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Good afternoon
In recent weeks we have changed our process so that we can securely email approval advices directly to
our broker partners. The change has improved productivity and the pace at which we communicate with
our broker partners and has resulted in some fantastic feedback.
To ensure that everyone is benefitting from this change, please be mindful that approval advices are
emailed securely from an unmonitored mailbox named ‘MortgageCredit’ and please ensure that you
direct all replies and supporting documents to the following:

For new business applications, please email them to mortgageapps2@citi.com quoting the
reference number

For variation applications, please email them to variations@citi.com quoting the reference
number.
Furthermore if you need to speak directly with the Credit Officer assigned to your application, please
contact them on their extension as below:
Credit Officer
Phone (02)
Credit Officer
Phone (02)
Anna Krallis
80272522
Anne Carney
80272521
Bing Ceballos
80272523
Cena Kadinski
82253266
Craig Brown
82253257
Dilip Kumar
82251580
Frank D’Souza
80272525
Henry Martin
82253035
Jason Barnes
80272751
Jason Mao
82253073
Josef Joseph
82253014
Madhu Virwani
82251323
Mehnaz Bakhtiar
82253275
Patricia Desouza
80272752
Paul Lauria
82253325
Paul Soady
82253270
Ratish Singh
82253080
Shynia Singh
82251374
Stewart Robertson
82251066
Sunny Siddiqui
82253089
Suresh Balendran
82257486
Tan Pham
82253087
Thi Phan
82253273
Vivian Zhou
80272753
We appreciate your continued support of Citibank and look forward to doing business with you in the
future.
Regards,
Matt Wood
Acting Head of Third Party Distribution
Citi Australia