Dear Friends, Thank you for your interest in the Wonders of Australia tour, October 11 - 23, 2015. hosted by Sammi Bjelland, KELOLAND TV 6 & 10 p.m. News Anchor. This fabulous vacation will be You'll appreciate these included Holiday Vacations Extra Value Features: Roundtrip airfare from Sioux Falls and Rapid City to Sydney, with return from Brisbane Excellent hotel accommodations with multiple overnight stays at Rydges World Square Hotel in Sydney, Pacific Hotel Cairns, O’Reilly’s Rainforest Guesthouse and Monaco Resort in Caloundra Australian experiences including the Sydney Opera House, Great Barrier Reef, Crocodile Hunter’s Australia Zoo and Australian Wildlife Hospital. Intriguing sightseeing attractions and highlights including Sydney city sights, Tropical Cairns and Noosa Eco Cruise 14 included meals featuring the Sydney Tower Revolving Restaurant and Sandbar Cafe Caloundra A professional Holiday Vacations Tour Director who will accompany you throughout the tour Expert Driver/Guides for our tours and sightseeing Guaranteed prices upon receipt of your deposit Complimentary Australia jacket $100 Travel Voucher for use on a future Holiday Vacations tour There's no better way to experience Australia's unique activities and must-see attractions than with Holiday Vacations. Our 42 years of experience and dedication to personalized service will assure you that this 13-day tour will exceed your expectations. Holiday Vacations' inclusive attractions, sightseeing, many meals and all accommodations as listed in our tour itineraries offer our guests extraordinary value. Due to the tremendous interest, we anticipate this tour to sell out quickly - book today! A risk-free deposit of only $200 will reserve your space and is fully refundable prior to final payment date. We look forward to having you travel with us! Sincerely, Courtney Nelson Tour Consultant Manager Holiday Vacations 1-800-826-2266 13 days | A ll a ir fa r e included! Wonders of October 11 - 23, 2015 with host Sammi Bjelland, KELOLAND TV 6 & 10 p.m. News Anchor Local Departur eS • Low Deposit • Guar anteed prices Wonders SAMMI Bjell a nd Sammi Bjelland anchors and reports for KELOLAND News at 6 & 10 p.m. She grew up in a small, rural town in central Iowa. After graduating high school, she headed south for college. She received her Bachelor of Arts degree, majoring in Broadcast Journalism, from Harding University in Arkansas. After college, she and her husband Jon headed back north. She worked as an evening anchor in Mankato, MN before moving to KELOLAND in 2012. Sammi loves to explore new places, especially local restaurants. She also enjoys cooking, biking, taking her dog Tucker to the park, and playing board games with friends. She has previously hosted Holiday Vacations’ Paris tour. Join Sammi and KELOLAND viewers on this amazing trip to Australia. Unique wildlife October 11 - 23, 2015 Additional dates may be available Days 1 & 2: Sy dney Bound Our journey begins with an included flight from Sioux Falls or Rapid City to the Los Angeles International Airport, where we board a Qantas overnight flight to the Land Down Under. Upon crossing the International Date Line, we lose a calendar day. Day 3: H a r bor Cruise Early this morning we arrive in Sydney, Australia’s largest, oldest and most cosmopolitan city. We’re introduced to Sydney’s sparkling waterfront playground during a delightful Captain Cook harbor cruise. Gain a glimpse of the Sydney Opera House and Harbor Bridge, the longest single span bridge in the world, sail past pristine parks, golden beaches and charming harborside neighborhoods. Afternoon finds us arriving at the Rydges World Square Hotel for two nights. Tonight become acquainted with your fellow travelers at a welcome dinner hosted by your Tour Director at the Cyren Restaurant. D Day 4: Sy dney Oper a House Today we discover this beautiful city with an expert local guide. We tour the famous Sydney Opera House and see many interesting landmarks, including the Queen Victoria Building, the Royal Botanic Gardens, Hyde Park, bustling Kings Cross and popular Bondi Beach. During our luncheon in the Sydney Tower Revolving Restaurant, we enjoy panoramic views of the harbor and city. Later there’s time to visit the attractions of Darling Harbor or The Rocks. Great Barrier Reef www.holidayvacations.net After lunch at Silky Oaks Lodge we will be treated to a guided rain forest walk visiting special places and culturally significant sites, past traditional bark shelters and over cool rain forest streams. Our experienced interpretive Indigenous guides demonstrate traditional plant use, identify bush tucker sources, share their dreamtime legends, explain the history of cave paintings and provide an enchanting narrative of the rain forest and their special relationship within this unique tropical environment. Enjoy three pleasant nights at the Pacific Hotel Cairns adjacent to the waterfront and the casino. All rooms feature balconies with superb views of the harbor and parklands. L of The ultimate touring experience featuring distinct accommodations, unique activities and must see attractions. 1-800-826-2266 Day 6: k ur a nda scenic Skyrail Rain Forest Cableway Darling Harbor is Sydney’s favorite destination for leisure and entertainment, with more than 40 restaurants, cafes, museums, theaters, parks and specialty shops. The Rocks is one of the most prestigious addresses in Sydney with its beautifully restored houses and buildings, spectacular views across the harbor and cobbled streets and pathways. B,L Day 5: Tropic a l C a ir ns This morning we fly to tropical Cairns in Far North Queensland. This is the gateway city to many of Australia’s natural wonders, including the Great Barrier Reef. We journey to Mossman Gorge located in Daintree National Park where nature displays magnificent rain forest cascading down to the boulder strewn Mossman River. Sydney Opera House tr a in & Sk y r a il Today we experience one of the most spectacular rail excursions in the world - the Kuranda Scenic Train. Our journey provides unsurpassed views of World Heritage listed rain forest, steep ravines and picturesque waterfalls within the Barron Gorge National Park. Upon arrival in Kuranda, there’s plenty of time to explore this fascinating mountaintop village and visit the Heritage Markets which are full of colorful and interesting arts and crafts. Later we descend the magnificent MacAlister Range on Skyrail, a 4.7 mile gondola cableway. Enjoy spectacular views of the rain forest, tropical Cairns, the Coral Sea and the lush Cairns Highlands as we glide over the rain forest canopy. B Day 7: G r e at Ba r r ier R eef & scenic helicopter ride Today we experience one of the highlights of our tour, a visit to the Great Barrier Reef. We cruise to Moore Reef located on the outer edge of the reef, the world’s largest living organism. The reef is one of Australia’s greatest national treasures and stretches more than 1,200 miles along the coast. We view vividly colored tropical fish and coral from the reef viewer, underwater observatory and glass bottom boat. Learn about the interesting fish and marine life that inhabit this underwater wonderland. Enjoy breathtaking sights of the Great Barrier Reef on an included scenic helicopter flight. Swim, snorkel or just relax in this beautiful marine setting. B,L Keyword: keloland Day 8: B r isba ne & L a mington Nationa l Pa r kS This morning we fly to Brisbane, the subtropical capital of Queensland and one of Australia’s most livable cities. Our tour takes us into the Brisbane city center, past many historical and significant architectural buildings, including City Hall, Parliament House and St. John’s Cathedral. We travel south to O’Reilly’s Rainforest Retreat located in the heart of one of the world’s great sub-tropical rain forests –World Heritage Lamington National Park. Enjoy a brief tour of the Retreat and facilities and get ready to explore the magnificent rain forest and its many attractions. Walk through the treetops on the famous Treetop Walk and inspect the extensive display of plants and flowers in the nearby botanical gardens. We overnight at O’Reilly’s Rainforest Retreat for two delightful nights. Enjoy the night sky with its remarkable clarity and beauty. Never before has the Southern Cross been viewed so majestically. O’Reilly’s is a stargazer’s dream. B,D Day 9: O’Reilly’s Retreat Start the day with O’Reilly’s famous bird walk and meet the hundreds of birds that feed each morning at the Retreat. During breakfast a rain forest guide will invite us to participate in the day’s guided activities. Guided walks, a four-wheel drive trip to magnificent locations and morning and afternoon tea are included. Tonight enjoy a nature presentation at the Retreat Theater or enjoy a guided walk to view nocturnal creatures such as possums, pademelons and glowworms. B,T,D Day 10: Crocodile Hunter’s Austr a li a Zoo We depart our secluded rainforest retreat and head north to the Sunshine Coast. The magnificent beaches along the Sunshine Coast make it a holiday destination for many Australians. We visit the Australia Zoo, situated in the shadow of the Glasshouse Mountains, home of legendary television personality, Steve Irwin the “Crocodile Hunter.” See colorful, soaring birds and those prehistoric legends, the big saltwater crocodiles in the Crocoseum. continued on back Kuranda Scenic Train Experience hands-on animal encounters like nowhere else in the world. Pet a koala, hand-feed kangaroos, wallabies and see emus, wombats, dingoes, cassowaries and kookaburras. We arrive at our oceanfront home for the next three nights, the deluxe Monaco Resort in Caloundra. Enjoy stunning views from large ocean facing balconies at our tropical resort. B Day 11: eumundi markets steve irwin’s Wildlife hospital This morning we visit the world famous outdoor markets in Eumundi. More than 350 market stalls showcase a wonderful mix of local produce, arts, crafts and fashion. We enjoy lunch at the Ginger Café in Yandina located on the grounds of the world’s largest ginger factory. Enjoy a stroll through acres of exotic plant-life with beautiful water features and browse the largest selection of Buderim Ginger products in the world! Later we have the unique opportunity to take a behind-the-scenes tour of Steve Irwin’s Australian Wildlife Hospital. Steve’s dream was to provide a lifeline for nature’s innocent victims providing sick, injured and orphaned wildlife with leading-edge treatment and rehabilitation before eventual release back to the wild. We will observe animals receiving treatment, converse with medical staff and learn more about Australia’s unique wildlife. The remainder of the afternoon is free to experience Caloundra’s charm and stroll along the coastal boardwalks beside Bulcock and Kings Beach. L Day 12: n oosa Eco-cruise This morning we follow the stunning coastline rimmed with wide stretches of clean, white sand beaches to Noosa. We experience the rich history and natural beauty that earned Noosa the title of Queensland’s first UNESCO biosphere. The Noosa Eco-Cruise provides spectacular views of beaches, mountains, birds and marine life. We enjoy a short guided walk to discover native plants, then reboard our vessel for a generous morning tea in the shadow of the National Park. There’s time to stroll along Noosa’s famous Main Beach and visit fashionable Hastings Street, home to the best in boutiques, renowned cafes and restaurants. We gather this evening for our special farewell dinner. D Day 13: Fond Fa r ew ell s This morning we bid farewell to Australia. We recross the International Date Line and return home with cherished memories. RESERVATIONs require a $200 per person deposit Printed in the U.S.A. ©Holiday Travel, Inc. SPACE FILLS QUICKLY, BOOK TODAY! For more information, to make a reservation, or to refer a friend, please call: 1-800-826-2266 Final payment is due July 29, 2015 Departure PointS: Your tour is fully refundable up to 76 days prior to departure. Sioux Falls Regional Airport Thank You! 2727 Henry Ave. | P.O. Box 87 | Eau Claire, WI 54702-0087 B15KELOQN Printed on recycled paper containing post-consumer waste. Sioux falls Rapid City Rapid City Regional Airport Extraordinary Itinerary Your Holiday Experience Includes • • • • • • • • • • • • • • Welcome dinner in Sydney at the Cyren Restaurant Sydney Tower Revolving Restaurant Tropical breakfasts in Cairns Lunch at Silky Oaks Dinners and breakfasts at O’Reilly’s Rainforest Retreat Dinner at Sandbar Café Caloundra Featured Accommodations • • • • 2 nights Rydges World Square Hotel, Sydney 3 nights Pacific Hotel Cairns 2 nights O’Reilly’s Rainforest Retreat 3 nights Monaco Resort, Caloundra No Hidden Costs No Costly Options Price Per Person ALL AIRFARE INCLUDED! Double...............$6799 per person Single...................7899 per person Triple subject to availability Deposit: $200 per person Final Payment: 75 days prior to departure Full refund 76 days prior to departure A valid U.S. passport is required for all U.S. citizens. Passport cards and enhanced driver’s licenses are NOT acceptable Eumundi Steve Irwin’s Australia Zoo Noosa 3 Caloundra Caloundra 3 2 Brisbane O'Reilly's Brisbane ALL AIRFARE International flights on Qantas Holiday Vacations Tour Director specializing in the South Pacific Experienced Driver/Guides Deluxe accommodations Baggage handling at hotels All fuel surcharges, government, airport & departure taxes included (Minimum value of $885) Complimentary South Pacific jacket $100 travel voucher for a future Holiday Vacations tour (Lamington National Park) 2 O'Reilly's 2 Sydney Call & speak with fic one of our South Paci y! da to consultants Motorcoach Flight Cruise Train 1 2 3 # of Overnights 26-22m66 1-800y–-8 Friday 7am to 7p Monda Saturday 9am to 1pm (Central Time) 14 Excellent Meals Featuring • Great Barrier Reef Reef Helicopter Kuranda Flight 3 Cairns • • • Attractions & Highlights • • • • • • • • • • Captain Cook Harbor Cruise Sydney City Sights Guided Sydney Opera House tour Sydney’s Darling Harbor Bondi Beach Tropical Cairns Cairns-Port Douglas Coastal Drive Daintree National Park Mossman Gorge Dreamtime Walk with indigenous guide Kuranda Scenic Train • • • • • • • • • • • Skyrail Rain Forest Cableway Cruise to the Great Barrier Reef Great Barrier Reef Scenic Helicopter Flight Reef Viewer & Glass Bottom Boat Brisbane ‘The Subtropical Capital’ Lamington National Park O’Reilly’s Rain Forest Treetop Walk Four-wheel Drive Guided Tours Guided bird & Glowworm walks Australia’s Sunshine Coast Crocodile Hunter’s Australia Zoo Eumundi Outdoor Markets Australian Wildlife Hospital Noosa Eco-Cruise Rainforest Exceptional Hotels Days 3&4 Rydges World Square Hotel Days 5, 6 & 7 Days Pacific Hotel Cairns O’Reilly’s Rainforest Retreat in Lamington National Park Accommodations Another special feature of Holiday Vacations Wonders of Australia tour are the fabulous accommodations. These high quality hotels have been carefully selected to match the caliber of experiences you’ll have while traveling with us. These properties are thoroughly inspected by Holiday Vacations to ensure they meet the expectations of our guests. Your comfortable room features all the modern amenities and provides you with a quiet and relaxing atmosphere after an exciting day of sightseeing. Monaco Resort Caloundra Days 10, 11 & 12 8&9 FREE TRAVEL SHOWS Holiday Vacations invites you to attend an informative travel show featuring the Wonders of Australia tour, October 11 - 23, 2015. This fabulous vacation will be hosted by Sammi Bjelland, KELOLAND TV 6 & 10 p.m. News Anchor. Join us for an audio/visual presentation of this fabulous tour. Learn about the exciting attractions and wonderful accommodations of this fascinating destination. Reservations are not necessary. Sioux Falls Watertown Tuesday, April 7 Tuesday, April 7 Country Inn & Suites 200 East 8th St. 10 a.m. & 1 p.m. Country Inn & Suites 3400 8th Ave. Southeast 7 p.m. Aberdeen Mitchell Wednesday, April 8 Wednesday, April 8 Holiday Inn Express Hotel & Suites 3310 7th Avenue Southeast 10 a.m. Holiday Inn Express 810 East Spruce St. 7 p.m. Rapid City Thursday, April 9 Holiday Inn 505 North 5th St. 2 p.m. & 7 p.m. GENERAL INFORMATION Guaranteed Prices Holiday Vacations’ published tour prices are based on the rates known at the time of publication and are expected to be in effect at the time of departure. Once we have received your deposit, your price is guaranteed, and any subsequent price increase is at our expense. Reservations Make reservations well in advance. Space requested by phone will be held for five business days, pending receipt of the required deposit by mail, telephone or in person. Reservations made after the indicated final payment due date must be paid in full at the time of reservation. A Deposit Of $200 Per Person A deposit must accompany all reservation requests. Personal check, money order, Discover, MasterCard or VISA are acceptable forms of payment. The deposit is fully refundable prior to the final payment due date. Hazardous Materials Federal law forbids the carriage of hazardous materials aboard aircraft in your luggage or on your person. A violation can result in five years imprisonment and penalties of $250,000 or more (49 U.S.C. 5124). Hazardous materials include explosives, compressed gases, flammable liquids and solids, oxidizers, poisons, corrosives and radioactive materials. Examples: Paints, lighter fluid, fireworks, tear gases, oxygen bottles, and radiopharmaceuticals. There are special exceptions for small quantities (up to 70 ounces total) of medicinal and toilet articles carried in your luggage and certain smoking materials carried on your person. For further information contact Holiday Vacations or visit faa.gov. Final Payment A balance due date and amount will be indicated on your tour invoice deposit receipt. We accept credit cards but appreciate final payments to be made by check or money order. Airport Departure Cities Departure cities are subject to change due to limited or discontinued airline service. The availability of airline seats may be limited from each departure city. Holiday Vacations reserves the right to provide ground transportation to or from a larger or alternate airport. Special Requests Individual requests must be made when booking. Requests for (non) smoking, special dietary needs, and adjoining, handicap accessible or other room types are subject to confirmation and cannot be guaranteed. Departure From Cities Not Listed You may request a departure from a city not listed. Holiday’s air department will determine the feasibility of your request and advise you of any additional cost, if applicable. Surcharges Included Tour prices are guaranteed and include airfare, federal taxes, airport security charges, airline segment fees, airport passenger facility charges and fuel surcharges, if applicable. International airfare also includes applicable airport fees and taxes assessed by individual countries. Airline luggage fees are an additional charge and are payable directly to the airlines at check-in. Land Only Price You may request a land only price. If the tour is purchased as land only, it will be your responsibility to meet the group at the arrival airport at the time designated by Holiday Vacations. If you prefer, you can join the tour at the first night’s hotel. Taxi or other airport transfer costs are not included for independent arrival or departure. Cancellation Fees Should you cancel your tour reservations for any reason, the following cancellation fees will apply: Motorcoach Tours (no flights) Written notice received Prior to final payment date Final payment date to 31 days prior to departure date 30 days to 48 hours prior to departure date Less than 48 hours prior to departure or after tour departure Cancellation fee Full refund $200 25% of tour price 100% of tour price Air Tours–Canada & Lower 48 U.S. Written notice received Prior to final payment date Final payment date to 35 days prior to departure date 34 days to 48 hours prior to departure date Less than 48 hours prior to departure or after tour departure Cancellation fee Full refund 25% of tour price 50% of tour price 100% of tour price International & Cruise Tours, Alaska, Rail, Hawaii Written notice received Prior to final payment date Final payment date to 46 days prior to departure date 45 days to 8 days prior to departure date 7 days or less to departure or after tour departure Cancellation fee Full refund 25% of tour price 50% of tour price 100% of tour price Note: If you are sharing a room and your partner cancels or leaves the tour en route, you will be responsible for the difference between the double and single accommodations tour price. Airline Seating Seat assignments are controlled by the airline. We will no longer solicit requests and seating cannot be guaranteed by Holiday Vacations. Award Miles Please be advised that some commercial airlines offer reduced award miles to travelers booked on a group reservation. Holiday Vacations is happy to submit your frequent flyer number to the airlines, but makes no guarantee that full mileage will be awarded. Persons Needing Special Assistance The ability to perform assorted levels of activity while traveling varies between each individual. Although we welcome your questions regarding the amount of activity on any tour, Holiday Vacations is unable to determine your travel health and fitness level. Please consult your doctor with questions when evaluating your ability to travel. Holiday Vacations is unable to provide attendant services. We strongly advise persons with special needs to travel with someone who can assist them. Tour participants requiring special assistance for other than personal needs must notify Holiday Vacations in writing to determine what assistance can be provided. Children traveling on tour must be at least eight years old and accompanied by an adult. Reservation Changes Requests for changes in flight schedules, early or extended hotel stays or for other eligible components of the tour should be made prior to the final payment date. A nonrefundable processing fee of $50 per person will apply for any change requested prior to the final payment date and $100 per person for any change requested on or after the final payment date. These fees are in addition to any costs or penalties from suppliers. Insurance Holiday Vacations recognizes the value and importance of travel insurance for our customers. We offer an optional Travel Protection Plan, which includes accident and sickness coverage, baggage protection, trip interruption and cancellation insurance. An insurance brochure will be sent with your tour invoice deposit receipt or may be requested in advance. For your convenience, the insurance premium is included on your tour invoice. Processing fees for a voluntary change in airport departure or for other requested changes are not covered by this insurance. Insurance must be paid for on or before your final payment due date. solo Travelers Holiday Vacations welcomes solo travelers. We will try to assist in arranging a roommate for any person wishing to share accommodations at the double occupancy tour rate. Should a shared arrangement not be available, the single price applies. Cruise Line Charges Additional fees applied by the cruise lines are not included in your tour price. These fees include but are not limited to: daily service charge for cabin & wait staff, specialty restaurant cover charges and optional shore excursions. Triple & Quad These accommodations are usually in rooms with two double beds. A rollaway bed or cot is subject to availability on a request basis. Photography & Video on Tour Holiday Vacations reserves the right to take photographs and/or videos on any of its tours and to use such records for promotional and/or commercial purposes. Reservation Name/Identification The requirement to collect your date of birth, gender and full name as it appears on the government issued photo identification you will use on your tour is federally mandated by the Transportation Security Administration. TSA’s privacy policy as well as additional details, can be found at www.tsa.gov using the keywords Secure Flight. Passport Required It is Holiday Vacations’ policy that all tours traveling outside of the United States require a valid U.S. Passport in the form of a Passport book. Your Passport must be valid for 6 months from the end date of your tour. Passport cards and enhanced driver’s licenses are NOT acceptable forms of identification for any Holiday Vacations tour traveling outside of the United States. Tour Documents Tour packets will be mailed at least ten days before your tour departure date. This material includes tour pickup location and time, a tour itinerary, hotel list and luggage tag. Gratuities Tips for all the included features of your tour (baggage handling, included meals, etc.) will be taken care of by your Tour Director. Tips for meals on your own or for other services are at your discretion. Customary tips for the Tour Director & Driver are on a voluntary basis and given individually. Suggested gratuities will be provided with your tour documents. Train Routes & schedules Please note that train schedules and/or routes are subject to change by railroad passenger services. No liability shall be incurred by Holiday Vacations for subsequent changes to train schedules and/or routes. On tour, each person is allowed one suitcase which will be handled for you at hotels. In addition, you may carry a small bag aboard. Carry-on articles are the responsibility of each person. Carry-ons that do not fit in the overhead compartments may be charged as an additional piece of luggage. Additional pieces of luggage will be handled for you at hotels at a cost of $4 per bag, per day or at the cost specified for some tours. Though every effort will be made to safeguard your baggage, Holiday Vacations accepts no liability for loss or damage. Responsibility Tours are arranged and operated by Holiday Travel, Inc., d/b/a Holiday Vacations, 2727 Henry Ave., P.O. Box 87, Eau Claire, WI 54702. Holiday Vacations and their agents act only as an agent for such other parties, firms or corporations providing services herein. No liability shall be incurred by Holiday Vacations, their agents, presenters or co-sponsors because of injury, loss, delay or other complication experienced by tour participants. Holiday Vacations reserves the right to correct printing errors, to make any changes or alterations in the printed itineraries, dates, routings, hotels or in included features prior to or during the tour, necessary for the smooth and efficient operation of the tour. The hotels used may change without notice. Holiday Vacations reserves the right to accept, decline or retain any person as a participant of these tours. Checked Luggage (Not to exceed 62” total dimensions) Carry-On Purse, Tote, Camera Bag, Backpack (Not to exceed 8” x 14” x 20”) Width Height European Air Conditioning Please note that air conditioning is not a standard feature in European hotels and restaurants. Those that offer air conditioning may not produce the amount of cool air you are accustomed to at home. directly to the airlines. An excess fee or handling charge may be collected by the airlines for each piece over the designated allowance and for oversize or overweight baggage. Luggage The cost of checking luggage with the airlines is the responsibility of each guest. This cost, if any, will be charged by the airlines when checking luggage for your flight and is payable Length United states Tour Operators Association $1 Million Travelers Assistance Program Holiday Vacations, as an Active Member of USTOA, is required to post $1 Million with USTOA to be used to reimburse, in accordance with the terms and conditions of the USTOA $1 Million Travelers Assistance Program, the advance payments of Holiday Vacations customers in the unlikely event of Holiday Vacations bankruptcy, insolvency or cessation of business. Further, you should understand that the $1 Million posted by Holiday Vacations may be sufficient to provide only a partial recovery of the advance payments received by Holiday Vacations. More details of the USTOA Travelers Assistance Program may be obtained by writing to USTOA at 345 Seventh Avenue, Suite 1801, New York, New York 10001, or by email to information@ustoa.com or by visiting their website at www.USTOA.com. ALASKA TRAVEL INDUSTRY A S S O C I A T I O N
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