Application and Solicitation Disclosure
CLASSIC MASTERCARD/GOLD MASTERCARD/PLATINUM MASTERCARD F1 APPLICATION AND SOLICITATION DISCLOSURE Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases Classic MasterCard 12.75% F2 Gold MasterCard 9.90% F3 Platinum MasterCard 7.90% F4 APR for Balance Transfers Classic MasterCard 12.75% F5 Gold MasterCard 9.90% F6 APR for Cash Advances Platinum MasterCard 7.90% F7 Classic MasterCard 12.75% F8 Gold MasterCard 9.90% F9 How to Avoid Paying Interest on Purchases For Credit Card Tips from the Consumer Financial Protection Bureau Platinum MasterCard 7.90% F10 Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. Fees Transaction Fees 1.00% F11 of each transaction in U.S. dollars - Foreign Transaction Fee Penalty Fees Up to $25.00 F12 - Late Payment Fee Up to $25.00 F13 - Returned Payment Fee How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Effective Date: The information about the costs of the card described in this application is accurate as of April F14 1, 2015 . This information may have changed after that date. To find out what may have changed, contact the Credit Union. OTHER DISCLOSURES Late Payment Fee Returned Payment Fee ©CUNA Mutual Group 2009, 10, 12 All Rights Reserved F15 or the amount of the required minimum payment, whichever $25.00 is less, if you are ten or more days late in making a payment. F16 or the amount of the required minimum payment, whichever $25.00 is less. D42BP2 (MXC403 CCM003)-e
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