1. No category

Halifax Intermediaries
Product Guide
Customers with smaller loans will typically pay less over the
product life if they select products with smaller fees, despite
the higher interest rates payable.
For the use of mortgage intermediaries and other
professionals only.
Contact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
005CABFor the use of mortgage intermediaries
and other professionals only.
Product changes
Changes to our product range effective from Tuesday 17 March 2015.
New business
• Selected rate reductions across the 2 year fixed and tracker homemover (HMV), first time buyer (FTB) and
remortgage (REM) range including New Build, Affordable Housing and Large Loans
o 60% LTV reduced by 0.05%
o 70% and 75% LTV reduced by 0.10%
o 80% LTV reduced by 0.15%
o 85% LTV reduced by 0.25%.
• 2 year fixed HMV and FTB Large Loan rates reduced
o 0-60% LTV now 2.44%
o 0-70% LTV now 2.89%
o 60-80% LTV now 3.14%.
• ERC structures amended on selected products.
005CABContact your local Business Development
Manager for more information or visit
www.halifax-intermediaries.co.uk
Halifax Intermediary Rate Guide
17th March 2015
FTB
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
Complete by
Additional Info
Product Code
1.39
30/06/2017
£1,499
£200,000
£1,000,000
0
60
2.25% to 30/06/2016
0.8% to 30/06/2017
30 September 2015
FAI479
Repayment and Interest Only
1.54
30/06/2017
£999
£0
£1,000,000
0
60
2.75% to 30/06/2016
1.2% to 30/06/2017
30 September 2015
FAI480
Repayment and Interest Only
1.94
30/06/2017
£0
£0
£1,000,000
0
60
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI481
Repayment and Interest Only
1.99
30/06/2017
£1,499
£200,000
£1,000,000
60
75
3% to 30/06/2016
1.1% to 30/06/2017
30 September 2015
FAI482
Repayment and Interest Only
2.14
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.4% to 30/06/2017
30 September 2015
FAI483
Repayment and Interest Only
2.54
30/06/2017
£0
£0
£1,000,000
0
75
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI484
Repayment and Interest Only
2.29
30/06/2017
£1,499
£200,000
£1,000,000
75
80
3% to 30/06/2016
1.3% to 30/06/2017
30 September 2015
FAI485
Only available when taken on a repayment basis
2.44
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI486
Only available when taken on a repayment basis
2.84
30/06/2017
£0
£0
£1,000,000
75
80
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI487
Only available when taken on a repayment basis
2.44
30/06/2017
£1,499
£200,000
£1,000,000
80
85
3% to 30/06/2016
1.4% to 30/06/2017
30 September 2015
FAI488
Only available when taken on a repayment basis
Not available for New Build
2.59
30/06/2017
£999
£0
£1,000,000
80
85
3% to 30/06/2016
1.75% to 30/06/2017
30 September 2015
FAI489
Not available for New Build
Only available when taken on a repayment basis
2.99
30/06/2017
£0
£0
£1,000,000
80
85
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI490
Not available for New Build
Only available when taken on a repayment basis
30 September 2015
FAI064
Only available when taken on a repayment basis
Not available for New Build
2 year
4.44
30/06/2017
£1,499
£200,000
£750,000
85
90
3% to 30/06/2016
2% to 30/06/2017
4.59
30/06/2017
£999
£0
£750,000
85
90
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAH991
Not available for New Build
Only available when taken on a repayment basis
90
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAH992
Not available for New Build
Only available when taken on a repayment basis
60
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
1.5% to 30/06/2020
30 September 2015
FAI303
Repayment and Interest Only
60
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
1.75% to 30/06/2020
30 September 2015
FAI304
Repayment and Interest Only
60
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI305
Repayment and Interest Only
75
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI306
Repayment and Interest Only
75
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI307
Repayment and Interest Only
80
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI308
Only available when taken on a repayment basis
80
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI309
Only available when taken on a repayment basis
85
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI043
Only available when taken on a repayment basis
85
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI044
Only available when taken on a repayment basis
90
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAH987
Only available when taken on a repayment basis
90
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAH988
Only available when taken on a repayment basis
Max LTV (%)
ERCs
Complete By
4.99
2.39
2.54
2.74
3.19
3.39
5 year
ERCs
3.59
3.79
4.16
4.36
5.14
5.34
30/06/2017
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
£0
£1,499
£999
£0
£999
£0
£999
£0
£999
£0
£999
£0
£0
£200,000
£0
£0
£0
£0
£0
£0
£0
£0
£0
£0
£750,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£750,000
£750,000
85
0
0
0
60
60
75
75
80
80
85
85
Tracker
First Time Buyer
Product Type
2 year
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Product Code
Additional Info
1.24
+0.74
30/06/2017
£999
£0
£1,000,000
0
60
2% to 30/06/2016
0.9% to 30/06/2017
30 September 2015
FAI491
Repayment and Interest Only
1.84
+1.34
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI492
Repayment and Interest Only
2.14
+1.64
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
1.75% to 30/06/2017
30 September 2015
FAI493
Only available when taken on a
repayment basis
2.29
+1.79
30/06/2017
£999
£0
£1,000,000
80
85
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI494
Not available for New Build
Only available when taken on a
repayment basis
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
First Time Buyer
Product Type
2 year
Rate(%)
Until
Fee
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
2.44
30/06/2017
£1,499
£1,000,000
£5,000,000
0
60
3% to 30/06/2016
1.1% to 30/06/2017
30 September 2015
FAI495
Only available when taken on a repayment basis
2.89
30/06/2017
£1,499
£1,000,000
£5,000,000
0
70
3% to 30/06/2016
1.4% to 30/06/2017
30 September 2015
FAI496
Only available when taken on a repayment basis
80
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI497
Only available when taken on a repayment basis
3.14
30/06/2017
£1,499
Available between
£1,000,000
£2,000,000
60
New Build
Fixed
First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
1.84
30/06/2017
£999
£0
£1,000,000
0
60
3% to 30/06/2016
1.5% to 30/06/2017
31 December 2015
FAI498
New Build Cases Only
Repayment and Interest Only
2.24
30/06/2017
£0
£0
£1,000,000
0
60
3% to 30/06/2016
1.75% to 30/06/2017
31 December 2015
FAI499
New Build Cases Only
Repayment and Interest Only
2.44
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.5% to 30/06/2017
31 December 2015
FAI500
New Build Cases Only
Repayment and Interest Only
2.84
30/06/2017
£0
£0
£1,000,000
0
75
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
FAI501
New Build Cases Only
Repayment and Interest Only
31 December 2015
FAI502
New Build Cases Only
Only available when taken on a repayment basis
31 December 2015
FAI503
New Build Cases Only
Only available when taken on a repayment basis
2 year
2.74
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
2% to 30/06/2017
3.14
30/06/2017
£0
£0
£1,000,000
75
80
3% to 30/06/2016
2% to 30/06/2017
17th March 2015
HMV
Fixed
Homemover
Product Type
2 year
Until
Fee
1.39
30/06/2017
£1,499
£200,000
1.54
30/06/2017
£999
£0
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£1,000,000
0
60
2.25% to 30/06/2016
0.8% to 30/06/2017
30 September 2015
FAI479
Repayment and Interest Only
£1,000,000
0
60
2.75% to 30/06/2016
1.2% to 30/06/2017
30 September 2015
FAI480
Repayment and Interest Only
30 September 2015
FAI481
Repayment and Interest Only
30 September 2015
FAI482
Repayment and Interest Only
Repayment and Interest Only
1.94
30/06/2017
£0
£0
£1,000,000
0
60
3% to 30/06/2016
2% to 30/06/2017
1.99
30/06/2017
£1,499
£200,000
£1,000,000
60
75
3% to 30/06/2016
1.1% to 30/06/2017
2.14
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.3% to 30/06/2017
30 September 2015
FAI504
2.54
30/06/2017
£0
£0
£1,000,000
0
75
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI505
Repayment and Interest Only
2.29
30/06/2017
£1,499
£200,000
£1,000,000
75
80
3% to 30/06/2016
1.3% to 30/06/2017
30 September 2015
FAI485
Only available when taken on a repayment basis
2.44
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI506
Only available when taken on a repayment basis
2.84
30/06/2017
£0
£0
£1,000,000
75
80
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI507
Only available when taken on a repayment basis
2.44
30/06/2017
£1,499
£200,000
£1,000,000
80
85
3% to 30/06/2016
1.4% to 30/06/2017
30 September 2015
FAI488
Only available when taken on a repayment basis
Not available for New Build
2.59
30/06/2017
£999
£0
£1,000,000
80
85
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI508
Not available for New Build
Only available when taken on a repayment basis
2.99
30/06/2017
£0
£0
£1,000,000
80
85
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI509
Not available for New Build
Only available when taken on a repayment basis
4.99
30/06/2017
£0
£0
£750,000
85
90
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAH993
Not available for New Build
Only available when taken on a repayment basis
60
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
1.5% to 30/06/2020
30 September 2015
FAI303
Repayment and Interest Only
60
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
1.75% to 30/06/2020
30 September 2015
FAI304
Repayment and Interest Only
60
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI305
Repayment and Interest Only
75
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI306
Repayment and Interest Only
75
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI307
Repayment and Interest Only
80
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI308
Only available when taken on a repayment basis
80
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI309
Only available when taken on a repayment basis
85
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI043
Only available when taken on a repayment basis
85
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAI044
Only available when taken on a repayment basis
90
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAH987
Only available when taken on a repayment basis
90
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
30 September 2015
FAH988
Only available when taken on a repayment basis
2.39
2.54
2.74
3.19
3.39
5 year
Available between
Rate(%)
3.59
3.79
4.16
4.36
5.14
5.34
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
30/06/2020
£1,499
£999
£0
£999
£0
£999
£0
£999
£0
£999
£0
£200,000
£0
£0
£0
£0
£0
£0
£0
£0
£0
£0
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£1,000,000
£750,000
0
0
0
60
60
75
75
80
80
85
£750,000
85
Tracker
Homemover
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
1.24
+0.74
30/06/2017
£999
£0
£1,000,000
0
60
2% to 30/06/2016
0.9% to 30/06/2017
30 September 2015
FAI491
Repayment and Interest Only
1.84
+1.34
30/06/2017
£999
£0
£1,000,000
0
75
2.75% to 30/06/2016
1.2% to 30/06/2017
30 September 2015
FAI510
Repayment and Interest Only
2.14
+1.64
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI511
Only available when taken on a
repayment basis
2.29
+1.79
30/06/2017
£999
£0
£1,000,000
80
85
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI512
Not available for New Build
Only available when taken on a
repayment basis
2 year
Large Loans - Repayment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover
Product Type
2 year
Rate(%)
Until
Fee
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
2.44
30/06/2017
£1,499
£1,000,000
£5,000,000
0
60
3% to 30/06/2016
1.1% to 30/06/2017
30 September 2015
FAI495
Only available when taken on a repayment basis
2.89
30/06/2017
£1,499
£1,000,000
£5,000,000
0
70
3% to 30/06/2016
1.4% to 30/06/2017
30 September 2015
FAI513
Only available when taken on a repayment basis
80
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI514
Only available when taken on a repayment basis
Complete by
Product Code
Additional Info
3.14
30/06/2017
£1,499
Available between
£1,000,000
£2,000,000
60
New Build
Fixed
Homemover
Product Type
Rate(%)
1.84
Until
30/06/2017
Fee
£999
Available between
£0
£1,000,000
Min LTV (%)
0
Max LTV (%)
ERCs
60
3% to 30/06/2016
1.5% to 30/06/2017
31 December 2015
FAI498
New Build Cases Only
Repayment and Interest Only
31 December 2015
FAI499
New Build Cases Only
Repayment and Interest Only
2.24
30/06/2017
£0
£0
£1,000,000
0
60
3% to 30/06/2016
1.75% to 30/06/2017
2.44
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.5% to 30/06/2017
31 December 2015
FAI515
New Build Cases Only
Repayment and Interest Only
2.84
30/06/2017
£0
£0
£1,000,000
0
75
3% to 30/06/2016
1.75% to 30/06/2017
31 December 2015
FAI516
New Build Cases Only
Repayment and Interest Only
31 December 2015
FAI517
New Build Cases Only
Only available when taken on a repayment basis
31 December 2015
FAI518
New Build Cases Only
Only available when taken on a repayment basis
2 year
2.74
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
1.5% to 30/06/2017
3.14
30/06/2017
£0
£0
£1,000,000
75
80
3% to 30/06/2016
1.75% to 30/06/2017
17th March 2015
REM
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
Rate(%)
Until
Fee
1.39
30/06/2017
£1,499
1.54
2 year
£999
£200,000
£0
£1,000,000
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
0
60
2.25% to 30/06/2016
0.9% to 30/06/2017
30 September 2015
FAI519
Repayment and Interest Only
60
2.75% to 30/06/2016
1.2% to 30/06/2017
30 September 2015
FAI520
Repayment and Interest Only
30 September 2015
FAI521
Repayment and Interest Only
0
1.94
30/06/2017
£0
£0
£1,000,000
0
60
3% to 30/06/2016
2% to 30/06/2017
1.99
30/06/2017
£1,499
£200,000
£1,000,000
60
75
3% to 30/06/2016
1.1% to 30/06/2017
30 September 2015
FAI522
Repayment and Interest Only
2.14
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.4% to 30/06/2017
30 September 2015
FAI523
Repayment and Interest Only
2.54
30/06/2017
£0
£0
£1,000,000
0
75
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI524
Repayment and Interest Only
80
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI525
Only available when taken on a repayment basis
80
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI526
Only available when taken on a repayment basis
85
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI527
Only available when taken on a repayment basis
30 September 2015
FAI528
Only available when taken on a repayment basis
30 September 2015
FAI529
Only available when taken on a repayment basis
30 September 2015
FAI310
Repayment and Interest Only
30 September 2015
FAI311
Repayment and Interest Only
30 September 2015
FAI312
Repayment and Interest Only
30 September 2015
FAI313
Repayment and Interest Only
30 September 2015
FAI314
Repayment and Interest Only
30 September 2015
FAI049
Only available when taken on a repayment basis
30 September 2015
FAI050
Only available when taken on a repayment basis
30 September 2015
FAI051
Only available when taken on a repayment basis
30 September 2015
FAI052
Only available when taken on a repayment basis
2.44
2.84
2.44
5 year
30/06/2017
Available between
30/06/2017
30/06/2017
30/06/2017
£999
£0
£1,499
£0
£0
£200,000
£1,000,000
£1,000,000
£1,000,000
75
75
75
2.59
30/06/2017
£999
£0
£1,000,000
80
85
3% to 30/06/2016
1.75% to 30/06/2017
2.99
30/06/2017
£0
£0
£1,000,000
80
85
3% to 30/06/2016
2% to 30/06/2017
2.54
30/06/2020
£1,499
£200,000
£1,000,000
0
60
2.69
30/06/2020
£999
£0
£1,000,000
0
60
2.89
30/06/2020
£0
£0
£1,000,000
0
60
3.24
30/06/2020
£999
£0
£1,000,000
60
75
3.44
30/06/2020
£0
£0
£1,000,000
60
75
3.84
30/06/2020
£999
£0
£1,000,000
75
80
4.04
30/06/2020
£0
£0
£1,000,000
75
80
4.24
30/06/2020
£999
£0
£1,000,000
80
85
4.44
30/06/2020
£0
£0
£1,000,000
80
85
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
1.5% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
5% to 30/06/2016
4% to 30/06/2017
3% to 30/06/2019
2% to 30/06/2020
Tracker
Remortgage and Remortgage use own conveyancer
Product Type
Rate(%)
Tracks BOE
Until
Fee
Available between
1.24
+0.74
30/06/2017
£999
£0
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
0
60
2.25% to 30/06/2016
1.2% to 30/06/2017
30 September 2015
FAI530
Repayment and Interest
Only
30 September 2015
FAI531
Repayment and Interest
Only
1.84
+1.34
30/06/2017
£999
£0
£1,000,000
0
75
3% to 30/06/2016
1.5% to 30/06/2017
2.14
+1.64
30/06/2017
£999
£0
£1,000,000
75
80
3% to 30/06/2016
1.75% to 30/06/2017
30 September 2015
FAI532
Only available when taken
on a repayment basis
2.29
+1.79
30/06/2017
£999
£0
£1,000,000
80
85
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI533
Only available when taken
on a repayment basis
2 year
Large Loans - Repayment
With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs.
There is no charge for a property assessment
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Remortgage and Remortgage use own conveyancer
Product Type
2 year
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
£5,000,000
0
60
3% to 30/06/2016
1.2% to 30/06/2017
30 September 2015
FAI534
Only available when taken on a repayment basis
£1,000,000
£5,000,000
0
70
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI535
Only available when taken on a repayment basis
£1,000,000
£2,000,000
60
80
3% to 30/06/2016
1.5% to 30/06/2017
30 September 2015
FAI536
Only available when taken on a repayment basis
Rate(%)
Until
Fee
2.54
30/06/2017
£1,499
£1,000,000
3.19
30/06/2017
£1,499
3.44
30/06/2017
£1,499
17th March 2015
Homebuyer Special (Help to Buy Mortgage Guarantee Scheme)
Fixed
Homemover
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
4.99
30/06/2017
£999
£0
£600,000
90
95
3% to 30/06/2016
2% to 30/06/2017
5.39
30/06/2017
£0
£0
£600,000
90
95
3% to 30/06/2016
2% to 30/06/2017
Product Code
Additional Info
30 September 2015
HTB343
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
30 September 2015
HTB344
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Complete by
2 year
Fixed
First Time Buyer
Product
Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional Info
4.99
30/06/2017
£999
£0
£600,000
90
95
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
HTB347
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
Product fee can be added to the loan, provided this does not exceed
95% LTV once added
5.39
30/06/2017
£0
£0
£600,000
90
95
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
HTB348
Help to Buy 'Mortgage Guarantee' scheme only
Not available for New Build
Only available when taken on a repayment basis
No MAF
2 year
Existing Customers Moving Home
THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY
These products are not available to Consent to Lease customers
Fixed
Homemover Only
Product
Type
Available between
Rate(%)
Until
Fee
3.79
30/06/2017
£1,999
£1,000,000
4.19
30/06/2017
£1,999
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete By
Product Code
Additional Info
£7,500,000
0
60
3% to 30/06/2016
1.75% to 30/06/2017
30 September 2015
FAH976
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
£7,500,000
0
75
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAH970
Available to existing HX and BoS customers only
Only available when taken on a repayment basis
2 year
Self Build
Fixed
Homemover and First Time Buyer
Product
Type
Rate(%)
Until
Fee
Available between
2 year
5.59
30/06/2017
£999
£0
£1,000,000
Min LTV (%)
Max LTV (%)
ERCs
Complete by
Product Code
Additional info
0
75
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
SBL030
Repayment and Interest Only
£500 Cashback
17th March 2015
Affordable Housing - Shared Equity and Shared Ownership Schemes
Products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
These products are not available to Retirement Home plan or Consent to Lease customers
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
Available between
ERCs
Complete by
Product Code
Additional Info
2.69
30/06/2017
£999
£0
£350,000
0
60
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
FAI544
Only available when taken on a repayment basis
Cannot be mixed and matched
2.84
30/06/2017
£999
£0
£350,000
0
75
3% to 30/06/2016
1.75% to 30/06/2017
31 December 2015
FAI545
Only available when taken on a repayment basis
Cannot be mixed and matched
3.59
30/06/2017
£999
£0
£350,000
75
80
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
FAI546
Only available when taken on a repayment basis
Cannot be mixed and matched
5.14
30/06/2017
£999
£0
£350,000
80
90
3% to 30/06/2016
2% to 30/06/2017
30 September 2015
FAI260
Not available for New Build
Only available when taken on a repayment basis
Cannot be mixed and matched
Min LTV (%) Max LTV (%)
2 year
For Shared Equity:
The customer must provide a minimum 15% deposit themselves
The Equity loan term must be equal to or greater than the mortgage term
Lending to repay all or part of the Equity Loan is allowed, although other debt consolidation reasons are not allowed
For Shared Ownership:
The maximum LTV for customers remortgaging to Halifax is 85%, and is calculated on the current valuation of their share. The maximum LTV is 85% of the value of the part owned by the customer.
Fixed
Remortgage - Own Conveyancer
Product Type
2 year
Rate(%)
Until
Fee
Available between
2.79
30/06/2017
£999
£0
£350,000
0
3.14
30/06/2017
£999
£0
£350,000
0
3.89
30/06/2017
£999
£0
ERCs
Complete by
Product Code
Additional Info
60
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
FAI549
£250 cashback
Only available when taken on a repayment basis
Cannot be mixed and matched
Includes free valuation but no free legals - customer must
instruct own conveyancer
75
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
FAI550
£250 cashback
Only available when taken on a repayment basis
Cannot be mixed and matched
Includes free valuation but no free legals - customer must
instruct own conveyancer
85
3% to 30/06/2016
2% to 30/06/2017
FAI551
£250 cashback
Only available when taken on a repayment basis
Cannot be mixed and matched
Includes free valuation but no free legals - customer must
instruct own conveyancer
Min LTV (%) Max LTV (%)
£350,000
75
31 December 2015
Help to Buy 'Equity Loan' Shared Equity Scheme
Products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme
Fixed
Homemover and First Time Buyer
Product Type
Rate(%)
Until
Fee
2 year
3.19
30/06/2017
£0
Available between
£0
£350,000
Min LTV (%) Max LTV (%)
0
75
ERCs
Complete by
Product Code
Additional Info
3% to 30/06/2016
2% to 30/06/2017
31 December 2015
FAI547
Only available when taken on a repayment basis
Cannot be mixed and matched
17th March 2015
Product Transfers
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £0 - £149,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.99
31/07/2017
£0
£0
£149,999
0
60
3% to 31/07/2016
1.4% to 31/07/2017
31 July 2015
FAI109
2.54
31/07/2017
£0
£0
£149,999
60
75
3% to 31/07/2016
1.5% to 31/07/2017
31 July 2015
FAI097
2.89
31/07/2017
£0
£0
£149,999
75
85
3% to 31/07/2016
1.5% to 31/07/2017
31 July 2015
FAI098
1.79
31/07/2017
£999
£0
£149,999
0
60
2.75% to 31/07/2016
1.1% to 31/07/2017
31 July 2015
FAI113
2.34
31/07/2017
£999
£0
£149,999
60
75
3% to 31/07/2016
1.3% to 31/07/2017
31 July 2015
FAI099
2 year
2.69
31/07/2017
£999
£0
£149,999
75
85
3% to 31/07/2016
1.5% to 31/07/2017
31 July 2015
FAI100
2.89
31/07/2019
£0
£0
£149,999
0
60
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI459
3.44
31/07/2019
£0
£0
£149,999
60
75
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI460
85
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI112
31 July 2015
FAI085
3.89
31/07/2019
£0
£0
£149,999
75
4.49
31/07/2019
£0
£0
£149,999
85
95
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
4.49
31/07/2019
£0
£0
£149,999
95
120
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI086
60
4% to 31/07/2016
3% to 31/07/2018
1.5% to 31/07/2019
31 July 2015
FAI461
75
4% to 31/07/2016
3% to 31/07/2018
1.75% to 31/07/2019
31 July 2015
FAI462
85
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI116
31 July 2015
FAI087
31 July 2015
FAI088
4 year
2.79
3.34
3.79
31/07/2019
31/07/2019
31/07/2019
£999
£999
£999
£0
£0
£0
£149,999
£149,999
£149,999
0
60
75
4.39
31/07/2019
£999
£0
£149,999
85
95
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
4.39
31/07/2019
£999
£0
£149,999
95
120
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing
Fixed
Loans between £150,000-£299,999
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.79
31/07/2017
£0
£150,000
£299,999
0
60
2.75% to 31/07/2016
1% to 31/07/2017
31 July 2015
FAI117
2.34
31/07/2017
£0
£150,000
£299,999
60
75
3% to 31/07/2016
1.2% to 31/07/2017
31 July 2015
FAI101
2.69
31/07/2017
£0
£150,000
£299,999
75
85
3% to 31/07/2016
1.4% to 31/07/2017
31 July 2015
FAI102
1.59
31/07/2017
£999
£150,000
£299,999
0
60
2.5% to 31/07/2016
0.8% to 31/07/2017
31 July 2015
FAI121
2.14
31/07/2017
£999
£150,000
£299,999
60
75
3% to 31/07/2016
1.1% to 31/07/2017
31 July 2015
FAI103
2 year
2.49
31/07/2017
£999
£150,000
£299,999
75
85
3% to 31/07/2016
1.3% to 31/07/2017
31 July 2015
FAI104
2.69
31/07/2019
£0
£150,000
£299,999
0
60
4% to 31/07/2016
3% to 31/07/2018
1.5% to 31/07/2019
31 July 2015
FAI463
3.24
31/07/2019
£0
£150,000
£299,999
60
75
4% to 31/07/2016
3% to 31/07/2018
1.75% to 31/07/2019
31 July 2015
FAI464
85
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI120
31 July 2015
FAI089
3.69
31/07/2019
£0
£150,000
£299,999
75
4.29
31/07/2019
£0
£150,000
£299,999
85
95
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
4.29
31/07/2019
£0
£150,000
£299,999
95
120
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI090
60
4% to 31/07/2016
3% to 31/07/2018
1.4% to 31/07/2019
31 July 2015
FAI465
75
4% to 31/07/2016
3% to 31/07/2018
1.5% to 31/07/2019
31 July 2015
FAI466
85
4% to 31/07/2016
3% to 31/07/2018
1.75% to 31/07/2019
31 July 2015
FAI124
31 July 2015
FAI091
31 July 2015
FAI092
4 year
2.59
3.14
3.59
31/07/2019
31/07/2019
31/07/2019
£999
£999
£999
£150,000
£150,000
£150,000
£299,999
£299,999
£299,999
0
60
75
4.19
31/07/2019
£999
£150,000
£299,999
85
95
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
4.19
31/07/2019
£999
£150,000
£299,999
95
120
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
Product Transfers - Large Loans
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £300,000 - £499,999
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.49
31/07/2017
£999
£300,000
£499,999
0
60
2.25% to 31/07/2016
0.8% to 31/07/2017
31 July 2015
FAI125
2.04
31/07/2017
£999
£300,000
£499,999
60
75
2.75% to 31/07/2016
1% to 31/07/2017
31 July 2015
FAI105
85
3% to 31/07/2016
1.2% to 31/07/2017
31 July 2015
FAI106
31 July 2015
FAI467
2.39
4 year
Until
31/07/2017
£999
£300,000
£499,999
75
2.49
31/07/2019
£999
£300,000
£499,999
0
60
4% to 31/07/2016
3% to 31/07/2018
1.3% to 31/07/2019
3.04
31/07/2019
£999
£300,000
£499,999
60
75
4% to 31/07/2016
3% to 31/07/2018
1.5% to 31/07/2019
31 July 2015
FAI468
85
4% to 31/07/2016
3% to 31/07/2018
1.75% to 31/07/2019
31 July 2015
FAI128
95
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI093
120
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI094
3.49
4.09
4.09
31/07/2019
31/07/2019
31/07/2019
£999
£999
£999
£300,000
£300,000
£300,000
£499,999
£499,999
£499,999
75
85
95
Available to Halifax mortgage customers where their mortgage deal is coming to an end.
These products are not available to Consent to Lease customers.
Please note the loan availability is based on the total mortgage debt.
Fixed
Loans between £500,000 - £7,500,000
Product Type
2 year
Rate(%)
Fee
Available between
Min LTV (%)
Max LTV
(%)
ERCs
Complete By
Product Code
1.44
31/07/2017
£999
£500,000
£7,500,000
0
60
2% to 31/07/2016
0.7% to 31/07/2017
31 July 2015
FAI129
1.99
31/07/2017
£999
£500,000
£7,500,000
60
75
2.75% to 31/07/2016
0.9% to 31/07/2017
31 July 2015
FAI107
85
3% to 31/07/2016
1.1% to 31/07/2017
31 July 2015
FAI108
60
4% to 31/07/2016
3% to 31/07/2018
1.3% to 31/07/2019
31 July 2015
FAI469
31 July 2015
FAI470
2.34
2.44
4 year
Until
31/07/2017
31/07/2019
£999
£999
£500,000
£500,000
£7,500,000
75
£7,500,000
0
2.99
31/07/2019
£999
£500,000
£7,500,000
60
75
4% to 31/07/2016
3% to 31/07/2018
1.5% to 31/07/2019
3.44
31/07/2019
£999
£500,000
£7,500,000
75
85
4% to 31/07/2016
3% to 31/07/2018
1.5% to 31/07/2019
31 July 2015
FAI132
95
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI095
120
4% to 31/07/2016
3% to 31/07/2018
2% to 31/07/2019
31 July 2015
FAI096
Max LTV
(%)
ERCs
Complete By
Product Code
60
3% to 31/07/2016
2% to 31/07/2017
31 October 2015
FAI476
31 October 2015
FAI477
31 October 2015
FAI478
4.04
4.04
31/07/2019
31/07/2019
£999
£999
£500,000
£500,000
£7,500,000
£7,500,000
85
95
Further Advances
These products are not available for customers on Consent to Lease
Please note the loan availability is based on the additional borrowing amount.
Further advance applications will not be permitted within 6 months of completion of the original mortgage.
Fixed
Product Type
Rate(%)
3.89
2 year
Until
31/07/2017
Fee
£0
Available between
£10,000
£2,000,000
Min LTV (%)
0
3.89
31/07/2017
£0
£10,000
£2,000,000
60
75
3% to 31/07/2016
2% to 31/07/2017
3.89
31/07/2017
£0
£10,000
£2,000,000
75
80
3% to 31/07/2016
2% to 31/07/2017
Withdrawn Products - 16th March 2015
Acquisition
FAH968
FAI076
FAH969
FAI077
FAH974
FAI078
FAH975
FAI228
FAH977
FAI229
FAH978
FAI230
FAH979
FAI231
FAH980
FAI232
FAH998
FAI233
FAH999
FAI234
FAI007
FAI235
FAI008
FAI236
FAI009
FAI237
FAI010
FAI238
FAI011
FAI239
FAI012
FAI240
FAI013
FAI241
FAI014
FAI242
FAI017
FAI243
FAI018
FAI244
FAI019
FAI245
FAI020
FAI246
FAI021
FAI247
FAI022
FAI248
FAI025
FAI249
FAI026
FAI250
FAI027
FAI253
FAI028
FAI254
FAI029
FAI257
FAI030
FAI258
FAI031
FAI259
FAI057
FAI261
FAI058
FAI262
FAI065
FAI263
FAI066
FAI264
FAI067
FAI265
FAI068
FAI266
FAI071
FAI267
FAI072
FAI268
FAI073
FAI269
FAI074
FAI270
FAI075
FAI271
FAI272