Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement. Hanhua Financial Holding Co., Ltd.* 瀚華金控股份有限公司 (A joint stock limited liability company incorporated in the People’s Republic of China) (Stock Code: 3903) VOLUNTARY ANNOUNCEMENT UPGRADED CREDIT RATING ASSIGNED TO A SUBSIDIARY OF THE COMPANY On 23 October 2014, Hanhua Guarantee Corporation Limited* (瀚華擔保股份有限公司) (“Hanhua Guarantee”), a wholly-owned subsidiary of Hanhua Financial Holding Co., Ltd. (the “Company”), received an updated credit rating tracking report from Pengyuan Credit Rating Co., Ltd. (鵬元資信評估有限公司) (“Pengyuan Credit”), whereby Hanhua Guarantee was granted an “AA+” issuer credit rating with stable outlook. This is the third “AA+/Stable” credit rating granted to Hanhua Guarantee since it was granted by Shanghai Brilliance Credit Rating & Investors Service Co., Ltd (上海新世紀資信評估投資服務有限公司) and China Chengxin Securities Rating Company Limited (中誠信證券評估有限公司). Founded in 1993, Pengyuan Credit has been recognized by the People’s Bank of China, China Securities Regulatory Commission and the National Development and Reform Commission of the People’s Republic of China (“NDRC”) with License of Stock Market Credit Rating and License for National Enterprise Bond Credit Rating, being the first rating agency in the People’s Republic of China (“PRC”) credit rating industry possessing the official written approval of rating qualifications from NDRC. According to the credit rating tracking report, the current upgrading of credit rating to “AA+” reflects Pengyuan Credit’s recognition of Hanhua Guarantee in regard to its sustainable enhancement of guarantee financing capability, continual improvement of risk resistance capacity, continuously expansion on financing channels and further regulation on corporate operations. Pengyuan Credit Committee affirmed the positive results that Hanhua Guarantee achieved in terms of its operating environment, business circumstances, financial strength and etc. after a comprehensive analysis and evaluation, and subsequently upgraded Hanhua Guarantee from “AA” which was granted in June, 2014 to “AA+” in this rating with stable outlook. By order of the Board of Hanhua Financial Holding Co., Ltd. Zhang Guoxiang Chairman of the Board Beijing, the PRC, 27 October 2014 As at the date of this announcement, the executive directors of the Company are Mr. ZHANG Guoxiang and Mr. LIN Feng; the non-executive directors of the Company are Mr. TU Jianhua, Mr. DUAN Xiaohua, Ms. LIU Jiaoyang, Ms. LIU Tingrong, Ms. WANG Fangfei, Mr. FENG Yongxiang, Mr. ZHOU Xinyu and Mr. LIU Bolin; and the independent non-executive directors of the Company are Mr. BAI Qinxian, Mr. DENG Zhaoyu, Mr. QIAN Shizheng, Mr. NG Leung Sing and Mr. YUAN Xiaobin. * For identification purpose only