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Lighthouse Community Credit Union
Volume 1, Issue 3 Fall 2014
Light Lines
Our Vision
“To provide a sound financial
place to build and save assets
through meaningful, personal,
banking.”
Your Credit Union
Team:
Aiming for a Good Deal?
Whether you need a reliable gas-saver for your
daily commute or a tough 4x4 to get you to the
mountain this winter, hit a bulls-eye with our
great rates on auto loans. Get pre-approved
before you shop by applying online or in our
office.
Auto loan rates as low as*
Lori Olsen
President
lorio@lhccu.com
2.70% APR
Christine Close
Lending Representative
christinec@lhccu.com
*Actual APR will depend on member’s collateral, credit history, and
overall LHCCU relationship. Lowest annual percentage rates shown
are for well qualified buyers, including .50% APR discount for direct
deposit and .25% APR discount for E-Statements.
48 months term
3.00% APR
60 months term
3.25% APR
72 months term
Chevonna Drake
Collections Representative
chevonnad@lhccu.com
Ruth George
Operations Officer
ruthg@lhccu.com
Lynn Heitz
Business Development
Officer
lynnh@lhccu.com
Sheila Keen
Lending / Collections
Representative
sheilak@lhccu.com
Shad Thomas
Member Services
Representative
shadt@lhccu.com
To skip your November OR December 2014 loan payment(s), simply complete and return
this coupon to the Credit Union by November 1, (for Nov. skip) or December 1, (for Dec. skip) along
with $20.00 per loan (maximum of $60 per account).
Mail to: 702 Jefferson St, Vancouver, WA 98660 or fax: 360-694-0693
Please skip (choose ONE)  November •  December •
Membership # ____________ Loan suffix(es) ___________ ___________ ___________ ___________
Daytime Phone # (______) _________________
I/We authorize Lighthouse Community CU to extend my/our loan payment(s) as requested. I/We understand
this adjustment does not affect the other terms of my/our indebtedness, and finance charges will continue on
the unpaid balance. Payroll deduction will continue with loan payments deposited to savings. Real estate loans,
loans with force placed insurance, members not in good standing, loans granted in the last 90 days, loans that
have had a recent extension granted and delinquent loans are not eligible. Additional conditions and loan
restrictions may apply.
Member Signature _________________________________ Date ____________
Co-Applicant Signature _________________________________ Date ____________
Looking for an ATM? There’s an app for that!
The CO-OP Network provides thousands of fee-free ATMs around the world for you to use with your LHCCU debit or ATM
card. To find one near you simply look for the CO-OP ATM logo, check out the ATM Locations link on our website, or
download the CO-OP ATM Locator app for your iPhone or Android device.
Note: Your LHCCU account includes 3 free ATM withdrawals each month, additional withdrawals are $1.50 each.
Lighthouse Community Credit Union
From the President …
Knowledge is power –
System Upgrade
On Tuesday, November 18,
2014 our office will be
closed until noon while we
upgrade our systems.
During the update, your
LHCCU ATM or debit card
will be offline and may not
authorize the full amount
available in your account,
and our online banking
system will not have access
to your current account
information. We appreciate
your patience during this
time and look forward to
having improved services
available soon!
Did you know the credit union website is more than just a portal to logging in to
online banking to transfer money or see if a check has cleared? We have partnered
with various resources that we hope you can find useful, found near the bottom of
our home page under “Our Partners.”
One area is the Home and Family Finance Center. If you click on the link there are
many articles from “beware of zero-percent medical credit cards” to “Debit vs
Credit” located on the credit tab. If you are a college student or have one in your life
– then check out the Sallie Mae link. Here you can see the Smart Option student loan
offers, and you can even apply online on their website.
Lastly, if you happen to be lucky enough to be a “Baby boomer” like I am – you need
to browse the Plan it link where there are calculators to help you figure out how
much you need for retirement or how many more years you have to work.
There is also an ATM location spot (right above the partner’s line on our homepage)
where you can find an ATM that is part of the coop network virtually anywhere in the
world.
What’s happening locally?
International Credit Union Day
Lighthouse Community
Credit Union
702 Jefferson Street
Vancouver, WA 98660
Open Monday – Friday
Lobby Hours:
8am – 5 pm PST
Phone Hours:
7am – 5pm PST
Phone: 800.694.8329
Fax: 360.694.0693
Email: info@lhccu.com
R/T: 323383352
Check us out on Facebook
www.facebook.com/lhccu
2997-NWSLTR-0914
Lighthouse will be celebrating ICU Day with a coloring contest for
youth 12 and under, as well as juice and cookies in the lobby for
everybody on October 16, 2014. Coloring contest entries have been
mailed to youth account holders and can also be picked up in our
lobby.
For more local events, “like” us on Facebook at www.facebook.com/lhccu
Columbus Day
October 13, 2014
Veteran’s Day
November 11, 2014
Christmas
Closing at 12pm PST December 24, 2014 and
remain closed December 25, 2014
We’re on the Web!
www.lhccu.com
Thanksgiving
November 27-28, 2014
New Year’s
Closing at 3pm PST December 31, 2014 and
remain closed January 1, 2015