Daily Drink Specials at our Full Bar! Come Enjoy Our Breakfast Buffet ly Sunday On 1:00 am 8:00 am - 1 f f O 0 0 . 5 $ chase of with Pur & Two Two (2) Meals (2) Soft DrinksOnly. Book Your Holiday Party or Catering Now! 4 Dock Line Magazine - The Woodlands Edition March 2014 ine-In ring Lunch. D Not Valid Du Per Table. One Coupon y Specials. epted with an cc A s n po ou C No ber 31, 2014 Expires Decem Dock Dock Line Magazine - The -Woodlands Edition December 2013 2523 Line Magazine The Woodlands Edition January 2014 From the Managing Editor The Woodlands table of CONTENTS dece m b e r 2 0 1 4 7 16 Before you say anything, yes the picture above is last years’ picture and let me tell you why. When they tried to take a new picture with Coconut and me in the same frame they were not able to get both of us in the picture unless they backed up so far we were too small to see or they had to use the panoramic setting! Now, I know I’ve put on a couple of pounds but Coconut looks like a ripe watermelon ready to burst! I’m not going to say anymore because she will be writing in the January edition and we will let you be the judge. OK, here we are, December 2014! I just can’t believe it’s almost over! I was looking at some old issues the other day and GT1 used to say time was like standing on a banana peel sliding down hill. Before you know it, it’s over. Well, he sure was right. It is also the time of year we look back and realize how fortunate we are here at Dock Line Magazine. We are thankful for our advertisers, contributors and most of all our readers because we know without all of you Dock Line Magazine would have never been possible. Our final wish for 2014 is that everyone has a safe and wonderful Holiday season and we wish everyone much success in the New Year. Well, that’s it for now, see ya in 2015!!! In & Around 8 A Seasonal Celebration of Good Taste: “South of the Border” Style 12 A Commitment to Life - Diagnosing and Treating the Number One Cause of Death in America 15 A Crash Course in Insurance 16 SJRA - Protecting Lake Conroe’s Water Quality 20 The Doc’s Line 28 22 LSGCD: New District Website Features Hidden Gems! 24 STAGE RIGHT: Look Out, The Herdman’s Are Coming!! 27 Clear Direction for Your Retirement™ 28 The Players Theatre Production of A Christmas Carol: The Broadway Musical is No Humbug! 32 Back to Health 34 Beautiful Lawns Year Round ON THE COVER 35 Can You Hear Me Now? 36 Legal Issues: Accessing Safe Deposit Boxes GT2 Look for our QR code in the upcoming Dock Line Issues and use it as a shortcut to link to our website using your smart phone’s camera. 24 Juan Rodriguez is the proud owner of the El Bosque Mexican Grill restaurants and Hacienda Mis Padres Mexican Restaurant. Visit us on the web! www.docklinemagazine.com Dock Line Magazine - The Woodlands Edition December 2014 5 WE CLEAN ORIENTAL RUGS RUG CLEANING 20% Cash & Carry Discount Cannot be combined with other offers. Call for information. 281-255-0024. A ProSteam Company 212 E. MAIN ST. TOMBALL, TX 77375 The Woodlands free Verle “Ozzy” Osborne Call for details Susan Osborne Pick Up and Delivery Restrictions apply. 281-255-0024 See our process at www.AmericanRugCleaning.com Other services available: carpet cleaning - tile cleaning - upholstery cleaning PUBLISHER editor GT2 /Coconut Managing Editors Kelly L. O’Quinn Art Director Octavio Tierranegra Graphic Designer Linda Sharver office manager Jay Osborne editorial director Walt Thompson director of sales Angela Glezman Tyler Forner sales Brad Meyer writer Contributors: James M. Bright Gerald W. Brzozowski, Jr., D.V.M., M.B.A. Walt Crowder • Kathryn Rogers Craig Wear, CFP® • Marlisa Briggs Joe Viser • Michael Pittman Carolyn Corsano Wong Dave Kotowych Dr. Lindsey Thomas, DC DOCK LINE MAGAZINE is published by: Dock Line Magazine, Inc. P.O. Box 1203, Willis, TX 77378 Telephone: 936-890-7234 E-mail: ozzy@docklinemagazine.com Subscriptions to DOCK LINE MAGAZINE cost $20.00 per year. To subscribe, mail a check with your name and address to: P.O. Box 1203 Willis, TX 77378 Dock Line Magazine, Inc. welcomes reader correspondence. We reserve the right to edit or reject any material submitted. The publisher assumes no responsibility for the return of any unsolicited material. DOCK LINE MAGAZINE, INC.© 2014, all rights reserved. All editorial and advertising copy belongs solely to DOCK LINE MAGAZINE, INC. Reproduction in whole or part without express written permission is strictly prohibited. Articles are the opinions and experiences of other people and we do not necessarily approve, agree with, and/or condone those opinions. 6 Dock Line Magazine - The Woodlands Edition December 2014 Free “Law Line” Still Going Strong After Five Years When: December 1, 2014 Time: 5:00 p.m. – 8:00 p.m. Navigating legal issues can be intimidating for a lot people. For residents of Montgomery County who have legal questions, a Law Line is offered as a free community service for legal assistance on the first Monday of each month (unless that date is a Federal holiday, for which Law Line is offered on the second Monday). This free public service is a project of The Woodlands Bar Association (WBA) in conjunction with the Montgomery County United Way. The WBA’s volunteer attorneys are on the line at 281-645-6344 from 5 to 8 p.m. to provide general legal information and guidance about legal resources. The identities of the callers, as well as the volunteer lawyers, remain anonymous and all calls are confidential. For more information about Law Line visit www.WoodlandsBarAssociation.com and click the “News” tab. Grogan’s Mill Farmer’s Market Date: Saturdays* - December 6, 13 & 20, 2014 Time: 8:00 a.m. – Noon Where: 2230 Buckthorne Place, The Woodlands, TX 77380 - Buckthorne Place & Grogan’s Mill Road at Grogan’s Mill Village Center Presented by Grogan’s Mill Village Association. For more information call 713-992-5893. * (Except for some holidays) Kids Night Out! When: December 12, 2014 Time: 6:00 p.m. – 10:00 p.m. Where: The Woodlands Township Recreation Center, 5310 Research Forest Drive The Woodlands, TX 77381 Admission: $30 Resident, $35 Non-resident, $5 sibling discount. Kid’s Night Out has tons of games, arts and crafts and extra special activities each month! Children should wear comfy clothes so they can play and get wild! Dinner included. Ages: 4 – 10. For more information call 281-210-3950. Deck the Halls, Christmas Tree Creations When: December 19, 2014 Time: All Day Where: The Woodlands Township Recreation Center, 5310 Research Forest Dr., The Woodlands, TX 77381 Admission: **$60 Resident Family, $70 NonResident family Gather the family for festive fun! Make ornaments and decorate a take-home 4-foot tree! Includes hot cocoa and snack. **Pre Registration is required. For more information call 281-2103950. Christian Youth Theater Houston Mary Poppins When: Friday, January 2 – 4, 2015 Time: Friday, Jan 2nd – 7:00p.m.; Saturday, Jan 3rd – 2:00 p.m. & 7:00 p.m.; Sunday, Jan 4th – 2:00 p.m. Where: Nancy Bock Center for Performing Arts, 3800 S. Panther Creek, The Woodlands Admission: $15 - Individual Online; $18 At-the-Door Price; $12 - Group Discount (20 ticket minimum) Come and enjoy CYT Houston’s production of Mary Poppins. One of the most popular Disney movies of all time is capturing hearts in a whole new way: as a practically perfect musical! Mary Poppins delighted Broadway audiences and received nominations for nine Olivier and seven TONY Awards, including Best Musical. Tickets are available online at www.cythouston.org. u Dock Line Magazine - The Woodlands Edition December 2014 7 A Seasonal Celebration of Good Taste: “South of the Border” Style By: Brad Meyer At A Glance El Bosque Mexican Grill offers three great locations in Montgomery County: 19073 Interstate 45 in Shenandoah 14543 Texas 105 in Montgomery and their newest location at 2101 W. Davis in Conroe. For more information, visit www.elbosquemexicangrill.com or call 936-321-9860. 8 If you have a hankering for great Mexican fare in Montgomery County, there’s one name that stands out for great food, friendly atmosphere, personable service and good value. For more than a dozen years, El Bosque Mexican Grill has been serving up great Mexican food from its trio of locations: in Conroe, Shenandoah and Montgomery. Patrons can dine in, carry out or have a catered meal delivered to their home, office or reception hall. “We are doing a lot more catering Dock Line Magazine - The Woodlands Edition December 2014 for business and corporate events,” said Juan Rodriguez, owner of the growing El Bosque franchise. “El Bosque has always been a popular choice for quinceaneras, private parties, receptions and special events. The corporate community has discovered people are tired of cold meat sandwiches – they want something heartier and more flavorful.” It’s hard to find a better option than savory Mexican food to spice up mealtimes at social or business events. While the catering experts at El Bosque can pro- Juan and Ruby Rodriquez are the owners of the El Bosque Mexican Grill restaurants and Hacienda Mis Padres Mexican Restaurant. vide a wide range of Mexican specialties, the number one request from the public is for fajita buffets. In addition to the El Bosque restaurants, Rodriguez also owns Hacienda Mis Padres Mexican Restaurant at 5104 W. Davis in Conroe. “We can do beef, chicken, shrimp and even veggie fajitas,” said Rodriguez. “Just about everybody loves fajitas and all the fixings.” Part of the reason people love fajitas from El Bosque is the restaurant’s commitment to quality. The kitchen crews arrive early to prepare fresh food for group and individual customers. The corn and flour tortillas are made fresh daily by hand. All of the ingredients are freshly prepared onsite to assure the best possible taste. Have Fajitas, Will Travel The great taste of El Bosque Mexican Grill is now available in your home, office or reception hall. For great catering, including food, serving equipment and staff, visit www.elbosquemexicanrestaurant.com. Continued on page 10 1 Dock Line Magazine - The Woodlands Edition December 2014 9 Evette Galvan, co-manager of the Shenandoah El Bosque, puts the finishing touches on the setup for a private party. Co-manager Jessica Santos supervises food and service at El Bosque Mexican Grill in Shenandoah. That’s true in all El Bosque locations, including the newest restaurant in Conroe. The recently opened facility is much larger than its previous location. Groups can also take advantage of large, spacious private rooms for parties and special events in both Conroe and The Woodlands area − and enjoy the great food for which El Bosque is well known. Service is another important aspect of El Bosque’s catering operation. “We don’t just drop of trays of food off at the door,” said Rodriguez. “We provide professional grade chafing dishes and serving utensils; plates and silverware – even tables if they need them. When the meal is over, we’ll pick up the serving equipment and clean the area.” And while corporate and special event catering from El Bosque is increasingly popular, the mainstay of the business is family and friends coming to the restaurant for a great meal in pleasant surroundings. “We’ve expanded the menu to offer greater variety,” said Rodriguez, “especially for those that are more health conscious.” Indeed, the new menu at El Bosque Mexican Grill offers the best of both The staff and management of El Bosque Mexican Grill invite you to celebrate the holiday season with them. 10 Dock Line Magazine - The Woodlands Edition December 2014 worlds. Fans of traditional Mexican cuisine can enjoy the same, flavorful specialties they have come to know and love. The enchiladas, chalupas and fajita platters have all the rich flavor one would expect. But the new menu adds a variety of salads, steaks and other selections to appeal to even the most finicky eaters. Not in the mood for Mexican? No problem. “A lot of people are counting calories or worried about their cholesterol,” said Rodriguez. “We have added more selections so they have more options.” In addition to taco salad, for example, El Bosque offers a garden salad, a chicken tender salad and a chicken Caesar salad. Dieting was never so much fun or delicious. “We’ve also enhanced our seafood menu,” said Rodriguez. “We have fried shrimp, mahi-mahi and a Sponge Bob Special – featuring shrimp, fish and crab with onions and bell peppers.” And for children, El Bosque offers a special kids’ menu – with a variety of Mexican and American favorites that will appeal to even the pickiest eaters. Among the most popular dishes on El Bosque’s new menu is the stuffed avocado – filled with beef or chicken fajitas and white cheese, served with one taco al carbon, pico de gallo, rice and beans. For those who want to kick back and relax with an adult beverage with their meal, El Bosque offers a full bar with a wide range of traditional and specialty beers – domestic and international – and the best brands of tequila available in Texas. You don’t need to have a margarita to enjoy your meal at El Bosque, but you have the option with a full bar and your choice of top tequilas. “Our ‘top shelf’ and ‘skinny’ margaritas are popular choices,” said Rodriguez. “They’re two of the best in Montgomery County.” Dine in, carry out or have great food delivered for your next corporate meeting, social gathering or special event. From small executive events to groups of 300 or more participants, El Bosque has you covered. “We can customize the menu based on your preferences and budget,” said Rodriquez. “We’re pretty flexible on everything but quality.” For information on the new menu or catering opportunities from El Bosque Mexican Grill, visit www.elbosquemexicanrestaurant.com or call 936-321-9860. u Dock Line Magazine - The Woodlands Edition December 2014 11 A Commitment to Life Diagnosing and Treating the Number One Cause of Death in America By: Brad Meyer The holidays are a wonderful time of year in so many ways − but they are also symptomatic of factors that can cut short the joys of life and enjoyment of the world around us. This is the time of year when stress, over-indulgence of food and drink and a lack of exercise are all too common. Sliding into a pattern of bad habits now and throughout the year can lead to cardiovascular disease (CVD), the number one cause of death in both men and women in America, according to the Center for Disease Control. “Now is a good time to make a strong commitment to taking steps to improve your health,” said Dr. Laura Fernandes, a leading specialist in diagnosing and treating heart and cardiovascular disorders. “There are new ways to diagnose and reverse existing and potential problems that can lead to a longer, healthier life.” Board certified in cardiology and internal medicine, Fernandes has nearly 30 years of medical experience, along with specialized training at the DeBakey Heart Center and Baylor College of Medicine. Her practice treats a wide range of cardiovascular disorders including chest and leg pain, vein insufficiency and other heart and vascular problems. Treatment is not a one-size-fits-all situation. “It’s important to determine the exact nature of any potential problems with the cardiovascular system before designing a treatment program,” said Fernandes. “Every individual is unique, so once we understand the risk factors, we can work together on an aggressive plan to minimize or reverse the problem.” While genetics are a factor in the risk of developing CVD, lifestyle choices of diet, exercise and dealing with stress can play important roles in overall health. Ignoring persistent problems won’t make them go away. “Most people realize if they are out of shape or are predisposed to CVD, but many are afraid to make changes in their lifestyle because Dr. Laura Fernandes is board certified in cardiology, interventional cardiology and internal medicine. 12 Dock Line Magazine - The Woodlands Edition December 2014 At a Glance Board certified cardiologist Dr. Laura Fernandes sees patients in Conroe, Huntsville and her new office suite at 920 Medical Plaza Drive in The Woodlands. For information, call 832-562-3974. they see it as overwhelming,” said Fernandes. “Big changes start with small steps.” Fernandes assesses a broad spectrum of characteristics in identifying risk factors and developing a specific regimen to improve cardiovascular health − including overall fitness, lipid management and diet management. The process is not necessarily a radical change in lifestyle, but a reorientation toward healthier goals. Dr. Laura Fernandes is a specialist treating “A lot of people don’t a wide range of cardiovascular disorders. realize how important their lifestyle is in determining health until a major event occurs,” said Fernandes. “Some feel the situation is hopeless and they can’t change their behavior.” The first step in the process is understanding the nature of the cardiovascular system and the unique, potentially problematic factors an individual faces. From there a process is established that will lead to healthier lifestyle choices. The first priority in most cases isn’t fixing the body, it’s fixing the mind, said Fernandes. The body is a reflection of a person’s experiences and attitudes − both good and bad. Developing healthy lifestyle choices can be done over time to reverse previous problems and set the stage for improved health and vitality. In many cases, it’s the mind that sabotages the body. “American media overloads us with images of fast food and carbloaded foods that our bodies don’t need,” she said. “We are constantly bombarded by food images and clever marketing that isn’t really beneficial to us.” How we see ourselves can lead to self denial about the reality of our situation or feelings of hopelessness that we are powerless to effect a change. Rather than wait for a life threatening event, Fernandes recommends adopting habits that support individual health. “Start with two minutes a day − maybe as simple as walking around the house − but do it regularly,” said Fernandes. “You’ll be amazed how much better you feel.” Changes on the inside can lead to changes on the outside, she said. Continued on page 14 1 Dock Line Magazine - The Woodlands Edition December 2014 13 The nuclear camera located on site provides sophisticated imaging capabilities to stress tests and other diagnostics. “Patients tend to be weak after a serious event and require specialized care to restore their strength and functionality,” said Fernandes. “It’s very rewarding to work with patients to get their heart stronger and allow them to return to a more normal way of life.” Facing up to fear and taking positive steps will help emotionally as well as physically. “Aging is a normal part of life; sickness is not,” said Fernandes. “We owe it to our friends and family to be active, healthy, vibrant and a good role model. It’s not just about what you say; it’s about what you do. The holidays are a perfect time to make real resolutions for the future − and act like your life depends on them.” Board certified cardiologist Dr. Laura Fernandes sees patients in Conroe, Huntsville and her new office suite at 920 Medical Plaza Drive in The Woodlands. For information, call 832-562-3974. u Office staffer Michelle Aguilar provides a friendly, personable welcome to patients of Dr. Laura Fernandes. It’s especially important as people get older and are more prone to potential problems. “Age is a stage of life,” noted Fernandes. “As we get older, it’s important to make an effort to recognize warning signs and take better care of ourselves. The benefits are a longer, healthier and more fulfilling life.” Occasional or chronic pain in the chest or extremities, for example, can be a warning sign of vascular problems, according to Fernandes. Restricted blood flow that can lead to problems ranging from discomfort to a life-threatening condition can often be treated with diet, exercise and medications. In some situations, Fernandes employs stents for vascular intervention. Patients who have experienced serious CVD, hypertension, high cholesterol or who have experienced a heart event like congestive heart failure, require greater attention. 14 Dock Line Magazine - The Woodlands Edition December 2014 Medical assistant Megan Null helps coordinate medical procedures for patients of Dr. Laura Fernandes. of travel, be cognizant of the duration of your journey. Gauge how much your pet eats and drinks according to the length of the trip. If you’re traveling by train, find out in advance if there are stops when you and your pet can get out and get relief. Prodigy Insurance Group, LLC wishes you, your family (pets included) a very safe and joyous holiday! u Holiday Home Security and Traveling With Your Pets 6110 FM 1488 Suite 100 Magnolia TX 77354 We have a new larger office to keep up with Prodigy Insurance Group’s growth. Here at Prodigy our number one priority is our customer- YOU! It will be our pleasure to exceed your expectations of price, service and Insurance expertise! Please come visit us! As we continue to grow and expand our business, please remember without your kind referrals and support we would not be such a success. Prodigy Insurance Groupappreciates your business! Porter office is now by appointment only, please feel free to give us a call and we will meet you in Porter. Open house date to be announced soon! H O M E • AU TO • L I F E COMMERCIAL N 1488 Ln Magnolia Egyp t Make Sure Your Pets Travel Well For The Holidays If you are gearing up to travel and have pets at home, you’re probably considering their holiday options, perhaps a dog sitter, cat spa or kennel. If you just can’t bear leaving your furry friends behind, you’re in luck! With the following tips, you and your cuddly companions can be on your way — via car, plane or train — in safety and comfort. • Pre-travel honesty. Before you consider making Fido your backseat driver or your wingman, consider whether he will feel safer en route or at home. Some pets simply don’t like to travel, while others are more versatile. • Hit the rails. If you’re traveling by train, plan ahead. Make sure pets are allowed on the train and find out what rules apply. Also, ensure your pet can stay with you in the passenger compartment, versus needing to be placed in cargo. • Comfort your four-legged friends in flight. Before you book your flight, make sure the air carrier allows pets in the cabin or if they need to ride in cargo. Research weight requirements ahead of time, and check the airline’s website for additional regulations. • Pack their bags with care. Pack a travel bag for your pet, just as you do for yourself and your family. Consider items like food bowls, leashes, treats and favorite toys, as well as immunization records and identification tags. • Put the pedal to the metal. If you have a choice, travel by car. This way you can stop as frequently as necessary for potty stops and feedings. • Avoid accidents. Regardless of your mode 29 78 Make Home Safety a Priority While You’re Away For The Holidays The holidays can be a great time to get out of The Woodlands, to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while you’re gone. A house left empty can be an opportunity for burglars, so before you pack your bags, prepare to protect the stuff that’s staying at home in Texas. At Prodigy Insurance Group, we want to make it a little easier for you to get out of town with peace of mind and return to everything you left behind, so here are some pointers for prepping your home before you travel. Lock it up. Check and double-check that you have locked all the doors and windows. Check under the mat. If you store an extra key outside your house, remove it. Instead, give the key to a trusted friend or neighbor in case someone needs to enter in an emergency. Communicate. Inform a friend or neighbor that you will be away. Ask them to keep an eye on the house, and give them a way to reach you to report any suspicious activity. But don’t communicate your absence on social media! Forego deliveries. Make sure to stop delivery of packages, mail, newspapers, and anything else that could pile up on your porch. Ask your trusted friend or neighbor to pick these items up every other day. Remove temptations. Do not leave wrapped gifts or expensive electronics visible through windows and doors. Prodigy Insurance Group, LLC is excited to announce our new location! Research Forest Dr. Magnolia 6110 FM 1488 Rd Suite 100 Magnolia, TX • 77354 The Woodlands Dock Line Magazine - The Woodlands Edition December 2014 15 Protecting Lake Conroe’s Water Quality The San Jacinto River Authority (SJRA) has been monitoring the water quality in Lake Conroe since the lake was originally built in 1973. During that time, many things have changed, but one important thing has stayed the same – the water quality in Lake Conroe has remained very good. The water quality report card for our region is contained in a document produced by the Houston-Galveston Area Council (HGAC) as part of its Clean Rivers Program (CRP). The document is called the 2014 Basin Highlights Report, and it can be found at www.h-gac.com. As you can see in Table 1 taken from the Report, Lake Conroe recently received a “five frog” rating. While the rating has a humorous note to it, the important thing to note is that Lake Conroe continues to receive strong reports year after year related to water quality conditions. Table 1. In this summary table from the HGAC 2014 Basin Highlights Reports, blue boxes represent parameters that are “improving,” brown boxes are “degrading,” and white boxes represent no significant change. The numbers in the table represent the percent of total stream “segment length” (or shoreline miles) that had samples that were “of concern” for each parameter. As mentioned above, while overall water quality has remained basically the same, a number of things have changed with regard to Lake Conroe’s water qual- Table 1 16 Dock Line Magazine - The Woodlands Edition December 2014 ity, and those things relate to the strategies used for monitoring and protecting water quality. SJRA’s early water quality monitoring program consisted primarily of a voluntary set of basic parameters that were tested on a monthly basis through a partnership between SJRA and the City of Houston. The primary parameters were dissolved oxygen, pH, temperature, hardness, ammonia, nitrogen, biochemical oxygen demand, suspended solids, iron, manganese, total organic carbon, sulphates, and total phosphorous. Over the years, sampling technologies improved allowing for more accurate results and more cost-effective sampling programs. The list of parameters of interest also increased greatly. In addition to the parameters listed above, the following is a PARTIAL list of the parameters that we currently test for: specific conductance, turbidity, alkalinity, color, UV-254 (related to organic carbon), total Kjeldahl nitrogen (related to organic nitrogen and ammonia that can promote algae growth), E. Coli, fecal coliform, metals (including silver, mercury, cadmium, nickel, arsenic, barium, lead, copper, etc.), pesticides, herbicides, Giardia, MIB and Geosmin (related to taste and odor), organic compounds, and volatiles. In addition to an aggressive moniContinued on page 18 1 Dock Line Magazine - The Woodlands Edition December 2014 17 toring program, SJRA is also in the process of developing a formal watershed protection plan, which is a coordinated framework for implementing water quality protection and restoration strategies. The watershed protection plan is like a menu of options for protecting water quality with an associated costbenefit analysis for each menu option. Working with a group of local stakeholders, including representatives from around Lake Conroe, SJRA is working to determine which menu options, or strategies, make sense for implementing here on Lake Conroe. The first step in development of the watershed protection was “characterizing” the watershed, which identifies potential pollution sources. We have mapped the on-site sewage facilities (septic systems), sewage treatment plants, sewage lift stations, all major stormwater outfalls that dump into the lake, and much more. After reviewing the watershed characterization, the stakeholder group has spent many months learning about water quality protection strategies. Eventually, the stakeholder group will recommend certain strategies to be considered by SJRA’s board of directors for implementation. Almost certainly, one of the major strategies will be public education and outreach because many of our own personal behaviors can have a significant impact on water quality. Good examples include over-fertilization of our lawns and over-use of herbicides. Other strategies being considered include an improved program for ensuring proper septic system maintenance and enhanced requirements for storm water runoff from new developments. Our goal is to have the watershed protection plan in place by June, 2015. You will be hearing more in the months to come. For more information on the watershed protection plan, please visit www.sjra.net. u 18 Dock Line Magazine - The Woodlands Edition December 2014 Dock Line Magazine - The Woodlands Edition December 2014 19 ‘Tis the season of holiday gatherings, gift giving, and decor galore! Although our furry family members may not have to stress about what gifts to buy, party planning, store hours, or traffic... they may feel very stressed because we are, not to mention the big green twinkling tree towering in the corner of the living room. As we kick off this holiday season, here are a few holiday tips to keep your furry loved one safe and maybe a little less stressed. Since I just mentioned the big twinkling tree, let’s start there. While everyone loves the smell of a beautifully decorated tree, sometimes the water under the tree becomes just another conveniently located water bowl. You may think it’s the tree’s sap that’s harmful and contaminates the water, but it’s actually the fertilizers the tree absorbs before being cut that can cause real harm. So this year, try placing your tree in a large metal or ceramic pot, base and all. This will not only make it easy for you to water, but keep thirsty companions away. In keeping with the theme of the decorated tree, let’s go into those beautiful decorations that dangle and look oh-so tempting to most of our furry friends. Our kitties seem to be the most dazzled by what seems like a tug of war game between the shiny piece of tinsel and the big green monster. If they win, though, this often leads to a trip to see me for surgery to remove what was swallowed. So if you have a curious and playful kitty at your house, it’s probably not a good idea to use the ribbon and tinsel. Not that our canine companions discriminate, they often find the ball all the way at the top of the big twinkling tree that is teasing them and they must play with it! I have seen plenty of lacerations from them finding out it’s really not a shiny new tennis ball! So, make sure your tree is standing securely and the shiny tennis balls stay out of reach. It’s also a good idea to keep wrapped-up yummy treats from under the tree, even the ones meant for them. Their keen sense of smell usually leads to them opened prematurely. Aside from the tree, the Poinsettia is another holiday favorite that is commonly used in our holiday decor. This beautiful plant has sure had a lot of media hype over the years! The truth is that it takes a significant amount of this plant to be consumed to reveal symptoms such as vomiting and diarrhea. Not that I’m suggesting you chop some up to serve on a plate to your furry companion, but you can use them as part of your holiday home decor with a little less worry. Just remember to keep them out of your little omnivore’s reach. Kissing under the mistletoe is a long-lived holiday tradition, but holly and mistletoe berries are very toxic to our furry companions and would definitely warrant a trip to my office or the emergency clinic. So, let’s keep this tradition to the us and maybe hang a biscuit for your furry little ones. Lets talk a little bit about the stress of the holidays and how it takes a toll on our loving companions. I see several cases of stress related diarrhea around this time of the year and it not only takes a lot out of our furry friends, it adds stress to your already busy lives. Helping your pet feel more at ease around this time of the year is really easier than you may think. Here are a few steps you can take to help you and them have a happier holiday. • Give them their own space. If your companion feels a little overwhelmed by the stress of the party, let them have a dark, quiet room to themselves. Turn on some quiet soothing music to help drown out the noise and let friends and family know that room is off limits and why. I’m sure they will understand since they more than likely have pets of their own. • Try not to change up their diet too much. I know it’s very tempting to give your furry friend a little treat, but to an already stressed and upset tummy, you may end up causing more harm than good. If you read my article last month (http:// docklinemagazine.com/images/magazine/2014/ nov/DLM-TWnov2014.pdf), there’s a lot of holiday snacking they should avoid anyway. So, keep 20 Dock Line Magazine - The Woodlands Edition December 2014 Y to their routine and diet, as it could really help everyone in the long run. • If you have family members staying with you, let them know your companion’s routine. If anyone is taking medication, make sure they keep it up and out of harms way so sniffing noses aren’t tempted to try Grandma’s heart medication. It’s also a good idea to let family members know that table food is off limits! Friends and relatives may look at you and think to themselves “You’re so mean!” but they don’t have to clean up the mess or take the time out of their schedule to bring them in to see me. It’s better to be safe than sorry. • Keeping their collar with proper identification and microchips up to date is also very important. In all the hustle and bustle of the family, your furry friend can very easily make it out the door undetected. No one wants to spend the holidays heartbroken and posting lost and found signs. Well, folks, I hope I make your holidays a little easier this year, if not, a little safer. I would like to mention one last thing...never give pets as gifts unless it has been fully discussed with the recipient. There are so many loving pets in shelters and rescues that would love nothing more than to have a home for the holidays. Nothing is more devastating than to see so many of them end up back in shelters or rescues because they were unexpected or impulsively acquired. If you have made the decision to add a loving furry friend to your family, please reach out to a rescue group or shelter. They have so much love to give too! Happy Howlidays from all of us at Windvale Pet Hospital! TOTTu 2015 Dockline Ad 11.14.14 HALF PG.pdf 1 11/14/2014 10:09:19 AM Your New Year’s Resolution will have to wait! Thursday, January 29, 2015 4:00 – 9:00 PM The Woodlands Waterway Marriott Hotel & Convention Center One Night, One Price, One Fabulous Feast! Enjoy mouth-watering appetizers, entrees, desserts, pastries and beverages from some of the area’s finest restaurants, caterers, bakeries and beverage companies. Your ticket includes food, beverages and festivities. Get Your Tickets Today! Tickets are $25 in advance or $30 at the door. Ticket packages are available for discounted rates! Purchase your tickets online or at The Woodlands Area Chamber of Commerce, select Woodforest Bank locations, The Woodlands Mall and the Market Street Concierge Booth. www.tasteofthetown.org PRESENTED BY Dock Line Magazine - The Woodlands Edition December 2014 21 New District Website Features Hidden Gems! By: Marlisa Briggs, Education/Public Awareness Coordinator, Lone Star Groundwater Conservation District Did you know that “Black Friday” 2013 was that holiday season’s first billion-dollarplus online shopping day? Total online purchasing for that day totaled $1.2 billion (a 15% increase from the previous year). The Black Friday shopping trend is just one example of how we turn to the Internet for nearly everything, including helping our kids with math homework when we’ve forgotten how to solve those alegbraic formulas. We at Lone Star Groundwater Conservation District want to be Montgomery County’s source for groundwater and conservation information, so our website needed to step up to the task. The District conducted an internal review of our website, realizing it contains a lot of valuable information, however it was a little tricky to find. For this reason, we recently launched a redesigned site with the purpose of being clean, simple and to the point. This is especially important when viewing a website from a mobile device. Our hope is that you explore the new site for yourself, but let’s take a look at some highlights: will be even more utilized in the spring and summer. Before the warmer months are upon us, we wanted to ensure the recommendations are easy to find. Now you can click on the green icon on our front page, and it will take you straight to the week’s recommendations. Currently, we post watering guidelines for eight Montgomery County locations, but plan to add additional sites in the future. Well Applications and Reporting Well Applications and Reporting If you are a permittee, or need to register a water well, we’ve made it easier for you. Simply click on the blue icon, also on the front page, and you will be taken to a page that has links to all the forms and documents you need. Our goal is to make it as easy as possible for you to register with the District. GIS Map of Montgomery County Wells This powerful tool has always been on our website, but you had to know just Weekly Watering Recommendations How Much You Should Water This Week? We recently launched a program that provides weekly watering recommendations based on the previous week’s rain, combined with evapotranspiration numbers. This has been a great tool this fall, but 22 Dock Line Magazine - The Woodlands Edition December 2014 where to look. Now it can be found under “Resources/Maps”. Once you access the map, you can choose to see exempt wells, non-exempt wells, the county line, water lines, sewer lines, groundwater conservation districts, river authorities, cities, and MUDs, just to name a few. Also, when looking at the wells, you can select individual wells to learn more about them, and can even measure the distance between two wells. The map even has options to show FEMA floodplains and topography. Educational Information Our “Just for Kids” page provides the basics on water, but also has links to some really fun games and activities! We start off our page by explaining the water cycle and showing a graphic that depicts the distribution of the earth’s water. Did you know out of all the water throughout the globe, only 2.5% of that is freshwater? Check out our kids page, even if you’re an adult; odds are you’ll learn something new! Also in our kids’ section are links to other valuable water-related websites, some geared towared the very young, all the way up to high-schoolers. Meetings and Minutes Our monthly board meeting schedule, along with the corresponding minutes, can still be found under our Board of Directors tab. You will also find updated board photos, as well as information about GMA 14 meetings. And finally, if you want to see the latest happenings at the District, our most recent announcements and blogs are scrolling on the front page, and they are also on our “News Releases” page. It’s our hope to provide the most current information on groundwater and conservation in Montgomery County for the public in a way that’s easy to access and understand. Take a moment to check out the new site at www.lonestargcd.org. The Lone Star Groundwater Conservation District was created by the 77th Legislature in 2001 to protect and manage the groundwater resources of Montgomery County. Lone Star works to maintain a balance between protecting the rights of private landowners and the responsibility to conserve groundwater. u Dock Line Magazine - The Woodlands Edition December 2014 23 Presents Look Out, The Herdman’s Are Coming!! By: Carolyn Corsano Wong Photos: Michael Pittman Images Head for the hills; The Herdmans are almost here!! The hilarious story of how the Herdmans turned their town upside down takes the stage of the historic Crighton Theatre when STAGE RIGHT presents the comedy holiday classic: The Best Christmas Pageant Ever Dec. 5-21. The Herdmans are six scrawny children (Ralph, Imogene, Leroy, Claude, Ollie and Gladys) who are notorious delinquents in their community. Among other things, they lie, steal, smoke cigars (even the girls!), and hit little kids. The kids basically raise themselves. Their father walked out when the youngest was two years old, and their mother works double shifts at the shoe factory. The story is narrated by Beth Bradley, a girl in Imogene Herdman’s class. Beth’s brother, Charlie, unwisely lies to Leroy Herdman, saying that he doesn’t mind Leroy stealing his dessert at school because Charlie gets all the snacks he wants at Sunday School. This leads to all six Herdmans showing up at church the next Sunday for the first time in their lives. Beth’s mother Grace is put in charge of the Christmas pageant when the original leader, Mrs. Helen Armstrong, falls and breaks her leg. The announcement for the auditions happens to be on the day the Herdmans show up at church, and, avid movie fans that they are, the Herdman’s volunteer (and threaten) their way into all six of the main parts. In spite of the Herdmans never having heard the Christmas story before (and wanting to change the script so they can hunt down the evil King Herod) and in spite of never making it through a complete rehearsal, the show does go on and turns out to be, as everyone says, the best Christmas pageant they have ever seen. We think you’ll agree! We have a very large cast to bring this wonderful story to the Crighton stage for your enjoyment. Director Brenda Storseth has assembled a cast of folks that have graced the Crighton stage for many years, and those new to the theatre: Continued on page 26 1 Run for your lives; it’s the Herdmans! 24 Dock Line Magazine - The Woodlands Edition December 2014 Montgomery County Choral Society presents presents This project is supported by funds from the City of Conroe Commission on Arts and Culture & ExxonMobil Music for Choirs, Strings, Piano & Organ with the choirs of First United Methodist Church-Conroe 4308 West Davis 936-756-3395 www.mcchoral.org www.fumc-conroe.org Dock Line Magazine - The Woodlands Edition December 2014 25 Beth Bradley.................. Lauren Ferro Grace Bradley............... Cristy Campobella Bob Bradley................... Bob Galley Charlie Bradley.............. Bradley Rice Ralph Herdman............. Andrew Mathieson Leroy Herdman.............. Cole Smith Imogene Herdman......... Maddie Rodriguez Claude Herdman........... John Wallace Barton Ollie Herdman............... James Pate Gladys Herdman........... Lucy Barrera Alice Wendleken............ Elena Yanez Maxine........................... Brooklyn Spikes Elmer............................. Kolby Hughes David............................. Palmer Smith Hobie............................. Cash Fournier Beverly.......................... Lena Marlo Clarke Mrs. Slocum................... Katie Kelly Mrs. McCartthy.............. Tiffany Rutledge Mrs. Armstrong.............. Wendy Albright Mrs. Clark...................... Tina Lockhart Reverend Hopkins......... Craig Campobella Firemen......................... Phil Clarke, John Barton Angel Choir Cordelia Barton, Piper Lout, Avery McGoveran, Annie Tenhet Shepherds Jackson Glover, Stephen Twinney Choir Alik Brisby, Hannah Glover, Abby Harrison, Joy Jones Luce, Allison Rodriguez, Dominique Roman, Sarah Shingler, Allyssa Smith, Ally Spottswood, Emili Stowe, Alysa Yanez As with every STAGE RIGHT show, we highlight a need in our community and then throw a spotlight on an organization that is helping with that need. We are once again partnering with The Salvation Army to share some Christmas cheer with those less fortunate by bringing an unwrapped gift to be donated to low income senior citizens thru the Salvation Army’s Senior Holiday gift program. Personal care items will be greatly appreciated. We will have a collection box in the lobby of the Crighton during the run of the show. SHOW DATES & TICKET INFORMATION: December 5-21, 2014 , Friday & Saturday nights at 8 pm and three Sunday matinees at 2 pm. Tickets are available at 936441-7469 or www.stage-right.org. Tickets can also be purchased at the Crighton Theatre box office. The historic Crighton Theatre is located at 234 N. Main St. in downtown Conroe, TX. Bring Mom, Dad, Grandma, Grandpa and especially the kids. Nothing amuses children more than watching other children be absolute stinkers on stage! We hope you’ll join us to see The Best Christmas Pageant Ever! u 26 Dock Line Magazine - The Woodlands Edition December 2014 Clear Direction for Your Retirement™ by Craig Wear, CFP® Tame the Beast! I’ve written several articles about the bitter-sweet of accumulating large amounts in your 401k or IRA account. The single biggest challenge I deal with regarding my retiring and retired clients is this issue. If you have saved well and have significant amounts in those type of before tax accounts there may very well be an uncomfortable tax drain in your future; I can guarantee that there is one coming for your beneficiaries. The question is ‘what to do about it?’ Three or four issues back in this magazine, I wrote of the ‘Retirement Traps’. They were all traps that ensnare the retiring man and woman with the deadly grip of taxes during their life, in their income and upon their death. The short term feel-good of saving on our yearly tax returns winds up biting us in unthinkable ways just at the time in your life when we want to begin enjoying them. We can reason all we want and from several vantage points about saving taxes now and enjoying the benefit of building deferred earnings. If you can create the result of a tax-balanced financial portfolio, it is my opinion that you’ll enjoy the fruits of your lifelong labors to a much greater degree. long term care coverage is that the premiums are not guaranteed and eventually will increase. A relatively new financial product uses a special cash value life insurance contract to guarantee that long term care premiums never increase and that there is value later in case there were no nursing home expenses. If you have an IRA that you’re never going to spend down, another strategy would be to make annual shifts from the IRA into something like this. You will pay taxes now, but you’ll receive tax free benefits for long term care and your heirs later. Otherwise, every distribution from your IRA for those expenses creates added tax liability at a time when life is already complicated. 3 Create a legacy for your kids: When you die and leave your big IRA to your kids, they get to pay taxes on it and then do whatever they will with it. So a more creative strategy I’ve used of late is to ‘harvest’ the IRA annually and shift that gift to your kids into a vehicle that creates a totally tax free retirement income for the kids when they retire. This takes 10 or 15 years for the buildup to be significant, but it’s a great way of getting to see the benefit of your family charity while you are living. It is also a great strategy to use when the kids are not very financial savvy – they aren’t saddled with hundreds of thousands or millions to figure out how to manage and you’ll have some assurance that they’ll have income for later in life. 4 Stop making it worse: The longer you wait to act, and the more you put into these before tax accounts, the worse the problem becomes. Each of these ideas needs to be considered as part of an organized game plan for your future. Please don’t run out and buy financial products before you develop an organized detailed strategy that works uniquely for your life. Please call if I can assist with putting that on paper with you. Call us at 936-449-5952 or log onto www.CraigWear.com. Craig Wear, CFP®, is an investment advisor representative of Game Plan Advisors, Inc., a registered investment advisor. © This large 401k, or ‘Beast’, will have amazing power over your life. During retirement every dollar you want to spend from these accounts for your enjoyment will have a tax bill associated with it – and perhaps at increasing tax brackets in the future. At age 70 ½ you will be forced to take sums of money and pay taxes on them. And at the death of you and your spouse, your heirs will pay taxes on the whole ball of wax. 1 Strategies for Taming the Beast Harvest your tax bracket: Our progressive tax system comes with tax brackets that increase the rate of tax as you receive more taxable income. Many people are somewhere in the middle of their current tax bracket each year. That means that you could have withdrawn ‘some’ more money from your IRA (after age 59 ½) and not paid at any higher tax bracket. The obvious strategy here is to work with your tax preparer and systematically, every year, take as much as you can out of your IRA, even if you don’t need to spend it. There are several vehicles to re-invest into; oftentimes we like to see folks make this shift into a Roth IRA where all earnings/gains become totally tax free for your life and your heirs. 2 Shift to a greater benefit: Who isn’t concerned about the cost of long term nursing or assisted living expenses? Only those who already have funds set aside or insurance coverage for that. The problem with traditional Learn how your future income will be impacted even more. our free report – 7 Tax Traps Hidden in Your IRA Visit www.7TaxTraps.com/TaxCalculator Dock Line Magazine - The Woodlands Edition December 2014 27 By: Joe Viser The Players Theatre Company, Montgomery County’s oldest theatre organization, welcomes the Yuletide season with a delightful new musical version of the Holiday favorite, “A Christmas Carol”. This marks the first time this particular version of the Charles Dickens’ classic has ever been produced in the Conroe area. The show features music by Alan Menken, winner of multiple Tony and Academy 28 Award awards for such favorites as Disney’s “The Little Mermaid “ and “Beauty and the Beast” as well as “Little Shop of Horrors”, and lyrics by the award winning Lynn Ahrens (“Ragtime, “Suessical, The Musical”). The show, produced by Radio City Music Hall, was the Christmas musical at Madison Square Gardens for over 10 years. It was also turned into a popular Hallmark Channel television movie star- Dock Line Magazine - The Woodlands Edition December 2014 ring Kelsey Grammer The story is a familiar one. Ebenezer Scrooge (played by Jeffrey L. Baldwin) is a prosperous curmudgeon who believes personal wealth is far more valuable than the happiness and comfort of others. With an infuriated “Bah! Humbug!” Scrooge sums up his feelings of Christmas tidings and charitable giving, but he’s forced to face his selfish ways when three ghosts on Christmas Eve lead him through his Past, Present, & Future. Thanks to their guidance, Scrooge recognizes his faults and greets Christmas morning with a cheerful “Happy Christmas” before spending the day reconnecting and sharing love with those that mean the most to him. All the other iconic Dickens characters are there as well - Bob Cratchit (Timothy Eggert) and his inspirational young Continued on page 30 1 Dock Line Magazine - The Woodlands Edition December 2014 29 son, Tiny Tim (played by Players’ newcomer Jacob Sutton), and Marley’s Ghost (Orvis Melvin). However, director Travis Bryant says that this version retells the story in a fresh, new way. “The whole show is very much in the style of modern Broadway musical,” says Travis. “It is almost completely sung, with very little spoken dialog. The music spans a large number of styles, but is very much like those fantastic Disney musicals Alan Menken is famous for.” In addition, there are new twists on the story that add dimension and insight to the characters. “For instance, during the Christmas Past segment, we get to see those incidents in Scrooge’s life that caused him to become the hard-hearted miser he is at the beginning. “ In addition, the three spirits who visit Scrooge are introduced in a fun and novel way. “Scrooge encounters them for the first time much earlier in this version, and their incarnations are quite symbolic of who they will be when he meets them in their spirit forms,” Bryant explains. However, the core message of the work has not been lost. “It’s gets to heart of what Christmas is all about - faith, love, compassion, and most importantly, home and family.” This production features one of the largest casts to grace the Owen Theatre stage in quite some time, adds Travis. “We have many Players veterans as well many new people from the community. And children - lots and lots of children.” While the scale of the musical is big, it packs a great deal of storytelling into a short amount of time, as it is a one-act musical with a running time of about 90 minutes, a perfect length for the busy holiday season. The Players Theater Company production of “A Christmas Carol” opens Friday, December 5th at the Owen Theatre in downtown Conroe, Texas. Friday and Saturday evening performances begin at 8 pm and continue through December 20th. Three Sunday matinee performances will be held on December 7th, 14th and 21st at 2 pm. There will also be one Thursday evening performance on December 18th at 8 pm. For tickets or more information, call the Owen Theatre Box Office at 936-539-4090 or online at www.owentheatre.com. u 30 Dock Line Magazine - The Woodlands Edition December 2014 Dock Line Magazine - The Woodlands Edition December 2014 31 What Does Health Mean To You and Your Family? The current view of health holds that if we have symptoms, we are sick and if we are without symptoms then we are healthy. So much of modern health care is geared toward getting rid of symptoms. Some of the sickest people are symptom free. They just don’t feel anything. Their bodies are so consumed with toxins, stress and injury (emotional and physical) that they have shut down. So lack of symptoms does not necessarily prove to be a healthy individual. Conversely, a person with symptoms is not necessarily “sick.” Many of the symptoms people experience are actually signs that the body is healing, and abating those symptoms can interfere with the healing process. For example, a fever is the body’s first line 32 of defense against infection. The temperature goes up, which increases the body’s activity and signals the immune system to essentially “turn on.” When we take something to lower the temperature it compromises the body’s natural healing response. When we ingest something that the body considers to be toxic, nausea and diarrhea are healthy responses. When a joint is injured, the body, along with a host of inflammatory chemicals, gives us pain to let us know to be careful, to avoid using it and re-injuring it. It swells to provide a natural splint to the area to protect the injured joint and gets hot as the body increases the circulation to repair and heal the injured tissue. The runny nose we get at the change of seasons is the body sluffing off Dock Line Magazine - The Woodlands Edition December 2014 the old respiratory lining, much like the trees sluff off their leaves and animals sluff off winter coats. Every symptom our body gives us is a message. The body can only speak to us in two ways, pain or pleasure, discomfort or comfort, ease or dis-ease. When symptoms occur, when our body is trying its best to communicate with us, do we listen to what it is trying to say? Or, do we just try to stop the symptoms? For example, antibiotics remain the most popular medical treatment for an earache, with doctors reportedly writing 15 million prescriptions per year in the United States alone. It is estimated that at least half of the prescriptions are unnecessary and ineffective for helping this problem. To add to that, most ear infections are viral in nature so antibiotics, in many cases, will not be effective in eradicating the problem. Quieting the symptoms will most likely lead to a recurrence of the symptoms later on. It has been shown that 80 percent of people with ear infections or earaches get better without antibiotics within 48 to 72 hours. Due to the widespread overuse of antibiotics, drug-resistant germs have been reproducing rapidly, constantly evolving new levels of drug resistance. For over a decade our health leaders have been sounding the alarm to doctors to stop writing so many prescriptions for antibiotics because of growing drug resistance as well as serious health risks to the user. As these statistics are becoming better known, people are seeking alternative treatment to keep themselves as well as their family healthy. Chiropractic is becoming more and more the popular choice. Chiropractic is not the diagnosis or treatment of any condition or disease. The focus of chiropractic is to reduce stress to your nervous system so your whole body can function better. At Sandstone Chiropractic, we use techniques designed for adults and children that are very gentle, effective and safe. It’s important to note that chiropractors are not opposed to antibiotics when necessary, but the chiropractic profession acknowledges that over usage is prevalent in our country and that the habits of some prescribing doctors may not have caught up with the latest research, or simply give-in to the persistent demands of uninformed parents. Health is not the absence of symptoms, as sickness is not the presence of symptoms. Health is a condition of wholeness in which all of your organs are functioning 100%. Symptomatic or not, chiropractic care offers your body the best possibilities for better function, therefore better health. For the overall wellness of you and your family, participate in all decisions when it comes to the usage of antibiotics and seek other non-invasive forms of care. Remember, it’s your body and you have a choice. Most importantly, initiate healthy lifestyle choices for your family and include regular chiropractic care as part of your family’s goal towards wellness. u Dock Line Magazine - The Woodlands Edition December 2014 33 GARDENING IN DECEMBER MERRY CHRISTMAS AND HAPPY NEW YEAR!! From the entire staff at Lawn Ranger Company, we wish our readers a VERY MERRY CHRISTMAS! And we wish you the very best throughout the coming year. Our offices will be closed December 24, 2014 through January 4, 2015. Have fun with family and friends this Christmas season! Make it special! TROPICAL PLANTS You’d think it wouldn’t be necessary to worry about “winter protection” of our plants during the relatively mild winters in this part of the country. And it probably wouldn’t be necessary…IF we didn’t have such a love for tropical plants. The fact is that a large number of landscapes in our area include tropicals – either in the ground or in containers. Occasionally we have temperatures that dip cold enough to remind us of just how fragile tender plants can be. Tropicals aren’t exactly “win- ter hardy” plants. Here is some good news: while the temperature may drop into the 20’s for a few nights and the tops of the plants may get frost-bitten, the ground generally doesn’t freeze in Southeast Texas. Therefore the roots and bulbs or rhizomes are generally very reliable about coming back. Cannas, gingers, caladiums, and amaryllis are examples of plants that can be left in the ground if the soil drains well. I would be careful about leaving them in the ground in wet or poorly drained soils. PROTECT YOUR PLANTS You can help ensure the survival of the below-ground parts of your plants by placing several inches of mulch over the soil in the shrub and flower beds. We recommend a 2”- 3” depth in flower beds, and 3”- 6” around the base of shrubs. Fine shredded pine mulch and pine straw are among the better options. These products stay loose and don’t pack, thereby improving their in- sulating qualities. Mulch may help keep the lower stems, crown, and roots alive, but it won’t protect the uncovered upper part of the plant. To protect the upper parts of these plants when temperatures dip into the 20’s, consider covering them with canvas or fabric. Plastic is not recommended. It’s best to build a frame to support the weight of the cover, and provide a heat source under the cover. A light bulb or a heat lamp is most commonly used. Another idea is to wrap the plants with miniature Christmas lights. Not enough heat is generated to cause damage to the plant, but it can make a big difference in the plant’s survival. However, this may not be practical in larger landscapes. “Can I turn off my sprinkler system now? Unless you’ve overseeded with rye-grass, lawns are now quite care-free. And cooler weather and frequent rains will reduce the need for watering the turf. However, I suggest you monitor the moisture in the soil – not too dry, not too wet. And remember, flowers and plants might have watering needs that are different from the turf grass. SEND US YOUR QUESTIONS AND COMMENTS Thank you for continuing to send us your questions and comments. We can be contacted at our offices at 281-681-1025, or through our web site: www.LawnRangerCompany.com “Like” us on Facebook at www.facebook. com/lawnrangercompany. Follow us on Twitter: @ lawnranger_walt. Check out a few videos at www. youtube.com/lawnrangercompany. u VOTED “BEST OF THE WOODLANDS” 2010, ’11, ’12, ’13, 14 Be Prepared. Choose Honda. Nothing Says Security Like A Honda Generator Get Prepared Now Before The Storm Arrives! EU3000is MSRP $2,329.95 $ Handi EU3000i MSRP $2,599.95 † † 1,999 †† • 3000 watts (25 A) of Honda inverter 120V AC power • Super quiet operation – 49 to 58 dB(A) • Eco-Throttle ™ – Runs up to 20 hr. on 3.4 gal. of fuel • Convenient electric starting Brand New! From Honda! EU7000is MSRP $4,499.95 † $ 3,999 $ 2,299 • 3000 watts (25 A) of Honda inverter 120V AC power • Eco-Throttle ™– Runs up to 7.7 hr. on 1.56 gal. of fuel • Convenient swing-up handle for easy transport • Lightweight – Only 78 lb.! EM5000SX MSRP $2,429.95 †† • 7000 watts of 120/240 (58.3/29.1A) power • Fuel injected for reliable starting and longer run times • New push button starting – no choke required • Runs up to 18 hours at ¼ load • Integrated folding handles with wheel kit †† $ † 2,249 †† • 5000 watts 120/240V • 120/240V Selector Switch • Honda-exclusive iAVR (intelligent auto voltage regulation) provides 7,000 watts for 10 secs to start larger equipment • Electric start (battery included) with recoil back-up Career Minded Sales People Wanted Dock Line Magazine is expanding and we need more sales people. If you are an energetic, enthusiastic people person call us today. Experience preferred, but will train the right person. Call Walt at †Manufacturer’s Suggested Retail Price. ††Manufacturer’s Minimum Advertised Price. Please read the owner’s manual before operating your Honda Power Equipment and never use in an enclosed or partially enclosed area where you could be exposed to odorless, poisonous carbon monoxide. Connection of a generator to house power requires a transfer device to avoid possible injury to power company personnel. Consult a qualified electrician. ©2014 American Honda Motor Co., Inc. 34 Dock Line Magazine - The Woodlands Edition December 2014 713-858-7874 or email your resume to walt@docklinemagazine.com Why Do Hearing Aids Cost So Much? Have you asked that question, too? Here’s a breakdown of what they cost and why by Ian Cropp, AARP, October 3, 2014 Research accounts for a substantial portion of the cost of hearing aids. — Corbis Just as you can buy $3 reading glasses at the supermarket, you can get a pair of hearing aids for a few hundred dollars online or at a big-box store. But if you’re looking to purchase a custom-fitted, quality pair from an audiologist, you can expect to pay anywhere from about $2,200 to more than $7,000 a pair for devices with the latest tech, such as the ability to wirelessly stream sound from your television and link up to your smartphone. According to a survey recently published by the Hearing Review, the average price of a mid-level pair of aids hovers between $4,400 and $4,500. Prices vary by region. At UCLA’s Audiology Clinic, for example, the average price is $4,200, says audiologist Alison Grimes. Audiologist Janice Trent says the average price is $4,000 at her suburban Maryland clinic. The same survey found that the average prices of both high-end and mid-level aids have dropped since 2005. The price of most budget-oriented aids has remained steady. No matter how you look at it, hearing aids are expensive. So why exactly do they cost what they do? Experts say you are not only buying a hightech device that requires extensive research, but also likely paying for services from highly trained hearing specialists during the life span of your hearing aids. On the manufacturing end, materials such as microprocessors and microphones may be about 10 percent of the final cost for some hearing aids. Research may account for as much as triple the cost of materials. “It is a substantial part of the price: All the major companies have phenomenal research,” said Patricia Kricos, an audiology professor at the University of Florida and president of the American Academy of Audiology. Between electrical engineers, audiologists, computer programmers and musicologists, an immense amount of technical knowledge is required to produce these miniature devices. Once made, the hearing aids must then be marketed and sold, an expense that also includes the cost of staff responsible for training the audiologists and other hearing specialists in their use. Why are aids more expensive at hearing clinics and other outlets? At hearing clinics and other outlets, aids sell for approximately 2-1/2 times the wholesale price. Many factors contribute to the markup. When customers visit an audiologist in an office — where rent and overhead can be 10 to 15 percent — they spend time learning about their condition, going over various products available and then getting fitted — often requiring a hearing-test booth and a sound box for calibration. These high-tech machines need to be replaced every few years and can account for about 8 percent of the total cost. But even before the customers walk in the door, the audiologist needs to purchase licenses and insurance, about 3 percent for some practices. Customers frequently return for adjustments, cleaning and seminars, all of which take time and are usually included in the price of the hearing aids. Salaries can account for 10 to 20 percent of the cost, depending on the size and scope of the practice. Like any business, there are marketing activities to attract and retain customers, accounting for 5 to 10 percent, as well as continuing-education requirements and staff training, which make up 5 percent of the total. It all adds up quickly for the audiologist, who in a good year may take home from 10 to 15 percent of a practice’s revenue — and that’s before taxes and interest payments. “You can buy a hearing aid anywhere, but it will only be as good as the person fitting it,” says St. Joseph, Mich., audiologist Gyl A. Kasewurm. Using the average price of $4,400 for a pair of hearing aids, we break down the costs below. Please note that these figures are estimates drawn from a variety of sources, including discussions and correspondence with audiologists, manufacturers and industry experts. Overall cost — $4,400 Costs for the manufacturer: • Materials — $440 • Research — $1,320 Other retailer costs: • Rent/overhead — $473 • Testing/diagnostic machines — $352 • Licenses/insurance — $132 • Salaries — $660 • Marketing — $330 • Continuing education/training — $220 • Potential profit for the retailer (pretax) — $473 Approximate product cost for retailer — $1,760 Additional reporting by Matt McMillen, a freelance health writer living in Portland, Ore. u DO YOU HEAR WHAT I HEAR? HEARING AIDS 2-WEEK FREE TRIAL* + Price Match Guarantee‡ If not, get your hearing checked before the holidays. With our 2-Week Free Trial, now is the time! As the strongest network of Hearing Care Professionals in the country, with over 300 centers nationwide, we are committed to helping more people stay connected to all the joyful sounds this holiday season through better hearing, better care and the best state-of-the-art digital hearing aids. Take advantage of these special offers all month long: • Connect Hearing Price Match Guarantee‡ • 0% Financing† • Free Hearing Consultation Stay Connected. Call or visit us today! 1.888.4CONNECT • connecthearing.com (1.888.426.6632) Most insurances accepted including Blue Cross Blue Shield, Humana, Aetna & Cigna CONNECT HEARING FORMERLY BEAL HEARING AID CENTERS FORMERLY AUDIOLOGY AND HEARING AIDS OF THE WOODLANDS Houston – 350 N Sam Houston Pkwy E, Ste 255 Houston – 3924 N Shepherd Dr Humble – 1702 E First St, Ste F Kingwood – 2665 Royal Forest Drive, Suite B140 (*Lyric Center) Montgomery – 18001 Hwy 105 West, Suite 101 (*Lyric Center) The Woodlands – 9001 Forest Crossing, Suite E (*Lyric Center) 1-888-644-2568 *Provider of Lyric, the world’s first and only 100% invisible, 24/7 wearable, hearing aid offered at this location. *Certain types of hearing loss may require a hearing aid model that is not appropriate for the Two Week Free Trial. See center for details. Lyric excluded. ‡ As a member of the Connect Hearing network, if we don’t already have the lowest price, we will match any valid competitor quote or advertised price on hearing aids within 60 days of purchase. † 0% financing offer is subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to offer this financing. Complimentary hearing screening and consultation required. Some restrictions apply. Offer expires 12/31/14. Dock Line Magazine - The Woodlands Edition December 2014 35 The following is provided for informational purposes only and is not, nor should it be construed as legal advice. One problem that may arise after the death of From our Family to yours... a loved one is how to gain access to the decedent’s life insurance policies or Will if they were kept in a safe deposit box. There are two basic approaches to accessing a decedent’s safe deposit box which are authorized by the Texas Estate Code. WITHOUT A COURT ORDER: If the institution (bank) which has leased the safe deposit box to the decedent is willing to work with you, §151.003 of the Texas Estate Code authorizes an examination of a decedent’s safe deposit box without a court order. The person or bank Merry Christmas . Gayla Wigs * from * Gayle Stan-Bucher Owner 27327 Robinson Rd. Ste 1 Oak Ridge North, TX 281-782-1555 GaylaWigs.com Dock Line Magazine - The Woodlands Edition December 2014 . * (off Woodlands Pkwy & I-45) 36 or other institution which possesses or controls a document delivered to them by the decedent for safekeeping or who leases a safe deposit box to a decedent may permit certain persons to examine the document or the contents of the safe deposit box. The persons who may be authorized without a court order are the surviving spouse of the decedent, a surviving parent of the decedent, a descendant of the decedent who is at least eighteen (18) years old or a person named as executor of the decedent’s estate in a copy of a document that that person possesses which appears to be a Will of the decedent. The examination should be conducted in the presence of a person who possesses or controls the document or who leases the safe deposit box. In the case of a bank safe deposit box, the examination should be conducted in the presence of one of the bank’s officers or the officer’s designated representative. If the bank or other entity that leased the safe deposit box to the deceased person cooperates in permitting examination, what happens next? A document found in the safe deposit box which appears to be decedent’s will may be delivered to the clerk of the court that has probate jurisdiction in the county where the decedent resided or to the person named in the document as the executor of the decedent’s estate. The bank should make a copy of any document appearing to be a will and should retain that copy for four years. A document which appears to be the deed to a burial plot in which the decedent is to be buried or which appears to give burial information may * * be turned over to the person conducting the examination. Before any of the documents referenced may be delivered by the bank or other entity holding the documents, they must be requested by the person making the examination. The person making the examination must then issue a receipt for the document(s). Est.§151.004(c). WITH A COURT ORDER: If the bank or other institution controlling the safe deposit box will not voluntarily offer inspection under the guidelines outlined above, then what are the steps involved in obtaining a court order permitting examination? This question is answered in Est. §151.001-151.002. A petition should be filed with the judge of the court having probate jurisdiction of the decedent’s estate. (It is probable that you will require the services of an attorney to perform this task on your behalf.) The judge may order a person or entity to permit a representative named in the court’s order to examine a decedent’s documents or safe deposit box if, at a hearing before the court, it has been shown to the judge that: 1. The person so ordered is in possession of or controls documents sought or that they leased the safe deposit box to the decedent; and 2. The documents or safe deposit box may contain a will of the decedent, burial policies or life insurance polices. After a court hearing and declaration by the court, the representative named in the court’s order shall examine the decedent’s documents or safe deposit box in the presence of the judge or an agent of the judge and an officer of the bank or an agent of an officer of the bank. The judge may order the representative appointed by the court to take charge of the will, deed to burial plot or life insurance policies and deliver them to the proper persons to review each. Obviously, the quickest and easiest manner to examine a safe deposit box is with the lawful cooperation of the bank or other entity that leased the box to the decedent. This attempt at cooperation should always be tried first and a court order sought only when efforts to achieve cooperation have failed. Depending upon the exact relationship and the persons involved, it may be advisable to avoid the entire procedure by giving trusted persons permission to access the safe deposit box long before the death of the decedent. Typically, this can be accomplished by adding the name(s) of trusted person(s) to the bank’s applicable records and advising such trusted persons that your will, insurance policies, burial policies, etc., may be found in the safe deposit box. James Bright is admitted to practice before the Federal Courts for the Southern District of Texas and Eastern District of Texas as well as all of the Justice Courts, Probate Courts, County Courts at Law, District Courts, Courts of Appeal and Supreme Court for the State of Texas. He maintains an office in Houston and by appointment another at 208 McCown Street in the heart of the historic City of Montgomery. Contact may be made by telephone (936) 449-4455 or (281) 586-8277. For more information about wills or probate in Texas, please seewww.houstontxprobate.com. u Dock Line Magazine - The Woodlands Edition December 2014 37
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