application, also are rated among the government's top performers and equal to the highest caliber pri- S ENIORITY NEWS Winter 2009 Retirement Estimator Named Best Online Service in Government vate sector sites, such as Amazon and Google. But for the new Retirement Estimator to be rated best in government just two months after it was launched is a testament to how easy and useful it is. The new Retirement Estimator is available at www.socialsecurity.gov/estimator and gives the public the opportunity to run accurate, personalized scenarios for Social Security retirement benefits in a user-friendly way. You also can create "what if" scenarios. For example, you can change "stop work" dates or expected future earnings to create and compare different retirement options that may be in your future. So experience it now by visiting Social Security's Retirement Estimator at www.socialsecurity.gov/estimator. Medicare Part B Open Season If you are eligible for Medicare Part B medical insurance, but you didn't sign up for it when you first became eligible for Medicare, you will have another opportunity to apply. Open season for Medicare Part B runs from January 1 until March 31, 2009. Better to act early than late - if you miss the deadline, you will have to wait until 2010 to apply. Your Long Term Care Questions Answered! Are you looking for answers to questions about long-term care (LTC) services or options? Are you a caregiver looking for support services or are you interested in planning for the future? Specialized long-term care information and assistance is currently available in the 34 communities of southern and western Wayne County. This service is sponsored by the Detroit Wayne County Long-Term Care Connection (DWCLTCC) in partnership with The Senior Alliance. Anyone living in the service area can reach an information specialist at (866) 642-4582 8:30am to 5:00pm, Monday through Friday. We specialize in providing information that is targeted for each caller's LTC needs. Contact us today! Medicare Part B covers some medical expenses not covered by Medicare Part A (hospital insurance), such as doctors' fees, outpatient hospital visits, and other medical services and supplies. When you first become eligible for hospital insurance (Part A), you have an initial enrollment period of seven-months in which to sign up for medical insurance (Part B). After that, you have to pay a higher premium - unless the reason you declined Part B was because you were covered through an employer's group health plan or a group health plan based on a spouse's employment. You are given another opportunity to enroll in Part B during the general enrollment period, from January 1 to March 31 of each year. But each 12-month period that you are eligible for Medicare Part B and do not sign up, the amount of your monthly premium increases by 10 percent. Medicare is made up of four parts: • Hospital insurance (Part A) that helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care; • Medical insurance (Part B) that helps pay for doctors' services and many other medical services and supplies that are not covered by hospital insurance; • Medicare Advantage (Part C) plans are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through one of these provider organizations under Part C; and • Prescription drug coverage (Part D) that helps pay for prescription medications. Remember the Medicare Part B open season runs from January 1 to March 31. S ENIORITY NEWS Winter 2009 Page 11 Medicare Fraud Most Medicare payment errors are simple mistakes and are not the result of physicians, providers, or suppliers trying to take advantage of the Medicare system. If you have a question or concern regarding a Medicare claim submitted on your behalf, you should discuss it directly with your physician, provider, or supplier that provided the service. The vast majority of physicians, providers, and suppliers who serve people with Medicare are committed to providing high quality care to their patients and to billing the program only for the payments they have earned. However, there are a few individuals who are intent on abusing or defrauding Medicare, cheating the program (and in some cases the people with Medicare who are liable for co-payments) out of millions of dollars annually. Medicare fraud takes a lot of money every year from the Medicare program. People with Medicare pay for it with higher premiums. This section of the website is dedicated to helping you to help Medicare to avoid making inappropriate payments to fraudulent entities. Medicare is taking strong action to combat fraud and abuse of the system in key areas. Our goal is to make sure Medicare only does business with physicians, providers, and suppliers who will provide people with Medicare with high quality services. The effort to prevent and detect fraud is a cooperative one that involves: • The Centers for Medicare & Medicaid Services (CMS) • People with Medicare • Providers of Medicare services including physicians, providers, and suppliers • State and Federal Agencies such as, the Department of Health and Human Services Office of the Inspector General, the Federal Bureau of Investigation (FBI), and the Department of Justice. that were never provided or received. Some examples of Medicare fraud include: • Billling Medicare or another insurer for services or items you never got. • Billing Medicare for services or equipment which are different from what you got. • Use of another person's Medicare card to get medical care, supplies, or equipment. • Billing Medicare for home medical equipment after it has been returned. Detection Tips You should be suspicious if the provider tells you that: • The test is free; he only needs your Medicare number for his records. NOTE: For clinical laboratory tests, there is no co-payment and a provider may in good faith state that the test is free, since there is not cost to the person with Medicare. • Medicare wants you to have the item or service. • They know how to get Medicare to pay for it. • The more tests they provide the cheaper they are. • The equipment or service is free; it won't cost you anything. Be suspicious of providers that: • Charge co-payments on clinical laboratory tests, and on Medicare covered preventive services such as PAP smears, prostate specific antigen (PSA) tests, or flu and pneumonia shots. • Routinely waive co-payments on any services, other than those previously mentioned, without checking your ability to pay. • Advertise "free" consultations to People with Medicare. • Claim they represent Medicare. • Use pressure or scare tactics to sell you high priced medical services or diagnostic tests. Detection and Prevention • Bill Medicare for services you did not receive. What is Fraud? • Use telemarketing and doorto-door selling as marketing Medicare fraud is purposely tools. billing Medicare for services Prevention Tips To help prevent Medicare fraud, you should report suspected instances of fraud. Whenever you receive a payment notice from Medicare, review it for errors. The payment notice shows what Medicare was billed for, what Medicare paid and what you owe. Make sure Medicare was not billed for health care services or medical supplies and equipment you did not receive. The following is a list of tips to prevent fraud: • Don't ever give out your Medicare Health Insurance Claim Number (on your Medicare card) except to your physician or other Medicare provider. • Don't allow anyone, except appropriate medical profes sionals, to review your medical records or recommend services. • Don't contact your physician to request a service that you do not need. • Do be careful in accepting Medicare services that are represented as being free. • Do be cautious when you are offered free testing or screening in exchange for your Medicare card number. • Do be cautious of any provider who maintains they have been endorsed by the Federal government or by Medicare. • Do avoid a provider of health care items or services who tells you that the item or service is not usually covered, but they know how to bill Medicare to get it paid. link in finding Medicare fraud. You know better than anyone what healthcare services you have received. Review your Medicare Summary Notice when you receive it, and make sure you understand all of the items listed. If you don't remember a procedure that is listed, you should first call your physician, provider, or supplier that is listed on the Medicare Summary Notice. Many times a simple mistake has been made and can be corrected by your physician, provider, or supplier's office when you call. If your physician, provider, or supplier's office does not help you with the questions or concerns about items listed on your Medicare Summary Notice and you still suspect Medicare fraud or if you cannot call them, you should call or write the Medicare company that paid the claim. The name, address, and telephone number are on the Medicare Summary Notice (MSN) you receive, which shows what Medicare paid. Before contacting the Medicare claims processing company, carefully review the facts as you know them and as shown on the Medicare Summary Notice. Write down: • The provider's name and any identifying number you may have. • The item or service you are questioning. • The date on which the item or service was supposedly furnished. • The amount approved and paid by Medicare. • The date of the Medicare Summary Notice. • The name and Medicare number of the person who supposedly received the item or service. • The reason you believe Medicare should not have paid. • Any other information you may have showing that the claim for the item or service should not have been paid by Medicare. It is in your best interest and that of all citizens to report suspected fraud. Health care fraud, whether against Medicare or private insurers, increases everyone's health care costs, much the same as shoplifting increases the costs of the food we eat and the clothes we wear. If we are to maintain and sustain our current health care system, we must work together to reduce If you plan to write rather costs. than call, clearly state at the beginning of your letter that you How to Report are filing a fraud complaint. This will help to ensure that You, as the Medicare beneficiary, are the most important See Fraud, page 12 S ENIORITY NEWS Page 12 Fraud FROM PAGE 11 Fax: 1-800-223-8164 (no more than 10 pages) Email: HHSTips@oig.hhs.gov your complaint is forwarded to the fraud unit. Mail: Office of the Inspector General Office of Inspector General HHS TIPS Hotline Hotline P.O. Box 23489 To further assist you, the Washington, DC 20026 Office of the Inspector General maintains a hotline, which If you are attempting to offers a confidential means for report specific information reporting vital information. The proving Medicare fraud, please Hotline can be contacted: provide as much identifying information as possible regardPhone: 1-800-HHS-TIPS (1-800ing your concern. Such infor447-8477) mation should include subject's Winter 2009 name, address and phone number etc. Details regarding the allegation should include the basics of who, what, when, where, why, and how. You can also call the Medicare/Medicaid Assistance Program at The Senior Alliance at (800) 803-7174 to discuss the situation with a program counselor and receive assistance with filing a report. • You report your suspicion • Your suspicion is referred to the Inspector General's office for review • The fraud you report isn't already being investigated • Your report leads directly to the recovery of at least $100 of Medicare money • You aren't related to people who work for certain Federal agencies. If the suspicious activity turns out to be fraud, you may be eligible for a reward of up to $1,000. To be eligible for a reward, all of the following conditions must be met: For more information about this reward program, call 1-800-MEDICARE (1-800-633-4227). Enhanced Driver's License Plan Agreement signing clears way for Spring '09 availability Michigan motorists will have the option next year of applying for an enhanced driver's license that also meets tougher federal document requirements at America's borders. Secretary of State Land and U.S. Department of Homeland Security officials met last October in Detroit to sign a memorandum of agreement and a business plan that pave the way for Michigan's enhanced license program. "This is a victory for Michigan families and job providers," Land said. "It offers motorists an affordable, single-document option that meets their driving and border crossing needs. Equally important, it allows commerce between Michigan and Canada to continue uninterrupted. I applaud the U.S. Department of Homeland Security for being an outstanding partner and the Detroit Regional Chamber for its leadership. With their support and the efforts of all others involved, we're balancing customer and economic needs with our shared goal of a safer America." In June 2005, Land proposed the creation of a driver's license that also could be used in lieu of a passport, making it easier for residents of border states to meet federal Western Hemisphere Travel Initiative (WHTI) requirements for entry into the United States through land and sea ports of entry. State legislation authorizing • Applicants to provide docuenhanced license or ID card Land's department to pursue mentation demonstrating be guilty of a felony punishthe enhanced driver's license their U.S. citizenship, full able by up to five years in plan with federal officials was legal name, Social Security prison. passed in February 2008. number and other informaVisit www.Michigan.gov/sos Under WHTI, all travelers tion. for more information about including U.S. citizens - will • That a person making a false Secretary of State services and need to produce a passport or certification or statement requirements. approved secure document to when applying for an enter the country by land or sea as of June 1, 2009. This agreement is a move toward making Michigan's enhanced license an approved secure document that denotes identity and citizenship. Because passports cost in the neighborhood of $100 and take weeks to receive, Land was concerned that providing no alternative would discourage people from crossing the Michigan-Canada border for business and tourism. Michigan's enhanced licenses and state-issued enhanced ID cards will be voluntary and available only to Michigan residents who also are U.S. citizens. While the actual cost has yet to be determined, the law limits it to not more than $50. Michigan will continue offering its standard driver's license as well. Enhanced licenses will be available at all Secretary of State SUPER!Centers and other select branch offices beginning Spring 2009. The law requires: • Security measures to protect against unauthorized disclosure of personal information. Winter 2009 S ENIORITY NEWS Page 13 S ENIORITY NEWS Page 14 The Senior Alliance (TSA) is a nonprofit agency designated as the Area Agency on Aging (AAA) for western and southern Wayne County. Funding for agency services are provided primarily by the Michigan Office of Services to the Aging (OSA) and the Michigan Department of Community Health. While many programs have different qualification requirements, the information primarily addresses the needs of persons age 60 and older. The agency is governed by a Board, with representatives from each of the communities in the service area. The Board receives advice on senior issues from an Advisory Council and Corporate Committee. Eldercare Locator To search for information or assistance for older adults in other areas of the state or nation can be initiated by contacting the Area Agency on Aging that serves that region. Information about AAA services nationwide can be obtained by calling the toll-free Eldercare Locator at 1-800-677-1116. Website: www.eldercare.gov. The Senior Alliance Service Network The Senior Alliance Service Network includes programs and services offered directly by agency staff and service providers who are contracted by The Senior Alliance. These in-home and communitybased services are provided to assist older adults maintain their independence and provide support to caregivers. Contact the Information & Programs Department at TSA for additional information about Network services and other community programs. Giving Opportunities to The Senior Alliance Each and every gift made to The Senior Alliance - Area Agency on Aging 1-C helps support seniors in need by providing meals to homebound seniors, offering care management to families and outreach to seniors and caregivers who are coping with the myriad of questions involving care. We rely on individual contributions to help fund our programs and services. We appreciate your interest in becoming a part of our family and thank you in advance for your generosity. Your gift is tax-deductible as allowable by law. There are a number of ways you can help: • Gifts of Cash • Bequests through a will, trust or annuity (The Friends Society) • General Contributions • Event support and sponsorship • Tribute gifts made in memory or honor of a loved one or friend • Gifts of stocks, securities and mutual funds • Workplace giving campaigns • Gifts of life insurance and IRAs For additional information, please contact the TSA Program Manager at 734) 722-2830. Winter 2009 Services are provided by The Senior Alliance, noted with (TSA), unless otherwise listed. Heights, Garden City, Huron Twp., Inkster, Livonia, Northville, Northville Twp., Plymouth, Plymouth Twp., Redford Twp., Adult Day Services Romulus, Sumpter Twp., Van Buren Adult Day Services provides a day- Twp., Wayne, Westland. time program of social and rehabil- The Information Center (734) itative and/or maintenance servic- 282-7171 for the following commues to functionally impaired elderly nities: persons. Allen Park, Brownstown Twp., • Revival Outreach Ecorse, Flat Rock, Gibraltar, Adult Day Services Grosse Ile Twp., Lincoln Park, Northville (734) 927-6605 Melvindale, River Rouge, • Oakwood Hospital Riverview, Rockwood, Southgate, Adult Day Health Center Taylor, Trenton, Woodhaven, Dearborn (313) 436-2440 Wyandotte. • Wayne County Senior Citizens Services Case Coordination Adult Day Centers & Support Westland (734) 727-7378 The Case Coordination & Support Wyandotte (734) 285-6437 program assesses the eligibility of • Woodhaven Retirement seniors for in-home services such Community as Personal Care, Homemaker, Livonia (734) 261-9000 and Respite Care. (TSA) Caregiver Support Caregiver information and assistance, support groups, individual counseling, and/or education & training services. Program details vary among these providers. Call each to determine the scope of programs offered. •Adult Well-Being Services (313) 924-7860 • The Information Center (734) 282-7171 • Wayne County Senior Citizens Services (734) 727-7378 • Wayne Metropolitan Community Action Agency (734) 246-2280" • Neighborhood Legal Services of Michigan Elder Law & Advocacy Center (313) 937-8291 Chore Referral Seniors looking for home maintenance assistance will be given the names of independent workers who have been asked to charge reasonable fees. Homeowners make their own arrangements for the work and payment for service. (TSA) Chore Services The Wayne County Cares Chore program provides snow removal, leaf raking, and lawn mowing. (TSA) Congregate Meals Seniors can get a hot lunch on weekdays at any of 41 community lunch sites. The meals provide at least one-third of the Recommended Dietary Allowance Care Management (RDA). Reservations must be Care Management is designed to made. provide support and link services Wayne County Office to older adults with complex needs of Nutrition Services who are at risk of nursing home (734) 727-7388 or (800) 851-1454 placement. It includes an in-home assessment by a registered nurse Elder Abuse Services and social worker, followed by The service includes the provision arrangements for service delivery. of public education, outreach, and The Senior Alliance (734) 722- referral with respect to the preven2830 or (800) 815-1112 for the fol- tion of abuse, neglect, and lowing communities: Belleville, exploitation of older individuals. Canton Twp., Dearborn, Dearborn Winter 2009 S ENIORITY NEWS Neighborhood Legal Services Michigan Elder Law & Advocacy Center (313) 937-8291 Homemaker service includes assistance with tasks such as laundry, ironing, meal preparation, shopping for necessities, and light housekeeping (dusting, vacuumGatekeeper Program ing, mopping floors, cleaning bathThe Gatekeeper program is room and kitchen, and making designed to assist frail, isolated beds). Personal Care is designed and vulnerable older adults who to assist clients with tasks such as have little contact with others and bathing, dressing, grooming, toiletwho may go unnoticed when they ing, transferring, eating, and need attention. The program ambulation. (TSA) involves the public in recognizing the signs that someone may need Information & Assistance help. (TSA) Information is given to individuals pertaining to in-home services, Friendly Reassurance senior housing alternatives, and This program (also called Tele- other TSA and community services Care) provides for regular tele- for older adults and their care phone contacts with homebound givers. Assistance is provided to older adults to assure their well- help understand and find appropribeing and safety along with social ate human service providers that interaction. can best meet their needs. (TSA) Wayne County Senior Citizens Services (734) 727-7373 Kinship Caregiver Service Area: Belleville, Canton Assistance Twp., Garden City, Inkster, Information and support services Plymouth, Plymouth Twp., to grandparents and/or relative Romulus, Sumpter Twp., Van Buren caregivers age 60 and over who Twp., Westland. are legally responsible for children Many other communities operate 18 years of age or younger. their own Tele-Care programs. Adult Well-Being Services (313) 924-7860 Health Screening Neighborhood Legal Services This service will provide seniors of Michigan with a series of health tests at sev- Elder Law & Advocacy Center eral community sites in the region. (313) 937-8291 The tests are designed to identify present or potential health prob- Legal Assistance lems. Provision of legal advice, represen• ACCESS (313) 842-7010 tation and counseling on issues • The Medical Team such as guardianship, power of (800) 382-5940 attorney, age discrimination, entitlements, etc. to older adults. No Hearing Impaired fee-generating or criminal cases Services are handled. This service provides information Neighborhood Legal on hearing loss, coping tips, Services Michigan speech reading lessons, and sign Elder Law & Advocacy Center language classes for people expe- (313) 937-8291 riencing any level of hearing loss. Deaf, Hearing and Impaired Long Term Care Services Voice: (248) 473-1888 Ombudsman TDD: (248) 473-1875 Assistance to residents of longterm care (LTC) facilities to resolve Home Delivered Meals complaints; information about Homebound seniors can receive a rights and rules; and referrals to hot meal delivered to them on community resources. Assistance weekdays. The meals provide to prospective LTC residents and one-third of the Recommended their families regarding placement, Daily Allowance (RDA). Liquid financing, and options. meals are also available. Citizens for Better Care Wayne County Office of (800) 833-9548 or (313) 832-6387 Nutrition Services (734) 727-7357 or (800) 851-1454 Medicare/Medicaid Assistance Program Homemaker & Personal (MMAP) Care Services Trained volunteers provide free education and personalized assistance to Medicare beneficiaries to understand health coverage options and resolve issues involving the Medicare and Medicaid programs. (TSA) (800) 803-7174 MI Choice Waiver Program Page 15 tion), and basic care (assistance with activities of daily living, routine exercise regimen, and supervision of adherence to medication). (TSA) Senior Alliance Holiday Meals This program provides hot festive meals to homebound seniors on MI Choice Waiver is a home and Christmas, Thanksgiving, Easter, community-based program for eligi- and Labor Day. SAHM is supportble adults who met financial and ed primarily through private donamedical requirements. Each partici- tions. Meals are delivered by volpant can obtain basic Medicaid- unteers. (TSA) covered services and must receive one or more MI Choice Waiver serv- Senior Center Staffing ices ongoing. Current individual The Senior Alliance provides funds income limit is $2,022 per month for staff positions at senior centers, and countable assets of $2,000 or such as senior center director, proless. MI Choice services are funded gram coordinator, or specialist. by the Michigan Department of Contact TSA for information about Community Health. (TSA) centers that are supported by agency funds. Michigan Older American Community Service Employment Program This program offers useful subsidized part-time training opportunities for low-income persons age 55 and over. Participants are placed at different community sites and work/train an average of 20 hours a week. (TSA) Outreach This program is designed to identify and assist isolated older persons in the greatest social and economic need, access agency services. (TSA) Refugee Support Project Transportation Transportation services allow older persons to access community services, health care providers, and shopping. Most communities have some form of public transportation for seniors and the disabled available. Services are limited to residents of their community. • City of Flat Rock Recreation Department (734) 370-1450 • Inkster Senior Services (313) 561-2650 • City of Lincoln Park (313) 386-3103 • Northville Parks & Recreation (248) 349-4140 A project designed to assist older adult refugees to gain access to Vision Services TSA services and community pro- Provision of specialized vision grams. (TSA) service for visually impaired persons including help in learning to Respite Care function independently. This program provides relief to Greater Detroit Agency for the caregivers at home. The service Blind and Visually Impaired includes attendant care (assistance (313) 272-3900 with toileting, eating, and ambula-
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