1. society
2. work
3. contracts

Previous Rate Sheet
Rate Lock Policies
Previous Rate Sheet
Field Bulletins
Effective November 2014
i
Annuity rates for all states EXCEPT: NY
Index Annuity Rates effective Wednesday, November 12
Global
100% PR
80% PR
2Yr Pt to Pt
Monthly
Multiple Annual Pt to Annual Pt to
Cap
Avg Spread
Index Cap
Pt Cap
Pt Cap
Product
Monthly
Additive
Cap
Participation
Rate
Current
Product Available
Guar. Min
Fixed
in All States
Fixed Rate
Interest Rate
EXCEPT
GMWV
Additional Information
Power 10 Protector
[4% Premium Enhancement 1
(Bonus)]
No Guaranteed Living Benefit
—
3.50%
—
—
6.50%
1.25%
100%
1.50%
Check State Availability
Map
1.00%
—
2.75%
—
—
6.00%
0.75%
100%
1.00%
Check State Availability
Map
1.00%
87.5%
Premiums
under
$100,000
—
4.10%
—
—
4.00%
1.65%
100%
1.80%
Check State Availability
Map
1.00%
2
87.5% @ 1.00% available
Premiums of
$100,000 or
more
—
4.60%
—
—
3.50%
2.00%
100%
1.80%
Check State Availability
Map
1.00%
2
87.5% @ 1.00% available
Premiums
under
$100,000
—
4.50%
—
—
4.00%
1.50%
100%
2.00%
Check State Availability
Map
1.00%
2
87.5% @ 1.00% Guaranteed Living Benefit
Premiums of
$100,000 or
more
—
Check State Availability
Map
1.00%
VT
1.00%
2
87.5% @ 1.00% available
Contract #AG-801
Power 10 Protector Plus
Income
[4% Premium Enhancement
(Bonus)]
®
1
2
Lifetime Income Plus
@ 1.00% Guaranteed Living Benefit
Rider automatically included
SINGLE PREMIUM
ISSUE
DAILY
Contract #AG-801
Power 7 Protector
Contract #AG-800
FLEXIBLE
PREMIUM
INDEX ANNUITY OPTIONAL LIVING BENEFIT RIDERS
each month
ISSUE DATES: 6TH,
12TH, 20TH, and 28TH of
Power 7 Protector Plus
Income
Contract #AG-800
AG Global 8 Index
Contract #07371
(Subsequent Premiums Only)
5.00%
2.00%
—
Annual
Cost
Roll Up
Rate
—
—
—
—
3.50%
—
1.75%
1.10%
100%
30%
2.00%
1.80%
No Guaranteed Living Benefit
No Guaranteed Living Benefit
Lifetime Income Plus®
Rider automatically included
Lifetime Income Plus®
2
87.5% @ 1.00% Guaranteed Living Benefit
Rider automatically included
Available for subsequent
87.5% @ 1.00% premiums only
Bold blue text indicates the change from the previous rate. RATES ARE SUBJECT TO CHANGE AT ANY TIME. Applicable rate is determined by the date the contract is
issued. A contract will be issued on the issue date following receipt of the completed paperwork in good order (including premium and appropriate licensing and contracting
information) at the Home Office.
For more information:
(888) 438-6933
1
Premium Enhancement (Bonus): For all premiums paid in the contract’s first 30 days; subject to vesting and recapture schedule. Not available in all states. Bonus is 3% for
Option 2
AK, CT, MN, MO, OH, and PA
or email
2
Guaranteed Minimum Withdrawal Values (GMWV) may change each quarter. The rate in effect on contract issue date is the GMWV. GMWV is 90% @ 1.00% for New Jersey Internal.annuitysales@aglife.com
Annuities are designed for long-term retirement investing and typically include limitations, exclusions and expense charges. Income taxes are payable upon withdrawal.
Withdrawals made prior to age 59 ½ may be subject to a 10% federal tax penalty.
Lifetime Income Plus
0.95%
7.00%
This information is general in nature and may be subject to change. American General Life Insurance Company, its agents and representatives are not authorized to give legal,
tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of
U.S. federal, state, or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.
Annuities issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York
(US Life). Issuing insurance company is responsible for the financial obligations of insurance products it issues and is a member of American International Group, Inc. (AIG).
Guarantees are backed by the claims paying ability of AGL and US Life. Product may not be available in all states and product features may vary by state. Please refer to your
contract.
If you are an agent prior to soliciting business be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for
sale by the insurer in that state. If uncertain contact your American General Life Insurance Company representative for assistance. © 2014 AIG. All rights reserved.
Page 1 of 5
FOR PRODUCER USE ONLY
NOT FOR DISTRIBUTION TO THE PUBLIC
Effective October 2014
Rate Lock Policies
Previous Rate Sheet
Field Bulletins
i
Annuity rates for all states EXCEPT: NY
Fixed Annuity Rates effective Monday, October 13
Year One
Base Rate for
remaining
years
1st Year
Interest
Bonus
Product
Available in
all states
EXCEPT
Guar Min
Fixed Rate
GMWV*
American PathwaySM Select MVA 10 Annuity
(5 year rate guarantee)
Contract #05377
1.55%
1.55%
—
AK, MN, MO,
NJ, NY, OH,
OR, PA, UT,
WA
1.00%
87.5% @
1.00%
MVA; 30 day window after year 5
American PathwaySM Select MVA 10 Annuity
(7 year rate guarantee)
Contract #05377
1.75%
1.75%
—
AK, MN, MO,
NJ, NY, OH,
OR, PA, UT,
WA
1.00%
87.5% @
1.00%
MVA; 30 day window after year 7
1.00%
87.5% @
1.00%
MVA; 30 day window after year 10
SINGLE PREMIUM
American PathwaySM Select MVA 10 Annuity
(10 year rate guarantee)
Contract #05377
2.15%
2.15%
—
American PathwaySM Achiever MVA 10 Annuity
(6 year rate guarantee)
Contract #05377
1.55%
1.55%
—
American PathwaySM Secure 10 Annuity (5 year rate guarantee)
Contract #05376
1.40%
1.40%
—
American PathwaySM Secure 10 Annuity (7 year rate guarantee)
Contract #05376
FLEXIBLE
PREMIUM
TRADITIONAL FIXED DEFERRED ANNUITIES
Product
1.75%
1.75%
AK, DE, MN,
MO, NJ, NY,
NV, OH, OR,
PA, SC, TX, UT,
WA
AK, MN, MO,
NJ, NY, OH,
OR, PA, UT,
WA
1.00%
AK, CA, NY,
UT
1.00%
AK, NY, UT
1.00%
—
AK, NJ, NY, UT
1.00%
87.5% @
1.00%
MVA; 30 day window after year 6
87.5% @
1.00%
No MVA; 30 day window after year 5
87.5% @
1.00%
No MVA; 30 day window after year 7
87.5% @
1.00%
MVA
American PathwaySM Fixed MYG 10 Annuity
(6 year rate guarantee)
Contract #04370
5.00%
2.00%
3.00%
American PathwaySM Fixed MVA 9 Plus Annuity
(6 year rate guarantee)
Contract #04362
6.00%
2.00%
4.00%
AK, MN, MO,
NJ, NY, OH,
OR, PA, UT,
WA
1.00%
87.5% @
1.00%
American PathwaySM Flex Fixed 8 Annuity
(1 year rate guarantee)
Contract #04371
4.05%
2.05%
2.00%
AK, UT
1.00%
N/A
For more information:
888.438.6933 OPTION 2
or email Internal.annuitysales@aglife.com
Additional Information
MVA
No MVA
Bold blue text indicates the change from the previous rate. RATES ARE SUBJECT TO CHANGE AT ANY TIME. Applicable rate is determined by the date the contract is
issued. A contract will be issued on the issue date following receipt of the completed paperwork in good order (including premium and appropriate licensing and contracting
information) at the Home Office.
*Guaranteed Minimum Withdrawal Values (GMWV) may change each quarter; rate in effect on contract issue date is the GMWV.
Annuities are designed for long-term retirement investing and typically include limitations, exclusions and expense charges. Income taxes are payable upon withdrawal.
Withdrawals made prior to age 59 ½ may be subject to a 10% federal tax penalty.
This information is general in nature and may be subject to change. American General Life Insurance Company, its agents and representatives are not authorized to give legal,
tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of
U.S. federal, state, or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.
Annuities issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York
(US Life). Issuing insurance company is responsible for the financial obligations of insurance products it issues and is a member of American International Group, Inc. (AIG).
Guarantees are backed by the claims paying ability of AGL and US Life. Product may not be available in all states and product features may vary by state. Please refer to your
contract.
If you are an agent prior to soliciting business be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by
the insurer in that state. If uncertain contact your American General Life Insurance Company representative for assistance. © 2014 AIG. All rights reserved. AGLC103676
Page 2 of 5
FOR PRODUCER USE ONLY.
NOT FOR DISTRIBUTION TO THE PUBLIC.
Effective November 2014
Previous Rate Sheet
Rate Lock Policies
Field Bulletins
i
Annuity rates for New York
FLEXIBLE
PREMIUM
SINGLE PREMIUM
TRADITIONAL FIXED DEFERRED ANNUITIES
Index Annuity Rates effective Monday, November 10
Product
Year One
Base Rate
1st Year Interest
Bonus
Guar. Min. Fixed Rate
American PathwaySM Empire 5 Annuity
Contract #03049N
—
—
—
—
American PathwaySM Empire 7 Annuity
Contract #03049N
1.80%
1.80%
—
1.00%
American PathwaySM Flex Fixed
8 Annuity
Contract #04371N
4.05%
2.05%
2.00%
1.00%
Additional Information
Temporarily Unavailable
NO MVA 30 day walkaway option after year 7
Index Annuity Rates effective Monday, November 10
SINGLE PREMIUM
TRADITIONAL FIXED DEFERRED ANNUITIES
Product
Guarantee
Rate
Length of Guarantee
Rate
1st Year
Interest
Bonus
Product
Available in
all states
EXCEPT
Guar Min
Fixed Rate
American PathwaySM SolutionsMYG Annuity:
5-year term
Contract #A125
Premiums
< $100,000
2.25%
5
_
IA, MN, MO, SC
1.00%
Premiums
≥ $100,000
2.40%
5
_
IA, MN, MO, SC
1.00%
American PathwaySM SolutionsMYG Annuity:
6-year term
Contract #A125
Premiums
< $100,000
2.35%
6
_
IA, MN, MO, SC
1.00%
Premiums
≥ $100,000
2.50%
6
_
IA, MN, MO, SC
1.00%
American PathwaySM SolutionsMYG Annuity:
7-year term
Contract #A125
Premiums
< $100,000
2.65%
7
_
IA, MN, MO, SC
1.00%
Premiums
≥ $100,000
2.80%
7
_
IA, MN, MO, SC
1.00%
Additional Information
Product
FLEXIBLE
PREMIUM
INDEX ANNUITIES
Issue Dates: 5TH, 12TH,
20TH, and 28TH of each
month
Index Annuity rates effective Monday, September 22
AG Global 8 Index
Contract #07371N
(Subsequent Premiums Only)
Global
Multiple
Index Cap
Monthly
Additive Cap
Participation Rate
Current
Fixed
Interest
Rate
Guar Min.
Fixed Rate
2.00%
—
25%
1.75%
1.00%
Additional Information
Available for subsequent premiums only
Bold blue text indicates the change from the previous rate. RATES ARE SUBJECT TO CHANGE AT ANY TIME. Applicable rate is determined by the date the contract is issued. A
contract will be issued on the issue date following receipt of the completed paperwork in good order (including premium and appropriate licensing and contracting information) at the
For more information:
888.438.6933
Home Office.
Annuities are designed for long-term retirement investing and typically include limitations, exclusions and expense charges. Income taxes are payable upon withdrawal. Withdrawals
made prior to age 59 ½ may be subject to a 10% federal tax penalty.
OPTION 2
or email Internal.annuitysales@aglife.com
This information is general in nature and may be subject to change. American General Life Insurance Company, its agents and representatives are not authorized to give legal, tax or
accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal,
state, or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.
Annuities issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US
Life). Issuing insurance company is responsible for the financial obligations of insurance products it issues and is a member of American International Group, Inc. (AIG). Guarantees
are backed by the claims paying ability of AGL and US Life. Product may not be available in all states and product features may vary by state. Please refer to your contract.
If you are an agent prior to soliciting business be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the
insurer in that state. If uncertain contact your American General Life Insurance Company representative for assistance.
© 2014 AIG. All rights reserved. AGLC103676-NY
Page 3 of 5
FOR PRODUCER USE ONLY
NOT FOR DISTRIBUTION TO THE PUBLIC.
Effective November 2014
Rate Lock Policies
Previous Rate Sheet
Field Bulletins
i
Annuity rates for all states
Index Annuity Rates effective Monday, November 10
Guarantee
Rate
Length of
Guarantee
Rate
1st Year
Interest
Bonus
Product
Available in
all states
EXCEPT
Guar Min
Fixed Rate
Premiums under $100,000
2.25%
5
_
IA, MN, MO, SC
1.00%
Premiums of $100,000 or more
2.40%
5
_
IA, MN, MO, SC
1.00%
Premiums under $100,000
2.35%
6
_
IA, MN, MO, SC
1.00%
Premiums of $100,000 or more
2.50%
6
_
IA, MN, MO, SC
1.00%
Premiums under $100,000
2.65%
7
_
IA, MN, MO, SC
1.00%
Premiums of $100,000 or more
2.80%
7
_
IA, MN, MO, SC
1.00%
Premiums under $100,000
2.55%
8
_
IA, MN, MO,
NY, SC
1.00%
Premiums of $100,000 or more
2.70%
8
_
IA, MN, MO,
NY, SC
1.00%
Premiums under $100,000
2.60%
9
_
IA, MN, MO,
NY, SC
1.00%
Premiums of $100,000 or more
2.75%
9
_
IA, MN, MO,
NY, SC
1.00%
Premiums under $100,000
2.60%
10
_
IA, MN, MO,
NY, SC
1.00%
Premiums of $100,000 or more
2.75%
10
_
IA, MN, MO,
NY, SC
1.00%
SINGLE PREMIUM
TRADITIONAL FIXED DEFERRED ANNUITIES
Product
American Pathway
5-year term
Contract #A125
SM
American Pathway
6-year term
Contract #A125
SM
American Pathway
7-year term
Contract #A125
SM
American Pathway
8-year term
Contract #A125
SM
American Pathway
9-year term
Contract #A125
SM
SolutionsMYG Annuity:
SolutionsMYG Annuity:
SolutionsMYG Annuity:
SolutionsMYG Annuity:
SolutionsMYG Annuity:
Additional Information
The 8, 9 and 10-year terms are not available in NY
American PathwaySM SolutionsMYG Annuity:
10-year term
Contract #A125
For more information:
888.438.6933
OPTION 2
Bold blue text indicates the change from the previous rate. RATES ARE SUBJECT TO CHANGE AT ANY TIME. Applicable rate is determined by the
date the contract is issued. A contract will be issued on the issue date following receipt of the completed paperwork in good order (including premium
and appropriate licensing and contracting information) at the Home Office.
Annuities are designed for long-term retirement investing and typically include limitations, exclusions and expense charges. Income taxes are payable
upon withdrawal. Withdrawals made prior to age 59 ½ may be subject to a 10% federal tax penalty.
or email Internal.annuitysales@aglife.com
This information is general in nature and may be subject to change. American General Life Insurance Company, its agents and representatives are not
authorized to give legal, tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this
material are not intended to suggest the avoidance of U.S. federal, state, or local tax penalties. For advice concerning your situation, consult your
professional attorney, tax advisor or accountant.
Page 4 of 5
Annuities issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company
in the City of New York (US Life). Issuing insurance company is responsible for the financial obligations of insurance products it issues and is a member
of American International Group, Inc. (AIG). Guarantees are backed by the claims paying ability of AGL and US Life. Product may not be available in all
states and product features may vary by state. Please refer to your contract.
If you are an agent prior to soliciting business be certain that you are appropriately licensed and appointed with the insurer and that the product has
been approved for sale by the insurer in that state. If uncertain contact your American General Life Insurance Company representative for assistance.
© 2014 AIG. All rights reserved. AGLC103676
FOR PRODUCER USE ONLY.
NOT FOR DISTRIBUTION TO THE PUBLIC.
Effective November 5, 2014
ANNUITY RATES
Income Annuity Rates effective Wednesday, November 5
Rates For All States
Female 65
Non-NY Rates
Male 65
Female 70
Male 70
Female 65
SM
American PathwaySM Deferred Income
Contract #AGLC106378
American Pathway Immediate
Contract #01016
Rates effective as of Wednesday,
November 5
Monthly Payout for $100,000 premium beginning Monthly Payout for $100,000 premium beginning
in 30 days
in 30 days
(rounded down to the nearest whole dollar)
(rounded down to the nearest whole dollar)
Life Only
$532
$558
$596
$626
Life Only with CPI
$387
$413
$462
$492
Life with 10 yr Certain Period
$519
$541
$574
$597
Life Only with Installment Refund
$492
$508
$535
DELAYED INCOME
IMMEDIATE INCOME
Rates effective as of Wednesday,
November 5
Male 65
Female 70
Male 70
Monthly Payout for $100,000 premium.
Payments commence at age 70. PreCommencement Death Benefit is Return of
Premium.
Monthly Payout for $100,000 premium.
Payments commence at age 75. PreCommencement Death Benefit is Return of
Premium.
(rounded down to the
(rounded down to the nearest whole dollar)
nearest whole dollar)
Life Only
$736
$780
$871
$921
Life Only with CPI
$566
$609
$717
$768
Life with 10 yr Certain Period
$693
$722
$784
$815
$554
Life Only with Installment Refund
$676
$705
$772
$809
Life with Cash Refund
$483
$497
$523
$541
Life with Cash Refund
$669
$696
$762
$797
50% Joint and Contingent
$499
$510
$558
$570
50% Joint and Survivor
$697
$718
$826
$852
100% Joint and Contingent
$465
$465
$515
$515
100% Joint and Survivor
$635
$635
$742
$742
Run an Immediate Income Annuity quote:
- www.RetirementRaise.com
- www.americangeneral.com and log in
Call American General for
more information
888.438.6933
OPTION 2
Run a Delayed Income Annuity quote:
- www.RetirementRaise.com
- www.americangeneral.com and log in
RATES ARE SUBJECT TO CHANGE AT ANY TIME. Applicable rate is determined by the date the contract is issued. A contract will be issued on the issue date following receipt of the completed paperwork in good order (including premium and appropriate licensing and contracting information)
at the Home Office.
Annuities are designed for long-term retirement investing and typically include limitations, exclusions and expense charges. Income taxes are payable upon withdrawal. Withdrawals made prior to age 59 ½ may be subject to a 10% federal tax penalty.
This information is general in nature and may be subject to change. American General Life Insurance Company, its agents and representatives are not authorized to give legal, tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in
this material are not intended to suggest the avoidance of U.S. federal, state, or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.
Annuities issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing insurance company is responsible for the financial obligations of insurance products it issues and is a
member of American International Group, Inc. (AIG). Guarantees are backed by the claims paying ability of AGL and US Life. Product may not be available in all states and product features may vary by state. Please refer to your contract.
If you are an agent prior to soliciting business be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain contact your American General Life Insurance Company representative for assistance.
© 2014 AIG. All rights reserved. AGLC103676
Page 5 of 5
FOR PRODUCER USE ONLY.
NOT FOR DISTRIBUTION TO THE PUBLIC.