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| Warm up
| Wellington
WORKBOOK
RENOVATION
your home
Warm up
your home
Photo GAP Interiors/Douglas Gibb
ease the transition from
Summer to Autumn with tips
FOR CREATING A COSY INTERIOR.
homestyle | Apr/May 13 |
127
| Warm up
| Wellington
WORKBOOK
RENOVATION
your home
3
“I can not stress enough how
important a good lighting
plan is for your interior,
but it‘s often overlooked
in new homes and renovations.
These days, lamps come in varying
colour temperatures, beam angles
and strengths. Task lighting — such
as down lights, some LEDs and
fluorescents — will usually be quite
bright and cool in tone, so cosy up
your interior with warmer feature
lighting around the room, such as
table lamps, floor lights and candles
(not forgetting the power of scented
candles!), all of which create inviting
pools of light.”
— Nadia Sakey
Expert opinions
Nadia Sakey,
house doctor
at Hit The Wall
Olivia Harper,
interior architect
at Material Creative
1
Layer upon layer
2
PhotO Larnie Nicolson & LeeAnn Yare
“Create visual depth by
layering textures. Organic
materials, such as wood and
seagrass, exude natural warmth. Mix
it up: try using a grass wallpaper and
adding a vintage wooden table, a
modern glossy lamp, a knitted throw
and some bright velvet cushions. All
these pieces will add some depth and
interest to the room, creating a warm
and inviting space.” — Nadia Sakey
2
1
3
Throws Not only will a throw add some colour and texture to any room, it‘s also the perfect accessory
in which to snuggle up on cooler autumn evenings. 1. Royal fur throw stone, $179, from Citta Design
2. Verona, $89, from Freedom Furniture 3. Nora wool throw, $229, from Country Road.
Resene
Red Earth
Resene
Red Hot
Resene
Jalapeno
Resene
Bonfire
Resene
Big Bang
Resene
Hot Toddy
Resene
Galliano
PhotoGRAPHY ABOVE Larnie Nicolson & LeeAnn Yare RIGHT David Trubridge FAR RIGHT Prue Roscoe/Taverne Agency
David Trubridge,
furniture and
lighting designer
4
“You don't need the heat of fire to get a warm, cosy feeling . . . Most
people buy our lights to re-create the archetypal experience of firelight
flickering on the ceiling of a cave.”
— David Trubridge
5
“Find a beautifully worn knotted
rug to place under your coffee
table, in a hallway or in your
bedroom. This is my favourite way to
warm up any space; it instantly takes
any starkness away!”
–
Olivia
Harper
Resene
Melting
Moment
Warm up your home with the latest paint
colours from The Range fashion colours
fandeck, only from Resene.
0800 RESENE (737 363) www.resene.co.nz
WORKBOOK | Warm up your home
Photo GAP Interiors/Tria Giovan
9
6
be daring
“Rich, warm tones such as
turmeric yellow, burnt orange
and rusty reds are the obvious
choice to create the illusion of
heat. As the queen of colour,
I say don't be afraid to mix it
up with the brights and the
bolds. Tapping into our inner
child can release a whole new
world of emotional warmth!
In a room with a neutral or
monochromatic backdrop,
use these colours as accents
in cushions, throws and
quirky objects.”
— Nadia Sakey
Resene Ayers Rock
BRING THE OUTSIDE IN
7
“Crisp-white
walls can make
a room feel
cold, especially if
your furniture is also
neutral. Adding a
warmer pale-beige or
colour to a room will
instantly create some
warmth. We recommend
Resene Soapstone.”
— Olivia Harper
8
Resene Big Bang
Resene Soapstone
Resene Billabong
Resene Zion
Resene Irish Coffee
Autumn PALETTE
One of this year′s colour
trends is to bring the
outdoors in – not just typical
landscape greens, but also natural
brights that mix well with the warmth
of timber-inspired hues. Earthy colours
contrast with pops of warm, tropical
tones for a complex, rich palette.
Resene Madam M
Resene Windfall
Photo GAP Interiors/Rachel Whiting
Celebrate the season with a simple
arrangement of foliage in a blaze of
autumn colour. Collect pinecones,
berry branches and mossy twigs to
add to your arrangement.
homestyle | Apr/May 13 |
131
WORKBOOK | Warm up your home
ADVERTISING PROMOTION
10
Swatch Watch
Inspired by the changing
colour of the landscape
outside, update walls
with earthy tones and
textures or natural motifs.
12
Saphyr II 208055 wallpaper
from Resene
13
“Look for warm, natural
textures. Wood is best, of
course, but natural fabrics like wool also
help to evoke a much warmer sensation
than synthetics.” — David Trubridge
Elements 46533 wallpaper
from Resene
11
132
| Apr/May 13 | homestyle
Work from the floor up by basing your room
design around a feature carpet or rug, as seen
here with the First Morning rug designed by
Easton Pearson for Designer Rugs. Since the material
itself has an inherent warmth, the room will adopt an
extra air of cosiness. Your feet will appreciate it, too!
Photography ABOVE GAP Interiors/Colin Poole RIGHT Brian Culy
Photo Designer Rugs
Atmosphere L44932 wallpaper
from Resene
Walltrends II 75133
wallpaper from Resene
“Artwork is a
wonderful way to
introduce colour,
pattern and texture
to any room while
bringing in natural
warmth. Timber or
gold frames tend
to be warmer than
white or black, but
mix it up a little bit
and get creative.
Hang some framed
art with your
favourite found
treasures, such
as ceramic plates
or woven bags.”
— Olivia Harper
Working
smarter
not harder
Sometimes the simplest solutions
are staring us right in the face.
Over the past three issues, we have
discussed renovating your finances, how
to have your cake and eat it too, and how to
get financial results. But all of these things
require taking a simple step to action a
change.
The most significant change you can make
to your financial wellbeing is to reduce
your mortgage debt. The most effective
way to do this is by channelling your
income to affect the principle component
of your loan, which in turn reduces the
interest you pay and the term of your loan.
This is making your money work for you,
not budgeting.
Take, for example, the graph below. The
grey graph represents the loan term (or
your current bank); the blue line represents
when the home loan will be paid off by
doing nothing more than channelling
your income into your loan. We have
used the average Auckland mortgage
($348,000.00), a combined family income
($90,000.00 PA (gross)), the average
interest rate in NZ over the last decade
(7.51%) and a weekly surplus of $2.97. In
this scenario there is no ability to save, but
just by channelling your money through
your home loan, you can save $236,521.00
in interest compared to a normal bank
mortgage. It’s not what you earn; it’s where
you put it BEFORE you use it that counts.
Email paul.newton@nzhomeloans.co.nz,or visit
bestuseofmoney.co.nz for a free home loan guide.
Contact Paul for a full disclosure statement.