Membership Matters The Official Publication of Membership Services Volume 2, Issue 51, April 2015 Passion Honor Integrity Sportsmanship Pride 100 Avenue Of The Champions Palm Beach Gardens, FL 33418 PHONE: (800) 474-2776 FAX: (561) 624-8439 http://www.PGALinks.com 2015 MEMBER BUSINESS CENTER VIDEOS are now available. Along with the ten (10) videos from the 2014 PGA Merchandise Show Member Business Center Theatre that are currently available for viewing and earning up to 19 PGA Required credits; provided the assessments are passed at 70%, an additional nine (9) videos from the 2015 Merchandise Show Member Business Center Theatre have been added to PGALinks.com/PGA.org. These additional nine (9) videos are each worth two (2) PGA Required credits; provided the assessments are passed at 70%. This will give Members more opportunities to earn PGA Required credits toward fulfilling their Cycle 14A requirements. As of April 7, 2015, there are 19,370 Members required to earn MSR credits. Of those, 12,963 or 66.9% have met their full and complete requirements. That leaves 6,407 Members (33.1%) who still need to earn credits from either the PGA Required category, or from the Total MSR category or some from both categories. Cycle 14 A ends as of June 5, 2015. FY 15/16 ANNUAL DUES BILLING- The invoices for FY15/16 annual PGA dues billing will be available on PGALinks.com/PGA.org the week of May 4, 2015. Each individual with an email address will receive a notification by email advising them that the invoices are available. Once an individual logs on, there will be an active dues billing link with the dues balance displayed that will take them to the secure website to view, print and/or pay the annual dues. Those persons without an email address will receive a printed invoice by mid-May. 2015 Annual Operations Survey - Your Input Needed The 2015 Annual Operations Survey is now available to the highest ranked PGA Professional at each facility, or to any Professional with proxy rights through PerformanceTrak. In addition to earning up to 2 MSR credits by completing the survey by June 10, 2015 (Provided the maximum for this category has not been met), PGA Professionals will also benefit with important research data that can help: • Benchmark your facility's performance with other "like" facilities in your region of the country. • Obtain your own customized reports. • Prepare for your annual budgeting process Please either click here or log in to PGA.org and participate in the 2015 Annual Operations Survey today! 33rd PGA Grand Slam of Golf to be Hosted by Trump National Golf Club – Los Angeles The 2015 PGA Grand Slam of Golf will be conducted Oct. 19-21 and is part a multi-year agreement between the PGA of America and the Trump Organization. In addition, PGA Grand Slam week will feature the 2015 PGA Junior League Golf Championship, Oct. 17-19. Complete Media Release Remember, apprentices will be billed for Term Life Insurance that become effective July 1, 2015 at an annual cost of $34. Therefore, all apprentices will see an increase in their annual dues invoice. Assistance from the Section is always appreciated with these major projects. Your continued review and approval of employment, class and/or Section changes in a timely manner will be most welcome. As you know, members and apprentices are billed based upon where they are located and what they are doing as of May 1. 2015 PGA FASHION AND DEMO EXPERIENCE will be held in Las Vegas, NV again this year from August 17 – August 19, 2015. Demo Day will be Monday, August 17 followed by the PGA Fashion & Demo Experience Conference and Exhibits on Tuesday & Wednesday, August 18-19, 2015 at The Venetian Hotel. Go to http://www.pgalasvegas.com/ for additional details and to pre-register. MEMBERSHIP MATTERS Volume 2, Issue 51, April 2015 MEMBERSHIP MATTERS Volume 2, Issue 51, April 2015 Registration opens through PGA.org on the dates noted below: Section PGA Professional Championship presented by Club Car, Mercedes-Benz and OMEGA; supported by Titleist/ FootJoy, Nike Golf, TaylorMade Golf Company and PGA Tour Entry information is available May 2015 Registration begins May 27, 2015 Entry deadline is 5:00 p.m. (EDT) on Tuesday, July 7, 2015 Section Senior PGA Professional Championship supported by Mercedes-Benz Entry information is available May 2015 Registration begins June 3, 2015 Entry deadline is 5:00 p.m. (EDT) on Tuesday, July 14, 2015 National Car Rental Section PGA Assistant Championship Entry information is available May 2015 Registration begins June 10, 2015 Entry deadline is 5:00 p.m. (EDT) Tuesday, July 21, 2015 What your employer expects you to know PGA PerformanceTrak: Monthly Rounds and Revenue Reporting Employers expect you to know where you stand in relations to the market. In only minutes each month, you can report and compare your facility’s performance through PGA PerformanceTrak and provide sound business information to help drive your facility’s bottom line. • Demonstrate your expertise to increase your credibility and industry knowledge • Benchmark your facility’s performance and identify areas that may be under performing • Generate reports that showcase your business and support future budgeting efforts PGA Professionals can earn MSR credit by participating online. Don’t miss out on this valuable service. If you are the highest ranked PGA Professional at your facility, click here to submit your data. If you wish to participate in this service on behalf of your highest ranked PGA Professional, ask them to click here to assign access to you. Whether you are open or closed in a given month, it is important that you continue to enter this data online. HOW CAN WE HELP? Contact us by phone at: (800) 477-6465 Ext. 8574 or by email at: PerformanceTrak@pgahq.com MEMBERSHIP MATTERS Volume 2, Issue 51, April 2015 Scheduled Membership Elections May 13, 2015 June 10, 2015 July 1, 2015 August 5, 2015 September 2, 2015 * Schedule subject to revision Registration is now open for all seminars through June 2015. Registration will close when maximum enrollment has been met or when the deadline date has been reached. The PGA reserves the right to cancel any program that does not meet minimum registration. If you find it necessary to transfer or cancel your registration, a fee of $300 plus airline ticket change fees will be charged. Fee: $2000 payable by American Express, MasterCard or Visa. The fee includes round trip air travel and ground transportation to the PGA Education Center, lodging for six nights at the Hilton Garden Inn, continental breakfast and lunches and five days of seminars Call PGA Membership at 1.800.474.2776 to register for the session you would like to attend. Please refer to the dates, event # and level. You must register by the registration deadline listed above. Have available your credit card information, name of the airport from which you would like to travel, your name as it appears on your official identification document (for airline security reasons) and your current email address. You will share a room with another apprentice attending the session. A limited number of single rooms are available at an additional fee collected during the registration process. Single room fees are non-refundable. (6/27/2014) MEMBERSHIP MATTERS Volume 2, Issue 51, April 2015 General Management Derek C. Buckley, PGA Bethesda, MD Player Development Robert A. Gueringer III, PGA Alexandria, LA Donald A. Strassner, PGA Pittsburgh, PA Golf Operations Christopher J. Allen, PGA San Antonio, TX Jonathan E. Davis, PGA West Palm Beach, FL Aaron J. Guy, PGA Briarcliff Manor, NY Christopher M. Harris, PGA Cincinnati, OH Andrew E. Jordan. PGA Canton, MA Jeffrey M. Kleinman, PGA Cazenovia, NY Michael P. Miller, PGA North Reading, MA Ronald S. O’Brien, PGA Frisco, TX Scott R. Pansch, PGA Shakopee, MN Jacob A. Spott, PGA Anniston, AL Teaching & Coaching E. Michael Dickson, PGA Stevensville, MD Lance A. Houghton, PGA Easton, MD Michael K. Little, PGA Landsale, PA Reynaldo Padilla, PGA Columbia, SC Joseph C. Plecker, PGA Baltimore, MD Mark Steinbauer, PGA The Woodlands, TX Your Home Can Lend You Some Extra Money! Open a Home Equity Line of Credit with a minimum draw of $10,000 by April 30, 2015, & lock-in a rate as low as 3.00% APR for 12 months!** Thinking about home renovations, tuition, vacation, or other expenses? Now is a great time to take out a Home Equity Line of Credit. Rates are as low as 3.00% APR for the first year when you take an initial draw of $10,000 or more at account opening. Home Equity Lines without the minimum draw at closing can lock-in a rate as low as Prime plus .75% (currently 4.00% APR)! ♦ ♦ ♦ ♦ No closing costs* AND no application fees or annual fees! Interest-only payment option, potential tax benefits,* and up to 80% of your home’s value Preapprovals in less than a day, and your account is accessible 24/7 Convenient repayment options Apply online at: http://mortgage.ibmsecu.org * APR = Annual Percentage Rate. Rate of 3.00% APR is based on $100,000 loan at 80% loan-to-value, a credit score of 730 or higher and a $10,000 draw at closing. Minimum credit score for Home Equity Line of Credit (HELOC) is 660. Prime rate as of February 1, 2015 is 3.25%, subject to change monthly based on market conditions. HELOC must be funded by June 30, 2015, to qualify for promotional offer. Loan rate is variable: Maximum rate is 18.00%. For full details on the variable rate features or other terms, contact a Mortgage Advisor. Consult your tax advisor on potential tax benefits. Offer available on owner-occupied homes. No closing costs feature available on loans up to and including $100,000. In certain circumstances, borrower may need to pay for appraisal and/or title fees and property and flood insurance may be required. If your HELOC is discontinued within 3 years, a surrender fee may be charged. Loans not available in Texas. EQUAL HOUSING LENDER – We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. ** Must maintain a $10,000 average balance for the first 30 days. MEMBERSHIP MATTERS Volume 2, Issue 51, April 2015 When It Comes To Loans, We Mean Business! Apply for a Business Loan between April 1 and April 30, 2015, and we’ll waive your document prep fee, up to a $300 value!* Your business is growing. Your financial solutions should be simple and unique. IBM Southeast EFCU understands your needs. We are dedicated to your success. Whether you need a commercial real estate loan, vehicle loan, or business line of credit, our Commercial Lending experts know your local challenges and opportunities and can help you get the right loan for your needs so that you can succeed! Buy your perfect business structure with our Commercial Real Estate Loan.* We offer a variety of loans for the purchase, refinance, or improvement of your property. We’ll make owning a reality for you. Benefits include: ♦ ♦ ♦ ♦ ♦ Up to 80% loan-to-value Terms of 5 and 10 years and amortization up to 25 years Variable or fixed rates Up to 75% financing for investment property No prepayment penalty Whether you are a small, home-based business or a large nationwide corporation, we’re committed to your growth, needs, and success. Our Commercial Lending products* include: ♦ ♦ ♦ ♦ ♦ ♦ ♦ Business lines of credit Letters of credit Term loans for equipment, expansion, and working capital Business vehicle loans Business Visa® credit cards Payroll services** Merchant processing** Apply Today! For more information, visit ibmsecu.org or contact us at businessloans@ibmsecu.org, 800.873.5100, ext. 8799 or 561.982.4700, ext. 8799. * Document Preparation Fee waiver valid for commercial loan applications received April 1 – April 30, 2015. Commercial products and services including business loans, are offered by IBM Southeast EFCU through non-affiliated, third-party providers. Contact a Commercial Lending Advisor for more information on the rates, terms, fees and conditions that may apply. Credit subject to approval and Credit Union Membership required for business account eligibility. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. ** Services provided by non-affiliated, third-party vendors. Plus, Enter Our April Facebook Giveaway! One Lucky Person Will Win a $50 Amazon.com Gift Card! Your Credit Union’s Facebook page is a great channel for Credit Union information. “Like” us today and find: ♦ Educa onal ar cles and links ♦ Links to our YouTube channel and videos ♦ Monthly promo ons and special discounted products ♦ Monthly giveaways ♦ Informa on on branch closings or special hours ♦ And more Connect with IBM Southeast EFCU on Facebook and enter to win our giveaway this April. One lucky person will win a $50 Amazon.com Gift Card! One winner will be randomly chosen at the end of the month. Enter by clicking the below link or on the Giveaway icon on our page. Good luck! www.facebook.com/ibmsecu For more information, visit ibmsecu.org or contact us at serviceplus@ibmsecu.org, 800.873.5100 or 561.982.4700. * IBM Southeast EFCU is giving away (1) $50 Amazon.com Gift Card during the month of April 2015. No purchase necessary. One winner will be randomly selected at the end of April from all those who enter the giveaway on IBM Southeast EFCU's Facebook page. Winner will be notified by May 9, 2015, via email and will be announced on Facebook. Winner must respond to the congratulations email within 30 days or forfeit prize. Must be at least 18 years old to be eligible for drawing. Credit union employees and previous winners not eligible. Offer subject to change without notice. Facebook is a registered trademark of Facebook, Inc., and is not affiliated with IBM Southeast EFCU. MEMBERSHIP MATTERS Volume 2, Issue 51, April 2015
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