1. finance
2. personal finance
3. financial planning

presents
The 15th Annual
Symposium & Exhibition
Attend
Learn
Grow
W
e are pleased to
announce that the FPA
of Long Island’s 15th
Annual Symposium
will be held on Friday, October
31st at the Crest Hollow Country
Club in Woodbury, NY!
Each year, the Financial Planning
Association works diligently with
their committee members, volunteers,
and sponsors to host and provide
this annual symposium dedicated to
enriching and advancing the skills,
knowledge, and overall practice of
the financial planning profession.
Aside from receiving up to 8 CFP® and/or CPA credits
and up to 5 New York State life insurance credits. It is our hope that
you walk away with a better understanding of a particular regulation, an
enlightened idea, or an approach for a targeted market, or a new planning
method that will allow you to better serve your clients and enhance your
financial planning practice.
I am so proud and pleased with this year’s line-up of speakers. Our Tax
Update Session begins our conference day with a presentation by Richard
Bloom, CPA, FPS, MST, Partner, and Michael Rudegeair, CPA, CFP®, Senior
Tax Manager, with the firm WeiserMazars. Matthew Baker, Vice President of
Capital Markets Strategy Group at Fidelity, will discuss investment themes
for the coming year in the Opening General Session. During our Luncheon
Session you will hear John Diehl, CFP®, CLU®, ChFC®, Senior Vice President
of Strategic Markets for Hartford, discuss the new face of retirement planning
that will help people prepare to live well in older age.
In addition to our nationally recognized Keynote Speakers, we have a
treasure of presentations for your selection within our breakout and post
conference sessions – look through the detailed agenda within this brochure
for more information.
Plan to attend our 15th Annual Symposium & Exhibition – join fellow
financial planners, exceptional speakers and inspiring experts in the financial
planning field.
Please join the conversation and let us know your thoughts and comments
about this year’s symposium. You can connect with us on Facebook, LinkedIn,
or send an email to fpali@optonline.net and give us your input.
I would like to extend my gratitude to Janet Cino, our chapter administrator,
our committee members, our volunteers, and all our generous sponsors,
whose dedication and efforts make this symposium possible.
Sincerely,
Craig J. Ferrantino, CWS®
2014 FPA LI Symposium Chair
Richard J. Bloom, CPA, PFS, MST
Partner
Richard has more than 20 years of experience delivering
specialized personal tax and financial planning services to
high net worth individuals, including closely held business
owners, executives, and hedge fund managers. He provides
tax consulting; income and estate tax planning; federal, state
and local tax compliance services; and representation before
federal and state tax authorities for such individuals. Richard works with clients
on multi-generational tax planning, philanthropic planning, wealth preservation
strategies, and risk management.
Prior to joining WeiserMazars, Richard held senior executive positions at
two prominent family office advisory firms and was National Leader of Trusts
and Estates at a major accounting firm. He has over 17 years of Big 4 personal
financial planning experience.
Richard received his Bachelor of Science in Accounting from the University of
Delaware and his Master of Science in Taxation from Seton Hall University.
Michael F. Rudegeair, CPA, CFP®
Senior Tax Manager
Michael has over 15 years of experience as a tax and
wealth adviser for high-net-worth individuals, trusts, estates,
and private foundations. He provides income tax consulting
(including personal and fiduciary income tax); transfer tax
consulting (including gift, estate, and generation-skipping
transfers); federal, state and local tax compliance services;
representation before federal and state tax authorities; and
trust administration services.
Prior to joining WeiserMazars, Michael worked for a multi-family office and
two regional accounting firms. His clients include individuals, multi-generational
families, family trusts, family limited partnerships, and private foundations, with
net worths between $20M and $135M.
Michael received his Bachelor of Science in Ag. Economics (Business
Management) from Cornell University, a Certificate in Accounting from Hofstra
University, and a CFP Certificate from New York University’s School of Continuing
and Professional Studies.
Preconference Keynote Speakers
Sponsored by WeiserMazars
Matthew S. Baker
Vice President, Capital Markets Strategy
Mr. Baker is vice president, Capital Markets Strategy
Group at Fidelity Financial Advisor Solutions, a division
of Fidelity Investments. Fidelity Investments is a leading
provider of investment management, retirement
planning, portfolio guidance, brokerage, benefits
outsourcing, and other financial products and services
to more than 20 million individuals, institutions, and
financial intermediaries.
Mr. Baker joined Fidelity in 2007. He previously
was chief investment officer at Edge Research LLC, a
boutique investment management firm in Princeton,
New Jersey. He also worked at Alliance Bernstein
as a Senior Portfolio Manager. Mr. Baker began his
financial services career in 1987 as an options market
maker in Philadelphia, after working for Boeing as an
aeronautical engineer.
Mr. Baker is a CFA charterholder. He graduated from
Princeton University with a B.S. in Mechanical and
Aerospace Engineering.
Opening Keynote Speaker
Sponsored by Fidelity
John Diehl, CFP®, CLU®, ChFC®
Senior Vice President, Strategic Markets
John Diehl is senior vice president of Strategic
Markets for Hartford Funds. In his current position,
John and his team are responsible for engaging
and educating both financial advisors and their
clients about current and emerging opportunities
in the financial-services marketplace.
These
opportunities range from tactical strategies in areas
such as retirement-income planning, investment
planning, and charitable planning, to anticipating
and preparing for long-term demographic and lifestyle changes. John also
oversees Hartford Funds’ relationship with the Massachusetts Institute of
Technology AgeLab.
In 1988 John joined PLANCO, a financial products wholesaling firm,
and was promoted to assistant vice president in 1991 and vice president
in 1997. In 1998, PLANCO became part of The Hartford. John was
promoted to senior vice president in 2007 while he led The Hartford’s
Retirement and Wealth Consulting Group, working to build awareness
and knowledge of retirement challenges and the latest planning strategies
to address them. In 2012, John joined Hartford Funds.
John has been widely quoted in both consumer and trade publications
such as the Wall Street Journal, Financial Planning, and On Wall Street;
he has also appeared as a featured guest on CNBC and Bloomberg
Television, discussing his views on retirement-related topics.
John attended Moravian College in Bethlehem, Pennsylvania, where he
earned a bachelor’s degree in economics. He has earned his CERTIFIED
FINANCIAL PLANNER™ (CFP®), Chartered Financial Consultant
(ChFC®), and Chartered Life Underwriter (CLU®) designations. In
addition, he is also FINRA Series 6, 7, 63, and 26 registered and holds a
life and variable insurance license.
Luncheon Keynote Speaker
Sponsored by HartfordFunds
2014 Symposium Sponsors
Platinum Level Sponsors
Fidelity Investments
HartfordFunds
WeiserMazars LLP
Gold Level Sponsors
Allianz
American Funds
American Portfolio Financial Services
ICON Investments
Lincoln Financial
Morningstar Investment Services
Mortgage Lending Direct
Nationwide Financial
New York Long Term Care Brokers, Ltd.
NEXT Financial
Silver Level Sponsors
Prudential Annuities
Access Brokerage Services
Ronald Fatoullah & Associates
Advisors Asset Management
Vanguard
AMP Strategies
Walton International Group
Charles Schwab Advisor Services
Columbia Management
Crump Life Insurance / John Hancock
Halliday Financial
Invesco
Investacorp, Inc.
Jackson
Principal Funds
Security Benefit
SEI Investments
SterlingRisk
TD Ameritrade Institutional
Transamerica
2014 FPA of Long Island Annual Symposium & Exhibition
Crest Hollow Country Club October 31, 2014
AGENDA
7:30 AM
Registration
8:00 AM – 9:00 AM
Pre-Conference
Federal & NY Individual Income
and Estate/Gift Tax Landscape
9:00 AM – 10:00 AM
General Session
Welcome & Announcements
Investment Themes for 2014
10:00AM – 11:00 AM
Break
Break in Exhibit Hall and
Continental Breakfast
11:00 AM – 11:50 AM Breakout Session 1
Asset Protection: Elements and
Strategies for Safeguarding Wealth
11:00 AM – 11:50 AM Breakout Session 1 Managing Healthcare Costs in Retirement
11:00 AM – 11:50 AM Breakout Session 1 Advisors Gamma
11:00 AM – 11:50 AM Breakout Session 1
Elder Law and Estate Planning:
The Basics and Beyond
11:50AM – 12:20 PM
Break
Break in Exhibit Hall
12:20 PM - 1:10 PM
Breakout Session 2 Planning with Social Security
12:20 PM - 1:10 PM
Breakout Session 2 Dynamic Retirement Spending Strategies
12:20 PM - 1:10 PM
Breakout Session 2
Reverse Mortgages as a
Retirement Planning Tool
12:20 PM - 1:10 PM
Breakout Session 2
Investment Strategies – Focus on the
Fundamentals of the Future
1:10 PM – 2:40 PM
General Session
Luncheon and General Session
Quality of Life
2:40 PM – 3:10 PM
Break
Break in Exhibit Hall – Dessert & Coffee
3:10 PM – 4:00 PM
Breakout Session 3
Planning Opportunities with
IRAs and Qualified Plans
3:10 PM – 4:00 PM
Breakout Session 3 Invest in real Estate Like an Institution
3:10 PM – 4:00 PM
Breakout Session 3
Buying and Selling a
Financial Planning Practice
3:10 PM – 4:00 PM
Breakout Session 3
Sustainable Investing Not Yesterday’s
Socially Responsible Investing
4:10 PM – 5:00 PM
Post Conference 1
The Changing LTC Planning Spectrum:
A Case Study Review
5:10 PM – 6:00 PM
Post Conference 2
Estate Planning with Annuities
FPA of Long Island Symposium Agenda
Friday, October 31, 2014
7:30 AM
Registration Desk Opens
8:00 - 9:00 AM Pre-Conference Session Federal and New York Individual Income and
Estate/Gift Tax Landscape
Speakers: RICHARD BLOOM, CPA, FPS, MST and
MICHAEL RUDEGEAIR, CPA, CFP®
The session will cover the federal and New York individual income and estate/
gift tax landscape. Included will be a discussion of the current tax rates, exemption
amounts, net investment income tax, recent developments, and ideas to consider as
part of year end income and estate tax planning.
(1 CE credit for CFPs and/or CPAs)
9:00 - 10:00 AM Welcome and Announcements
Opening General Session – Investment Themes for 2014
Keynote Speaker: MATTHEW S. BAKER, CFA
Matthew Baker is vice president, Capital Markets Strategy Group (CMSG) at
Fidelity Financial Advisor Solutions, a division of Fidelity Investments. CMSG is
tasked to provide independent analysis and insights into the capital markets. He is an
investment strategist representing mutual fund management across all asset classes to
the national institutional intermediary channel, including brokerage, insurance and
registered investment advisors. His specialties include equity portfolio management,
quantitative research, and marketing.
In this presentation Mr. Baker will discuss themes for the coming year. His
discussion points will include an economic outlook for the United States; an argument
for a secular bull breakout, and where the housing market could be headed. Learn
how the surge in U.S. crude oil production and low cost natural gas will stimulate
our economy and help us approach energy independence.
Many U.S. manufactures are bringing jobs back home. How many??? How about
2-3 million over the next decade? Learn which companies and industries have already
announced plans, and how 3-D printing is changing the way many ‘things’ are made.
These are a few of the themes discussed in this presentation, learn what they believe
is coming and what it means to your portfolios.
(1 CE credit for CFPs and/or CPAs)
10:00-11:00 AM Break 1 – EXHIBIT HALL OPEN
Visit with our Partners and Enjoy a Continental Breakfast
11:00 -11:50 AM Breakout Session 1 – Select One
Asset Protection: Elements and Strategies for Safeguarding Wealth
Speaker: WALDEAN WALL, ChFC, MSFS, CTS
This course will provide insurance professionals a general understanding of
common practices when dealing with asset protection issues. An overview of asset
protection concepts includes the importance of this type of protection, different types
of liabilities, definitions, and discussion of ethical means of protecting financial and
other types of assets. Basic strategies are covered, including using insurance as a
tool that transfers risk, a discussion of different aspects of bankruptcy protection in
relation to assets, common ownership methods. Finally, advanced strategies such as
business entity planning and how different types of trusts may offer asset protection
benefits are presented.
(1 CE credit for CFPs and/or CPAs and/or 1 NYS Insurance CE - NYCR-245139)
Managing Healthcare Costs in Retirement
Speaker: GRETCHEN S. MILLER, MBA, CFP®
The cornerstone of retirement income planning is creating predictable and
sustainable streams of income to cover essential expenses in retirement. One of
those expenses is healthcare. Increasing medical costs, longer life expectancies,
elimination of employer provided retiree health plans and the uncertainty of
Medicare makes healthcare a critically important aspect of retirement planning.
Topics of this presentation will include: understanding and estimating healthcare
costs in retirement; what Medicare covers, and what it doesn’t, and what it costs; the
new healthcare laws under the Affordable Care Act; and strategies to manage and
cover healthcare costs in retirement.
(1 CE credit for CFPs and/or CPAs and/or 1 NYS Insurance CE - NYCR-245573)
Advisors Gamma: How intelligent financial planning
decisions can result in better retirement income outcomes.
Speaker: PETER DUGERY
This presentation will introduce a concept called “Gamma,” which is designed
to measure the additional expected retirement income achieved by an individual
investor making intelligent financial-planning decisions. A retiree faces a number
of risks during retirement, some unique to retirement planning and not concerns
during accumulation. We will explore five factors that can provide Gamma to a
retiree’s portfolio: (1) total wealth asset-allocation; (2) dynamic withdrawal strategy;
(3) annuity allocation; (4) asset location and withdrawal sourcing; and (5) liabilityrelative optimization.
(1 CE credit for CFPs and/or CPAs)
Elder Law and Estate Planning: The Basics and Beyond
Speaker: RONALD FATOULLAH, ESQ.
This session will focus on the basic concepts of elder law and estate planning that
every financial advisor should be aware of. It will also bring attendees up to date on
the latest trends and changes in the law. Topics will include Medicaid mandatory
managed care, NYS estate tax changes and a review of the latest cases.
(1 CE credit for CFPs and/or CPAs)
11:50 AM-12:20 PM
Break 2 – EXHIBIT HALL OPEN
Visit with Exhibitors – Network Time – Coffee Break
12:20 - 1:10 PM Breakout Session 2 – Select One
Planning With Social Security
Speaker: PETER CHANDLER, CFP®, MBA
This course is designed to give the financial/insurance professional a clear
understanding of the importance of Social Security as the foundation of every retirement
plan. The course will review the following: Background of Social Security (OASDI); The
various OASDI Programs; Eligibility Criteria and How to Calculate Benefits; Strategies
to Maximize benefits for Singles and Married Couples (Case Studies); Use of Annuities
and IRAs to Maximize Social Security Benefits; and Taxation of Social Security Benefits.
(1 CE credit for CFPs and/or CPAs and/or 1 NYS Insurance CE – NYCR-236417)
Dynamic Retirement Spending Strategies
Speaker: MARIA BRUNO, CFP®
Presentation will address key themes that advisors are hearing from their clients
who are retired, or approaching retirement. These include portfolio strategies ranging
from how to invest during retirement, sustainable spending strategies (including
review of the 4% spending rule in today’s interest rate environment), importance of
tax-efficiency, and planning strategies such as Roth conversions.
(1 CE credit for CFPs and/or CPAs)
Reverse Mortgages as a Retirement Planning Tool
Speaker: ROBERT TOLLIN
This presentation will cover what every retiree and financial planner should
understand about reverse mortgages. As reverse mortgages are for homeowners 62
years of age or older who have equity in their home, seniors may turn that equity into
cash, helping to make ends meet when investments aren’t performing as expected;
use the money to repay mortgages, then put any remaining funds in a line of credit
or withdraw the money as a lump sum or monthly payments to themselves or any
combination thereof. In this session, Robert Tollin will aim to educate financial
advisors about the ways in which a reverse mortgage can be used to safely and
strategically leverage home equity as retirement asset for their clients.
(1 CE credit for CFPs and/or CPAs)
Investment Strategies – Focus on the Fundamentals of the Future
Speaker: ANTHONY J. CAMILLERI
The world is changing rapidly. Is your portfolio keeping up? The global economy
and equity markets face so many short-term headwinds every year that it’s easy to
overlook positive developments around the world. Investment professionals are
finding many attractive long-term opportunities. In this session Anthony Camilleri
will discuss three themes for 2014 and beyond: (1) New geography of investing; (2)
Innovation allocation; and (3) Income outcomes.
(1 CE credit for CFPs and/or CPAs)
1:10-1:40 PM
Luncheon
1:40 - 2:40 PM General Session – Quality of LIfe
Keynote Speaker: JOHN DIEHL, CFP®, ChFC, CLU
This presentation is based on the premise that—to quote Dr. Joe Coughlin, founder
and director of MIT AgeLab—“Retirement planning is about more than money.
A focus on finance in retirement is not incorrect, but it is woefully incomplete.”
Financial advisors can engage clients in by asking the three simple surprisingly
pertinent questions revealed in the presentation, and help them begin planning for a
meaningful retirement.
Many clients are distracted and unengaged, and traditional, numbers-based
approaches to financial planning have lost effectiveness. Financial advisors need
to initiate a comprehensive, holistic planning discussion that makes an ambiguous
retirement future—often decades away—more tangible to your clients. MIT AgeLab
has identified three simple yet revealing questions you should ask your clients to
prompt an assessment of how prepared they are to live well in older age, and to help
them commit to planning for that future today. (1 CE credit for CFPs and/or CPAs)
The MIT AgeLab (agelab.mit.edu) works with businesses and governments
worldwide to develop new approaches, data, and technologies to improve the lives
of older adults and those who care for them. Based in MIT’s Engineering Systems
Division, the AgeLab applies a multidisciplinary and systems approach to invent
life tomorrow for people 45 and older—including innovations in transportation,
longevity planning, health and well-being, and home services.
2:40-3:10 PM
Break 3 – EXHIBIT HALL OPEN
Last Visit with Exhibitors – Dessert & Coffee Stations
3:10 - 4:00 PM Breakout Session 3 – Select One
Planning Opportunities with IRAs and Qualified Plans
Speaker: TOM DUNCUN, JD, CLU, ChFC
IRA, Qualified Plan, and 403b distribution rules are numerous, filled with
exceptions, and in some cases apply consistently across plan types and in other cases
apply differently across plan types.
We will examine several qualified money issues that consistently generate
questions for advisors and clients. Most of the issues we’ll look at concern retirement
income planning and/or required minimum distributions for IRAs, qualified plans
and 403(b)s, but we’ll begin our discussion with a look at a common beneficiary
designation, the surviving spouse, and what options that surviving spouse has
regarding the IRA/Qualified Plan money that was left to them by their deceased
spouse.
(1 CE credit for CFPs and/or CPAs and/or 1 NYS Insurance CE - NYCR-236870)
Invest in Real Estate Like an Institution
Speaker: JESSICA PEREZ
Investors today face a perfect storm of challenges in their portfolios. Interest
rates are lower than they have been in 6 decades, uncertainty remains in the
global equity markets, and inflation is on the horizon with unprecedented fiscal
stimulus packages. In order to address these fundamental challenges, investors can
increase real assets and diversification in their portfolios. Institutional investors
tend to broadly diversify their equity portfolios, including large cap, mid cap, small
cap, growth, value, domestic, international, emerging, etc., and fixed income
portfolios, including different rating levels for government, corporate and high yield
bonds. Investors should consider doing the same for their real assets portfolios.
Traditionally, when investing in real assets, investors have most commonly turned
to developed real estate, which is the most readily accessible real estate asset class
for individual investors.
While financial advisors can help investors find the appropriate mix of real assets
in their portfolios, we are here to educate you on diversifying your portfolio using the
various stages of real estate. There are different ways to invest in real estate. The three
main areas we will discuss are WHY investors use real estate, WHERE you can invest
in real estate, and HOW to invest. We will review the various risks and return profiles
for the different stages of real estate from raw land, land planning, development, and
developed real estate. Investors can use the various stages to reduce risk, achieve
growth, reduce correlation to the stock market, for diversification, for a potential
hedge against inflation, and for potential tax advantages. Certain markets have more
demand for real estate than others. We will provide an in depth analysis on where the
opportunity exists in the United States. Demand for real estate is driven by population
growth, strong job growth, and affordability. Real estate can enhance your portfolio
and help diversify your assets. You should consider the different stages of real estate
and how each stage can help you achieve your portfolio goals.
(1 CE credit for CFPs and/or CPAs)
Buying and Selling a Financial Planning Practice
Speaker: BRIAN GRISE
This session will cover the following: (1) Overview of many structures and processes
for buying or selling a practice. (2) Valuation factors, current market multiples and
upcoming trends. (3) Steps to increase the value of a practice. (4) Strategic planning
to achieve a successful succession, transition, or continuity plan.
Sustainable Investing Not Yesterday’s Socially Responsible Investing
Speaker: ANDREW FRIEDMAN, CFP®
Sustainable Investing is defined as an investment approach that integrates longterm Environmental, Social and Governance criteria into investment and ownership
decision-making with the objective of generating superior risk-adjusted financial
returns (World Economic Forum).
Sustainable investing incorporates more than just the shareholder as the only
stakeholder in a corporation. The concept of Sustainable Investing has evolved
over the years into a measurable matrix of impactful criteria that is becoming more
relevant in today’s society and investors decision making. Andrew Friedman will
discuss these and other pertinent issues about Sustainable Investing.
(1 CE credit for CFPs and/or CPAs)
4:10 - 5:00 PM Post-Conference Session 1:
The Changing LTC Planning Spectrum: A Case Study Review
Speaker: ROBERT M. VANDY, CLU, ChFC, LUTCF, CLTC
Long-Term Care (LTC) planning continues to be a challenge for many New Yorkers.
Public funding programs like Medicare and Medicaid face ongoing fiscal pressure
(and NY has even moved to a Medicaid Managed Care model for Home Health
Care), and the private LTC Insurance Industry has seen volatility unlike anything
it has experienced before. At the same time, in a world formerly dominated by
traditional LTC Insurance as its [almost] exclusive funding tool, new options have
emerged as potential solutions to this increasing problematic planning problem.
In this session, we will look briefly at a history of LTC financing, including both
public and private tools that have historically been used. We will consider current
sources of LTC cost funding, and provide a backdrop for advisors to consider as their
clients plan for a need that may, in practical terms, be 20 or 30 years (or more) in the
future. We will use case studies as a means to put various planning and financing
goals in their proper context.
(1 CE credit for CFPs and/or CPAs and/or 1 NYS Insurance CE - NYCR-245243)
5:10 - 6:00 PM Post-Conference Session 2: Estate Planning With Annuities
Speaker: CHRISTOPHER J. LYNN
In this session, we’ll look at the different ways annuities can impact estate
planning. Several case studies are discussed to provide the attendee with a wellrounded understanding of annuities.
(1 CE credit for CFPs and/or CPAs and/or 1 NYS Insurance CE – NYCR-______)
Enjoy this occasion to rub elbows with the best
and brightest in the financial planning profession.
Credits Offered: Attendees can earn up to 8 Continuing Education Credits
for CFP®s and CPAs; 5 NY State Insurance CE credits are also offered for
select sessions. See agenda for details.
2014 Symposium Fee Schedule
Before 10/17/2013
After 10/18/2013
FPA Member
$175.00
$199.00
Non-Member
$350.00
$398.00
FPA Mbr CFP Student $99.00
$125.00
Non-Mbr CFP Student $198.00
$250.00
Online Registration - Preferred Method
Go to www.fpali.org. Anyone interested in attending can go online and
register 24 hours a day, seven days a week. Or use the registration form on
the next page and follow the instructions given there.
Refund Policy: A full refund will be granted as long as you contact us in
writing by October 17, 2014. Refunds will not be granted after October 17,
2014; however, substitutions can be made at any time at no charge.
Symposium Materials: Available for download on October 20, 2014. Go
to www.fpali.org. We suggest attendees download course materials prior
to the Symposium; this will make it more convenient to follow on your
laptop or notepad and those who prefer paper copies can print them out
at their convenience.
Crest Hollow Country Club
8325 Jericho Turnpike,
Woodbury, NY 11797
516-692-8000;
website www.cresthollow.com
For directions go to
Crest Hollow Country Club website
Questions?
Please contact the
Chapter Administrator, Janet Cino:
Phone-516-542-2004 • Fax 516-542-2005
Email fpali@optonline.net
Website www.fpali.org
FPA OF LONG ISLAND ANNUAL SYMPOSIUM & EXHIBITION
OCTOBER 31, 2014 - CREST HOLLOW COUNTRY CLUB, WOODBURY, NY
Registration Form - Mail form and payment to:
FPA Long Island, 1895 Lincoln Avenue, East Meadow, NY 11554-2522.
Name: __________________________________________________________
Name for Nametag, if different: _____________________________________
Professional Designations:__________________________________________
Company:_______________________________________________________
Address: ________________________________________________________
Phone: ___________________ Email: _______________________________
CFP® License #: _________________ CPA License #: _________________
NYS Insurance License #: _________________
Broker/Dealer: ___________________________________________________
Please indicate which sessions you will be attending below:
Pre Conference Session (8:00-9:00 AM)
Federal and NY Individual Income and Estate/Gift Tax Landscape:
m I plan to attend m I do not plan to attend this session
Opening General Session (9:00-10:00 AM)
Investment Themes for 2014:
m I plan to attend m I do not plan to attend this session
Breakout Session 1 (11:00-11:50 AM)
m Asset Protection: Elements and Strategies for Safeguarding Wealth (NYCR-245139)
m Managing Healthcare Costs in Retirement (NYCR-245573)
m Advisors Gamma
m Elder Law and Estate Planning: The Basics and Beyond
Breakout Session 2 (12:20-1:10 PM)
m Planning with Social Security (NYCR-236417)
m Dynamic Retirement Spending Strategies
m Reverse Mortgages as a Retirement Planning Tool
m Investment Strategies – Focus on the Fundamentals of the Future
Luncheon General Session (1:10-2:40 PM)
Quality of Life:
m I plan to attend m I do not plan to attend this session
Breakout Session 3 (3:10-4:00 PM)
m Planning Opportunities with IRAs and Qualified Plans (NYCR-236870)
m Invest in Real Estate Like an Institution
m Buying and Selling a Financial Planning Practice
m Sustainable Investing Not Yesterday’s Socially Responsible Investing
Post Conference Session 1 (4:10-5:00 PM)
m Please check if you plan to attend
The Changing LTC Planning Spectrum (NYCR-245243)
Post Conference Session 2 (5:10-6:00 PM)
m Please check if you plan to attend
Estate Planning with Annuities (NYCR-______)
Community
1895 Lincoln Avenue
East Meadow, NY 11554
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PAID
PERMIT # 14
HUNTINGTON, NY