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Publication of Electro Savings Credit Union
Jan. - Mar. 2015
Winner of the 2014 Credit Union National Association
Dejardins Financial Education Award
raised
We’ve
rates!
our CD
Special Deals
Take January Off – On Us
Financial News
& Information
Finding a way to pay post-holiday bills can be stressful, but Electro
Savings Credit Union has a way to make it less hectic!
Our Skip-A-Payment program lets you postpone your January loan
payment per eligible Electro Savings Credit Union loan until the end
of your loan’s term.1 We can even help you skip a payment you have
on a loan with another lender! To apply, call (314) 434-6470 or print
an application from www.ElectroSavings.com.
1This program is not available for credit cards, mortgages or home equity loans. In order to qualify for
Skip-A-Payment on a loan at another lender, you must apply for new credit with Electro Savings
Credit Union and meet all credit union credit qualifications. Offer ends 1/31/15. Contact ESCU for
complete details.
Enter To Win A Disney Dream!
Electro Savings Credit Union is joining with the Missouri Credit
Union Charitable Foundation and other Missouri credit unions to
offer a once-in-a-lifetime drawing for our members!
From January 26 through March 6, we’re selling raffle tickets for a
chance to win a three-night cruise for four people to the Bahamas
aboard the Disney Dream Ship! For $10 a ticket, you can join in on
the magic. Winners will also receive round-trip airfare from St. Louis
or Kansas City to Florida and ground transportation.
Net proceeds from this raffle will support the MCUCF’s scholarship
program and financial education initiatives. For complete details and
rules, visit www.mcua.org/charitable. We’ll announce the winner the
week of March 16. Good luck!
Enter The TurboTax $25K Giveaway!
This year, be confident your taxes are done right and get a chance to
win big! TurboTax® coaches you to the biggest refund you deserve,
double checking as you go and searching more than 350 deductions
and credits. Try TurboTax Online now for free and be entered into the
TurboTax $25K Giveaway!2
E-Statements Will Replace
Paper Statements
In an effort to save paper and help the environment, Electro
Savings Credit Union encourages you to sign up for
e-statements through myEbr@nch online banking.
Members enrolled in e-statements:
• Will receive e-statements sooner and more securely than
mailed statements
• Can print statements as needed or securely store up to
18 months of statements in myEbr@nch
• Enjoy free paper shredding at the credit union every three
months (See Save The Dates for details!)
• Save money through our Member Rewards discounted
auto loan rate program
Effective July 1, members who prefer to continue
receiving paper statements may do so for $2 per
statement mailed. This fee does not apply to primary
members up to age 18 or age 60 and older.
Enrolling in E-statements is easy:
1. Visit www.ElectroSavings.com, and log in to
myEbr@nch.
2. Select the eStatements tab at the top of the page, then
follow the onscreen instructions.
3. You’re all done!
If you’re not enrolled in myEbr@nch, visit our website, select
Enroll Now in the myEbr@nch section of the homepage and
follow the instructions. Electro Savings Credit Union will
also have computer stations set up in each branch so
members can enroll in e-statements with the help of staff.
We give you choices in how you manage your accounts. If
you have any questions, please call us.
Edward G. Halliburton Scholarship
2
TurboTax $25K Giveaway. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY.
Open to legal residents of the fifty (50) United States or the District of Columbia, 18 years of age or older
at time of entry. Void in Puerto Rico and where prohibited by law. Giveaway ends 2/26/15. Subject to
complete Official Rules and all applicable federal, state and local laws. For Official Rules including odds of
winning, alternate method of entry and prize descriptions, visit the Official Rules website: turbotax.intuit.com/microsite/sweeps-rules.jsp. PRIZES: One (1) Grand Prize: A check for $15,000. Retail value,
$15,000. Ten (10) First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of
all prizes is $25,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A03-22F, San Diego, CA, 92129.
© 2014-2015 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax
2014. Terms, conditions, features, availability, pricing, fees, service and support options subject to change
without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or
service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service
marks are the property of their respective owners.
Apply now for the Edward G. Halliburton Scholarship.
We’ll award three $1,000 scholarships to qualified high
school seniors.
Qualifications and an application are available at our offices
or on our website. Completed materials must be postmarked
or delivered to any Electro Savings Credit Union office by
close of business Friday, Feb. 27. The credit union’s board of
directors will choose the three scholarship recipients and
recognize those students at the credit union’s annual meeting
on May 19.
Save The Dates
?
Did You Know?
Mark your calendar for these upcoming events!
Winter Shred Week For Seniors &
E-Statement Users*
Feb. 19-24: All offices. Eligible members may drop
off up to five pounds of personal papers for
shredding during lobby hours.* In order to ensure
security of your personal documents, please check in
with a member service representative or teller when
dropping off papers.
Get Affordable
Health Insurance
With your credit union membership, the
TruStage Health Insurance program makes
it simple to find the right plan for you.
• Designed for credit union members
• Dedicated experts to help you understand
and choose health coverage wisely
• Tools to compare plans and identify
financial assistance
Online or over the phone, the TruStage
Health Insurance program with GoHealth
gives you access to licensed agents who can
help you make an informed decision. Visit
TruStageHealth.com or call toll-free
(888) 416-2166. Learn more or find your
plan today!
The TruStage™ Health Insurance Program is made available
through TruStage Insurance Agency, LLC and GoHealth
LLC. GoHealth LLC is licensed to sell
nationwide and operates in all states with the exception of
Massachusetts, Hawaii, Vermont and Rhode Island. TruStage
Insurance Agency, 2014 All Rights
Reserved. TSH-995489.1-0814-0916
*Free shredding is only for primary members ages 62 and older and
all primary members who are enrolled in e-statements. There is a
five-pound limit per quarter per eligible member.
Holiday Closings
Martin Luther King, Jr. Day .............Monday, Jan. 19
Presidents Day..................................Monday, Feb. 16
Member Choices Fee Changes
Mar. 1: An updated fee schedule is included in your
January statement.
2015 Annual Meeting
May 19, 7 p.m.: Watch our spring newsletter for
details.
Product Highlight
Introducing GreenPath Financial Wellness
Electro Savings Credit Union is committed to serving you. As
a benefit to our members, we are pleased to provide you with
free access to money management and financial education services through GreenPath
Financial Wellness.
GreenPath gives personalized answers to your individual needs. For issues ranging from a
proactive savings plan to saving a home from foreclosure, advice is only a phone call away.
GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m., Friday
7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. Simply call (877) 337-3399 or visit
GreenPathRef.com.
This newsletter does not constitute legal, accounting or other
professional advice. Although it is intended to be accurate,
neither the publisher nor any other party assumes liability for
loss or damage due to reliance on this material.
Federally
Insured
By NCUA
PRSRT STD
U.S. Postage
PAID
St. Louis, MO
Permit No. 175
1805 Craigshire Dr.
Maryland Heights, MO 63146
Jan. - Mar. 2015
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This newsletter is printed on Sustainable Forestry Initiative®-certified paper.
Lobby Hours
Mon.-Fri. 9 a.m. - 6 p.m.
Sat. 9 a.m. - Noon
If you have any questions or comments regarding the credit union or
need help with an unresolved issue, please address your letter to the
following:
Supervisory Committee
P.O. Box 28505
St. Louis, MO 63146
Lobby Hours
Mon.-Fri. 9 a.m. - 6 p.m.
Sat. 9 a.m. - Noon
407 Lafayette Center
Manchester, MO 63011
Fax: (636) 227-1196
12400 Tesson Ferry Rd.
St. Louis, MO 63128
Fax: (314) 849-2501
Lafayette Center Office
Tesson Ferry Office
Lobby Hours
Mon.-Wed. 9 a.m. - 4:30 p.m.
Thurs.-Fri. 9 a.m. - 6 p.m.
Sat. 9 a.m. - Noon
Drive-Up Hours
Mon.-Fri. 8 a.m. - 6 p.m.
Sat. 9 a.m. - Noon
Lobby Hours
Mon.-Wed. 9 a.m. - 4:30 p.m.
Thurs.-Fri. 9 a.m. - 6 p.m.
Sat. 9 a.m. - Noon
Drive-Up Hours
Mon.-Fri. 8 a.m. - 6 p.m.
Sat. 9 a.m. - Noon
16500 Manchester Rd.
Wildwood, MO 63040
Fax: (636) 405-1688
1805 Craigshire Dr.
Maryland Heights, MO 63146
(800) 844-8313 or
(314) 434-6470
Fax: (314) 434-3558
Wildwood Office
Maryland Heights Office
Email: escuweb@escu.org
Online & Mobile Banking
& Bill Pay
www.ElectroSavings.com
m.ElectroSavings.com
(314) 434-6470 or
(800) 844-8313, ext. 5
ElectroLine Phone Banking
(800) 654-7728
Visa® ServiceLine
Savings Accounts
Youth Accounts
Holiday Accounts
Certificates of Deposit
Money Market Accounts
Individual Retirement Accounts
Checking Accounts
Debit & ATM Cards
Overdraft Protection
Debt Pay Down Loans
New & Used Vehicle Loans
Recreational Vehicle Loans
Instant Money Lines of Credit
Unsecured & Secured Loans
Home Equity Lines of Credit
& Loans
Mortgage Loans
Visa Credit Cards
Online & Mobile Banking, Bill Pay
& Statements
Visa Reloadable Prepaid
& Gift Cards
Money Orders & Check Cashing
Business Savings Accounts
Business Checking Accounts
Business Loans
Products & Services
Electro Savings Credit Union is open to anyone living or working in St. Louis City and St. Louis, St. Charles, Jefferson and Franklin Counties in Missouri, as well as
St. Clair, Monroe, Madison and Jersey Counties in Illinois. Accounts may be opened online at www.ElectroSavings.com, or stop in any of our four offices.
You Want It, We Have It…And Better!
DEC14-930WRP