1. finance
2. personal finance
3. lending
4. home financing

FIRST TIME TOURS indicated by OTD (Original Tour Date)
TOUR SHEET DEADLINE is Monday at 11 a.m.
6 january 2015
The Tour Sheet is available ONLY to
REALTORS® who are MLS Subscribers.
Home Equity Conversion Mortgage
For Home Purchase Available NOW!
Toni Burrows
Senior Account Executive
Call today for information!
Cellular: 1-650-787-4876
E-mail:
toni.tiger@hiscohw.com
Fax: 1-800-344-4726
Kathy Affeltranger
HECM for Purchase Specialist
Reverse Mortgage Consultant
NMLS #545774
Kathy.Affeltranger@s1l.com | ReversebyKathy.com
Orders/Service:
1-800-831-8200
The Real Choice in NHD Risk Management
www.hiscohw.com • www.thedisclosurereport.com
Office:
SM
650-299-9477
Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX 77373. NMLS
#107636. Loans will be made or arranged pursuant to CA Department of Business Oversight Residential Mortgage
Lending Act License #4131074. Homeowner remains responsible for paying property taxes, required insurance
and home maintenance. These materials are not from, and were not approved by, HUD or FHA. (888) 918-1110.
www.nmlsconsumeraccess.org. A Division of Reverse Mortgage Solutions, Inc.
A variety of home financing
solutions to meet your needs
Get Your Clients Fully Pre-Approved!
Shaveta Sareen
 Easy
Process
 Great Rates
 Fast Closings
Sr. Mortgage Loan Officer, VP NMLS ID: 483455
650-645-8807 Office
Shaveta.Sareen@bankofamerica.com
Phone: (650) 866-3000
www.bankerspreferred.com
1860 El Camino Real, Suite 106
Burlingame, CA 94010
APMC NMLS #1850
Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each
company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC.
Equal Housing Lender. ©2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms
and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change
without notice. ARHSCYE3 HL-113-AD 00-62-1616D 10-2013
PROPERTY
MANAGEMENT
SERVICES
• Referral Fees Paid •
850 Woodside Way, San Mateo •
(650) 696-8200
•
www.samcar.org/Advertising
• AD RESERVATIONS dalen@samcar.org
Connecting you to local home loan
expertise
Raffi Soghomonian
Sr. Mortgage Loan Officer, VP NMLS ID: 483480
650-591-8830 Mobile
raffi.soghomonian@bankofamerica.com
GREAT RATES from 25+
A Rated Insurance Companies
Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each
company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC.
Equal Housing Lender. ©2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms
and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change
without notice. ARHSCYE3 HL-113-AD 00-62-1616D 10-2013
SM
Stephanie Davidson
Mortgage Loan Officer
NMLS ID 248346
1840 Gateway Drive Suite 175
San Mateo California 94404
T 650-425-6749
C 650-333-0231
F 855-502-0923
stephanie.davidson@pncmortgage.com
pncmortgage.com/stephaniedavidson
Home • Auto • Umbrella
Rental Properties • Builders’ Risk
Local Responsive Agents
Quick Closes
Referral Prize Program for SAMCAR Members
Call Today
www.ParentiInsurance.com
Phone: 650.596.9500
1091 Industrial Road, Suite 270, San Carlos, CA 94070
License number: 0G17832
"BANNER" AD SPACE $180/MONTH
RATES www.samcar.org/advertising | RESERVATIONS dalen@samcar.org
Providing Great Customer Service
Caliber Home Loans, Inc. is a Direct Mortgage Lender licensed nationwide offering a full range of Conforming,
FHA, & Jumbo loan products.
■ Jumbo loans up to $3 million, 30 year fixed rate and adjustable
■ 80% LTV up to $2,000,000 on fixed rate products
■ Conforming loans up to $625,500
■ FHA and VA loans — Quick approvals & No application deposit
■ Fresh Start Program that is uniquely designed to serve borrowers who have a foreclosure or bankruptcy
on their record, but are working hard to re-establish their good credit.
Jeff Gibaut
Branch Manager | NMLS# 694624
925-984-1015
Ted Oberson
Senior Loan Consultant | NMLS# 575719
408-910-4833
Matthew Mendes
Senior Loan Consultant | NMLS# 567363
415-828-9018
Guillermo Santos
Senior Loan Consultant | NMLS# 972977
510-931-9114
951 Mariner’s Island Blvd, Suite 327 | San Mateo, CA 94404
Caliber Home Loans, Inc. 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622). 1-800-401-6587. Copyright © 2014. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will
qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar
amounts. Other restrictions and limitations apply. Licensed by The Department of Corporations under the California Residential Mortgage Lending Act, Finance Lender Licensee.
Building a Secure Future
THE RIGHT LOAN. THE RIGHT RATE. THE RIGHT TEAM.

30 YEARS EXPERIENCE IN LENDING

OVER 2 BILLION IN FUNDED LOANS

FIVE

QUICK CLOSINGS & GREAT SERVICE
ON YELP!
It is my commitment to help our clients choose the home
financing that fits their unique needs and financial
situation. I will ensure that you are informed of the
loan’s progress each step of the way and I am always
available to answer any questions that either you or
your clients may have.
For fast approvals and a smooth, stress-free home financing
experience, contact Michael Haigh of W.J. Bradley today.
MICHAEL HAIGH
Branch Manager
NMLS. 200819
Direct 415.269.4461
MICHAEL.HAIGH@WJBRADLEY.COM
FACEBOOK.COM/MICHAELHAIGHTEAM
© 2014 W.J. Bradley Mortgage Capital, LLC. 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a
commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. ; Licensed by the Department of
Business Oversight under the California Residential Mortgage Lending Act RML No. 4131002 and under the California Finance Lenders Law CFLL No. 603 K495
DON’T TAKE A DETOUR ON YOUR NEXT MORTGAGE.
STAY ON COURSE.
Your mortgage is an integral part of your finances. That’s why your
mortgage and personal goals need to stay in sync, whether you’re a
first-time homebuyer or building your dream home. Enter EverBank,
where extensive mortgage options, local expertise and 40+ years of
lending experience unite. And the result? You’re on track through
closing and into the future.
THE RIGHT LOAN FOR YOU
Fixed, ARM, jumbo, interest only, and VA to name a
few. Plus, we also do condo and investment financing.
ON SITE AND IN THE KNOW
With over 31 years in Bay Area, I know lending and
the area firsthand. I look forward to helping
customize a mortgage for your personal needs.
ABOVE AND BEYOND SERVICE
It’s simply all about you. I’ll give you 110% to make
sure you get to closing quickly and easily.
Contact me to learn more
Call 650.576.7880
© 2013 EverBank. All rights reserved. 12ERM0185.1
Contact me to learn more
Jim Rice
Retail Sales Manager
650.576.7880
jim.rice@everbank.com
everbank.com/jrice
NMLS ID: 319527
We are HISCO, the home warranty experts. For more than 35 years, we’ve provided homeowners and real estate
professionals with comprehensive coverage and a common sense service approach.
Our Promise:
Never pay a service fee unless we actually make a repair
To learn more about us or to try our simple ordering system, visit hiscohw.com.
Toni Burrows
Senior Account Executive
toni.tiger@hiscohw.com
650-787-4876
800-831-8200 | hiscohw.com
Home Equity Conversion Mortgage
For Home Purchase
Available NOW!
Security 1 Lending is offering seniors the ability to purchase their
principal residence through the HECM for Purchase Program.
• They must be at least 62 years of age
• They retain the title to their home
• No monthly mortgage payment required
• FHA insured loan
Call today for information!
Kathy Affeltranger
HECM for Purchase Specialist
Reverse Mortgage Consultant
NMLS #545774
Kathy.Affeltranger@s1l.com | ReversebyKathy.com
Office: 650-299-9477
Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX 77373. NMLS #107636. Loans will be made or arranged pursuant to CA Department of Business Oversight
Residential Mortgage Lending Act License #4131074. Homeowner remains responsible for paying property taxes, required insurance and home maintenance. These materials are not from, and were not
approved by, HUD or FHA. (888) 918-1110. www.nmlsconsumeraccess.org. A Division of Reverse Mortgage Solutions, Inc.