How to fill a prescription using Express Scripts February 13, 2014 For Anthem members only READ AND DELETE For best results with this template, use PowerPoint 2003 For Anthem members: How to fill a prescription using Express Scripts Agenda • • • • • • • • Benefits overview Retail pharmacies Mail-order drugs Mandatory mail-order drug list Filing a claim with Express Scripts Out-of-pocket reimbursements Tracking your deductible Resources For Anthem members: How to fill a prescription using Express Scripts 2 Benefits overview Prescription Drugs Deductible required • Deductible required for retail or mail-order drugs (Combined with medical deductible) • $1,000 annual deductible for single coverage • $2,000 annual deductible for family coverage Retail Drugs • You’re responsible for 15% of covered charges for generic; 25% of brand medications • Mandatory mail-order for maintenance drugs • You can get the first three fills of the same prescription at a retail pharmacy; no coverage for additional fills except through the Express Scripts mail-order program Mail-Order Drugs (For drugs not on the free list) • You’re responsible for 10% of covered charges for generic; 20% for brand medications • 90-day supply For Anthem members: How to fill a prescription using Express Scripts 3 Benefits overview continued Prescription Drugs Generic Incentive Provision • If brand-name drug purchased when a generic is available, you’ll be responsible for paying the price difference plus any required coinsurance • Any generic/brand price difference paid is a non-covered expense and does not count toward your annual deductible or out-of-pocket maximum Free Prescription Drug List • Select drugs on the Free Mail-Order Drugs List are free, no deductible required • Free Mail-Order Drug List available at www.mypgebenefits.com>Understanding Your Medical Benefits>Understanding Your Prescription Drug Coverage> Drug Coverage At A Glance • In order for the drug to be free, you must use the Express Scripts mail-order program For Anthem members: How to fill a prescription using Express Scripts 4 Retail pharmacies • You’ll need your Express Scripts ID card and your YSA Visa® debit card • How to pay: • Express Scripts pharmacies can tell how much you owe under the HAP • Pay your share using your YSA Visa® debit card as long as you have enough credits in your account If you fill your prescription at a nonparticipating pharmacy: • : Pay 100% of the prescription cost up-front using your own money (cash, check, credit or debit card) • : Submit the bill to Express Scripts and wait for the explanation of benefits (EOB) • : File a claim with Your Spending Account to be reimbursed for your share of the bill Step 1 Step 2 Step 3 For Anthem members: How to fill a prescription using Express Scripts 5 Mail-order drugs • Using the Express Scripts mailorder pharmacy will cost you less • Some prescription drugs are free when you receive them in the mail. • Visit www.mypgebenefits.com >Resources >Express Scripts Resources>Express Scripts Free Mail-Order Medication List • Prescriptions that are not listed on the free list are still covered by the plan • How to pay: •Your YSA Visa® debit card can be used to pay your share of the prescription cost as long as you have enough credits in your account Visit www.express-scripts.com and register your YSA Visa® debit card as the primary payment card and your personal credit or debit card as secondary For Anthem members: How to fill a prescription using Express Scripts 6 Mandatory mail-order drug list If a drug is on the mandatory mail-order list: • After three fills at a retail pharmacy, you must get the drugs from mail-order, or pay 100% of the costs • Only for maintenance drugs • Would not include drugs you take for a limited time, such as most antibiotics and pain medication after a surgery • Does apply to drugs that are used to treat many on-going, chronic conditions, such as diabetes, high blood pressure, high cholesterol • Certain drugs are not allowed to be sold mail-order and they are exempt from mandatory mail order, such as some narcotic pain medicines • List is available on www.mypgebenefits.com>Using Your Medical Benefits>Filling Prescriptions>Filling a prescription by mail (Anthem HAP) For Anthem members: How to fill a prescription using Express Scripts 7 Mandatory mail-order drug list continued • You should have received information at home from Express Scripts explaining the program with instructions on how to sign up • You may sign up by going to www.express-scripts.com or calling Express Scripts at 1-800-718-6590 • Members filling prescriptions at retail pharmacies for drugs on the mandatory mail-order list will receive personal reminders at home from Express Scripts to sign up for mail-order to continue your drug coverage • Union-represented employees can receive up to three fills at a retail pharmacy before signing up for mail-order refills in 2014 • Management and A&T employees, who moved to the new plan in 2013, should have already transitioned their prescriptions to mail-order For Anthem members: How to fill a prescription using Express Scripts 8 Filing a claim with Express Scripts • Visit www.express-scripts.com >From home screen click on “Health & Benefits Information” > “Print & Request Forms & Cards” (scroll down to claim forms) • Express Scripts App available on iTunes and Google Play app stores: • List of current medications • Prescription ID card • Refill and renew prescriptions • Order status of prescriptions • Locate an Express Scripts pharmacy William Shakespeare 04/23/1616 • Call Express Scripts at 1-800-718-6590 •Representatives are available 24 hours a day, 7 days a week For Anthem members: How to fill a prescription using Express Scripts 9 Out-of-pocket reimbursements If you pay for health expenses out-ofpocket, you may submit your receipts to be reimbursed: • You may request a refund by: • www.yourspendingaccount.com/pge • Reimburse Me smartphone app available on iTunes and Google Play app stores • Calling Your Spending Account at 1-800-964-9902 • Representatives are available MondayFriday, 5 a.m.-5 p.m. • You’ll need: • A photocopy of your Explanation of Benefits (EOB) For Anthem members: How to fill a prescription using Express Scripts 10 Track your deductible Deductible/Out-of-pocket Maximum Log on to your Anthem account: • www.anthem.com/ca/pge • Click the Claims tab at the top of the home page • Click Deductibles & Out-of-Pocket Amounts For Anthem members: How to fill a prescription using Express Scripts 11 Resources – Express Scripts • Visit www.express-scripts.com • Manage your prescriptions • File a claim for reimbursement • Track your prescription order status • Express Scripts App available on iTunes and Google Play app stores: • List of current medications • Prescription ID card • Refill and renew prescriptions • Order status of prescriptions • Locate an Express Scripts pharmacy William Shakespeare 04/23/1616 • Call Express Scripts at 1-800-718-6590 •Representatives are available 24 hours a day, 7 days a week For Anthem members: How to fill a prescription using Express Scripts 12 Resources – www.mypgebenefits.com • Details on the Anthem HAP for 2014 • Accessed from any computer with internet access • What to expect at the doctor and pharmacy on your first visits in 2014 • How to use your different cards • Where to get more information as you use the plans *Review the HAP User Guides, under the Resources tab, for information about your health account plan For Anthem members: How to fill a prescription using Express Scripts 13 Resources – Provant Want to talk to an expert about the Health Account Plan (HAP)? • Contact Provant–your one-stop shop for health and wellness • Match you to the right wellness tools and resources for your specific health goals • Help you understand how the HAP works • Resolve claims or billing questions • Email Provant at PGEsupport@provanthealth.com • Call 1-866-271-8144 Monday–Friday from 5 a.m.–5 p.m. PT • Visit https://pge.provantonline.com For Anthem members: How to fill a prescription using Express Scripts 14 Questions? READ AND DELETE For best results with this template, use PowerPoint 2003 For Anthem members: How to fill a prescription using Express Scripts
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