february 2015 P A W S LCFCU.org| |202.707.5852 202.707.5852| or 800.325.2328 LCFCU.org 800.325.2328 Swap, drop and save. efinance loans from elsewhere R or finance a new/used vehicle Fast approvals/preapprovals, easily apply online, anytime apply now lowas as 1.3 E 0% DR SAOP V loan refi: AP R* vehicle AN D Loans. Deposits. Insurance. Investments. *APR = Annual Percentage Rate. New/Used vehicle purchase or refinancing from another lender with rates as low as 1.30% APR. Existing LCFCU loans are not eligible for refinancing offer. Restrictions may apply. snowball pay down your loans & credit card debt faster . to lower rates & save big! Refinancing your debt and vehicle loans from elsewhere, to our lower rates and better terms, may help you to pay down debt and loans faster - and the money-saving effects snowball from there! You can keep the money-saving ball rollin’ when you transfer all your high-rate credit card balances to our lower rate VISA® — FREE. apply now! OUr great, low rates will help you PAY DOWN YOUR DEBT WITH extra momentum. Existing LCFCU loans, vehicle loans and credit cards are not eligible for refinance/balance transfer offers, only loans and credit cards from other financial institutions. Certain restrictions may apply. pg 1 of 3 NEXT > february 2015 2015 Board of Directors Nominees & Election Process The 2015 election to the Board of Directors is underway. A nominating Committee composed of LCFCU members Kevin Coleman, Tracie Coleman and the committee chair, Janis Brown, named the following individuals as candidates for three open positions on the LCFCU Board. In alphabetical order, the candidates are: Eugene Boyd, Robert DeMariano & Reggie Massie. Give us your best shot Nominations by Petition deadline: Friday, February 27 In addition, members in good standing over 16 years of age may also run for election by petition. Petitions must be signed by 95 members (one percent of LCFCU members as of November 30, 2014). Petitions must contain members’ names and account numbers and be submitted to LCFCU no later than close of business on Friday, February 27, 2015. Any interested members submitting petitions must also include their account number and a statement of willingness to serve if elected. They should also include their credit union philosophy and any credit union related experience for a candidate biography. annual meeting: Wednesday, April 8 at 2pm 80th Anniversary Photo Contest click here for rules, deadlines and complete details — online The LCFCU Annual Meeting will be held at 2pm on Wednesday, April 8, 2015. Our offices will close at 12 Noon to enable staff to attend the meeting. More details will be published soon. Credit Union Cherry Blossom 10 Mile Run & 5K Run-Walk fundraising event — April 12 We’re a proud sponsor of this annual event, known as Credit Union Miracle Day, which benefits the Children’s Miracle Network Hospitals throughout the US and Canada. As part of our sponsorship and to raise donation funds, we have four teams participating in the Credit Union Cherry Blossom 10 Mile Run and 5K Run-Walk on April 12. Please show your support for an LCFCU Team and donate today. How can you DONATE? Please stop by and purchase the World’s Finest Chocolate candy bars sold in our lobby. All proceeds will go directly to your local children’s hospital. Donate online on behalf of an LCFCU Team or individual runner, CLICK HERE Loans. Deposits. Insurance. Investments. Team Jefferson Steve Maguire Charlie Stern Wendy Ginsberg Kelly Maguire Bart Elias Team Madison Marvin Pace Ed Ohnemus Melissa Crawford Lucia Acin Adnan Dan Rose Team Adams Sean Moffit Andre Neveu Deborah Carroll Georage Thuronyi Team Donnelly’s Dashers Mike Donnelly Drew Donnelly Justin Donnelly Kelly Peterson Mary Murphy 5K Run-Walk Participants Rosalyn Coates & Karen Quash LCFCU.org | 202.707.5852 or 800.325.2328 pg 2 of 3 NEXT > february 2015 TELEPHONE 202-707-5852 • 800-32 LCFCU Toll-Free fax 202-707-6418 elsie - 24/7 telephone banking 202-707-1476 • 800-93ELSIE Toll-Free Routing Number 254074837 Website lcfcu.org E-mail headed off to college or trade school in 2015? If so, LCFCU has a college scholarship opportunity that may make it easier to meet tuition costs. Our collegebound members entering their freshmen through senior year are eligible to apply for a essay, video or photo essaybased $1,000 scholarship. Application Deadline is March 31, 2015. culine@lcfcu.org MADISON MEMBER SERVICE OFFICE 101 Independence Ave, SE Room LM 634 Washington, DC 20540-9997 click here for applications and complete details on the Credit Union College Scholarship Program or visit cufound.org/college-scholarship HOURS: 8:00am to 2:00pm; M - F The Credit Union Foundation of MD & DC and its generous supporters make these scholarships possible. Mail / Administrative Office 8100 Professional Place, Suite 308 Hyattsville, MD 20785-2229 HOURS: 7:00am to 3:30pm; M - F Supervisory Committee Mailing Address P.O. Box 261 Temple Hills, MD 20757-0261 report lOST/STOLEN VISA CARDS 24/7 Debit/ATM: 800-472-3272 International (collect)973-682-2652 Credit Card: 800-808-7230 International (collect)727-570-4881 ➤ ➤ ➤ current Dividends - click here current loan rates - click here current fee schedule - click here Holiday Closings & Important Dates Feb. 16closed President’s Day Feb. 27deadline 2015 BOD Petitions March 31deadline College Scholarship Opportunity — >> April 8CLOSE at 12 noon for the 2pm ANNUAL MEETING April 12CU Cherry Blossom 10 Mile Run - DONATE - see pg2 Sept. 30end Anniversary Photo Contest - click for details Loans. Deposits. Insurance. Investments. Why have a loan with another lender? Refinance your loan with us and let us save you more monthly! Members told us they saved… .S., member since 2007, is now saving S $300 a month in lower payments, by refinancing a personal loan from another financial. SS said “GREAT customer service!” .D., member since 2011, consolidated K some debt from other lenders and saved $75 a month with lower payments; and says “I love having this financial tool available to me!” .A., member since 2008, couldn’t find a T loan rate this good from a bank and said “LCFCU is awesome! I got a loan for $3,000 @ 5% APR — so go figure.” Other members saving monthly: .A., member since S 2014, refinanced a bank auto loan and now saving $71 a month in lower payments. .D., member since 1991 C is now saving $32 a month by refinancing a bank personal loan. .B., member since A 2004, refinanced a vehicle loan from another financial institution and now saving $27 a month. Share your story — get your savings LCFCU.org | 202.707.5852 or 800.325.2328 pg 3 of 3 back >